Kushandiswa kwemari kunogadzira chikamu chikuru chemari yemhuri. Mhuri yevana inogona kupedza pakati pe $ 500 ne $ 1,300 pamwedzi pane zvekutengesa, zvichienderana nezera revana, maererano neDhipatimendi reMari yeUriwo yeZvirwo zvekudya kweFebruary 2018. Kunyange mhuri shomanana uye vakaroorana vanogona kuona kushandiswa kwezvokudya zvepamusoro zvakadarika $ 700 pamwedzi.
Ko kana iwe ukwanisa kuwana imwe yemari iyoyo zvakare muchimiro chekadhi yemakadhi echikwereti .
Nokushandisa kadhi rechikwereti rakakodzera pane zvekutengesa, unogona kukwanisa chikamu chikuru chekadhi yemakadhi echikwereti. Sarudza kadhi rechikwereti chakanaka uye iwe unogona kutowana mibayiro kune imwe kadhi rechikwereti zvakare.
Cash yebhuruu inosarudzwa kubva kuAmerican Express
The Blue Cash inosarudzwa American Express chikwereti chekwereti inokweretesa mari yakanyanya kuderedzwa kumashure kwekutengesa kwekadhi kadhikiti. Iwe uchawana 6 muzana mari yakadzoka ku maduka eUnited States kusvika kusvika ku $ 6,000 pagore mukutenga. Izvo $ 360 kana ukashandisa mari yose ye $ 6,000 pamitengo. Iwe uchatorawo 3 muzana mari yakadzokera kuUnited States mafesheni uye sarudza masangano uye 1 muzana mari yakadzokera pane zvimwe zvose, kusanganisira kutenga zvekutengesa kudarika $ 6,000 mugore rekarenda.
Iwe uchawana $ 200 bhodhi yemitemo chikwereti kana ukashandisa $ 1 000 pakutenga mumwedzi mitatu yekutanga. Izvo zvinowanzoita mari ye $ 95 yemari yegore , yegore rokutanga zvishoma.
Bhokisi rebhuruu zuva rega rega kubva kuAmerican Express
Kana pfungwa yekubhadhara mari ye $ 95 yemwaka inokusiya iwe, Blue Cash Everyday Card kubva kuAmerican Express inogona kutarisa zviri nani muhomwe yako.
Iyo kadhi inokwereta 3 muzana yemari kumashure kumadhomasimusi eUnited States kusvika kusvika $ 6,000 pagore mukutenga- $ 180 muwandu kana iwe ukashandisa $ 6,000 pane zvekutengesa. Iwe uchawana 2 muzana mari yakadzoka kuUnited States gas stations uye sarudza madhipatimendi uye 1 muzana mari yakadzokera pane zvimwe zvose, kusanganisira kutenga zvekutengesa kunopfuura $ 6,000 mugore rekarenda.
Gamuchira $ 150 bonus statement chikwereti kana ukashandisa $ 1 000 pakutenga mumwedzi mitatu yekutanga.
Amazon Prime Rewards Visa
NeAmerica Prime Rewards Visa, iwe uchawana 5% kumashure ku Amazon.com uye Whole Foods Market kutenga, pamwe ne 2 muzana kumashure mumaresitorendi, magesi, uye drugstores, uye 1 muzana kumashure pane zvimwe zvose.
Amazon Nhengo dzeMutungamiri munzvimbo dzakasarudzwa dzichakupa mukana weHed Pantry, dare apo iwe unogona kutengesa zvekudya uye zvekudya zveimba. Shandisa Amazon Prime Rewards Visa pazvinhu izvi zvekutenga zvekudya uye uwane 5 muzana kumashure.
Hapana mutengo wegore negore, asi iwe unofanirwa kuva nehutungamiri hukuru hwekutenderwa kwekadhi rechikwereti. Kubatanidzwa Kwekutanga ikozvino kunodhura $ 49 pagore kune vadzidzi uye $ 99 pagore kune umwe neumwe. Iwe uchafanirwa kupedza zvakaringana kubvisa kubhadhara kweHurumende yeUbhengi kuti kadhi rechikwereti rive rakakosha.
Bhizinesi reAmerica Cash Makomborero Kadhi Kadhi
Kubhadhara 3 muzana mushure megesi uye 2 muzana kumashure pane zvekutengesa uye mabhizimusi akawanda pama $ 2 500 ekutanga mune zvekutengesa zvekudya, gesi, uye boka guru rekutenga rinotenga roga roga; ipapo 1 muzana kumashure pane zvimwe zvose.
Kana iwe uine bhangi kana bhadha rekutsinhanisa neBan of America kana Merrill Lynch unogona kuwana kusvika kune 10% bonus pamubairo wako.
Uye kana iwe uchiramba uine $ 20,000 kana kupfuura mune imwe yezvinyorwa izvi, mari yebhadharo inosvika kumadhora makumi maviri kusvika kuzana makumi mashanu zvichienderana nehuwandu hwako.
Sokunyora bhonasi, unogona kuwana $ 150 kana ukashandisa $ 500 mumwedzi mitatu yekutanga yekuvhura account yako. Kunyanya, inakidzwa ne 0% yemutambo wokutanga weKAP nokuda kwekutanga 12 kubhadhara maitiro pakutenga uye kuwedzerwa kwekuenzanisa kunoitwa mukati mekutanga kwemazuva makumi matanhatu. Hapana mari yegore negore.
Dzinganisa Rusununguko Unlimited
The Chase Freedom Unlimited inoita kuti mubairo wemari zvive nyore. Zvose zvinotenga-kusanganisira kutenga zvekutengesa-kuwana 1.5 kubva muzana mari isingagumi zvakare musina mari yegore negore. Iwe unogona kugamuchira $ 150 bonus mushure mekushandisa mari $ 500 pakutenga mumwedzi mitatu yekutanga yekuvhura account yako. Kana iwe uri gorosi spender, iwe unogona kuwana bonus yokupindira mukati memwedzi kana maviri chete.
Hapana huwandu hwekudzikinura huwandu hwekubhadhara mari yako, unogona kudzikinura chero nguva, uye mibairo yako haigari kupera chero bedzi akaunti yako yakazaruka uye yakamira.
Kana iwe uine mumwe Akatsvaga kadhi rechikwereti, seChese Sapphire Yakakosheswa somuenzaniso, unogona kukubatanidza mibayiro yekuwedzera kukosha kwavo. Cherechedza kuti kuti ukwanise kubhadhara bhonasi iwe haufaniri kutambira rimwe bhonasi kubva ku Chase mukati memwedzi 24 yapfuura.
Fara 0% muzana APR inotora mwedzi gumi nemashanu pakutenga uye kutengesa kutengesa. Pashure pacho, APR inogara iri 16.24 muzana kusvika 24.99 muzana. Ramba uri mupfungwa kuenzanisa kuwedzerwa hakuiti mibairo uye chero chikamu chaunotapira chinoderedza chikwereti chako chiripo uye chinoita kuti zvive zvakaoma kuti usangane nemari inoshandiswa pakubhadhara bhonasi.