Kutanga kuMhuri Limited Partnership
Mhuri dzemari dzemari uye vatengesi vemazuva ano vanopoteredza dambudziko iri nokusika chimwe chinhu chinozivikanwa sevemhuri kushamwaridzana. Inobvumira nhengo dzemhuri yako kuisa mari yavo padzimba nekuita chirongwa, sekuvaka zvivako zveguta, izvo zvingave zvisina kukwanisika kune nhengo imwe neimwe nekuda kwekushaya mari kana ruzivo. Kunyange mutengi wenyika inozivikanwa Warren Buffett akatanga nenzira iyi nekuunganidza mari kubva kune nhengo dzemhuri nomwe kana shamwari dzepedyo. Saizvozvowo, Sam Walton vakaita chimwe chinhu chakafanana zvikuru paakaumba Walton Enterprises, LLC, iyo ndiyo motokari iyo vana vake nemhuri yake vane zvikamu zveWal-Mart Stores, Inc., uyewo mamwe masimba. Kunyange zvazvo Wal-Mart ingave yakakura mazuva ano, yakanga iri chiduku chiduku chechishanu uye dime apo sarudzo yakaiswa panzvimbo.
General Partners vs. Vashandi Vashoma
Imwe mhuri yakabatana inobatana ine marudzi maviri evakaroorana - vose vanobatana navo uye vashoma vanobatana navo.
- General Partner : Mumwechete kana kupfuura mitezo yemhuri inonzi mavambo. Vachava nemhosva isingagumi, sezvinoitwa mudzimba chete, saka kana iyo purogiramu ichikundikana, pfuma yavo pachavo yakarurama yemutambo kune vavakweretesi. Mutungamiri mukuru achabhadharwa maererano nekubvumirana kushanda chibvumirano. Vamwe vanobatana navo vanogamuchira muchero wekubatsirwa, asi vamwe vanowana mari yakatarwa yegore. Mutungamiri mukuru ane basa rokutarisira zuva rimwe nerimwe kwemhuri kushamwaridzana, kusanganisira kubhadhara nekuita zvisarudzo, kubhadhara uye kubvisa mari, nezvimwewo.
- Vashandi vashoma: Vasingabatanidzi vashoma ndivo nhengo dzemhuri dzinopa mari mukutsinhanisa nehuwandu mune imwe purogiramu asi haine mabasa ekutarisira. Vanoungana pamwe chete vovhota pachibvumirano chebvumirano , iyo ndiyo mitemo inotungamirira mhuri isingabatanidzi pamwe chete, uye inotora zvikamu , chikwerero , uye purofiti. Sezvo mutemo wehuwandu, vasingakwanisi kubatana havakwanisi kurasikirwa kupfuura zvavakapinza muhutano (pane zvakasarudzwa, ndicho chikonzero zvakakosha kuti mukurukure chero zvirongwa nemuyanisi wepamutemo ane ruzivo munharaunda iyi yemutemo). Vakashamwaridzana vashoma havatauri mazvisarudzo zvezuva nezuva uye havagoni kubatanidzwa mune chero basa rekutonga, kana kuti vangazvikonzera kuti varege kurasikirwa nehuviri hwavo hwakachengetedzwa hushoma.
Muenzaniso wekuti Mhuri Yakabatana Inobatsira Sei?
Robbie anoda kuvaka mutsara weguta re upscale muMidwest. Anotarisira kuti chirongwa chacho chizobhadhara madhora 1,200 000 kusanganisira basa rake rekushandira uye rinoita madhora mazana maviri nemakumi maviri emari gore roga roga risati rafarirwa kune chikwereti chikwereti nemitero. Kuti kuchengetedza basa racho rive rakachengetedza, anoda kuti kubhadharwa kwema50%, iyo inoda $ 600,000.
Zvinosuruvarisa, Robbie haana mari yakadaro inowanika, kunyanya kwete mumari yemvura !
Anodana hama dzake, hanzvadzi, vabereki, uye vanasekuru navanasekuru, uye vanosarudza kuumba ukama hwemhuri hushoma. Vanogara pane chimiro chinotevera:
- Kubatana kwakashata kuchabudisa 6,000 zvigaro zvoushamwari pamwe chete ("zvikamu") pa $ 100 imwe neimwe yezvikamu zvese zvema 6,000 uye $ 600,000 mumutambo mukuru. Izvi zvikwata zveLP hazvikwanisi kutengeswa kwemakore mashanu uye kubatanidzwa kuchabhadhara 70% yemari inowanikwa mumararamiro.
- Robbie achatenga mazana matanhatu emari idzi kuburikidza nekupa $ 60,000 kumhuri isina kubatana (zvikamu mazana 600 x $ 100 imwe neimwe = $ 60,000). Izvi zvinomupa 10% umiridzi weprojekti zvichienderana nekutsvaga kwake. Iye achanzi mukuru wevamwe uye, kunze kwehuyo hwake, achagamuchira yekutanga 5% yebato risati rabhadhara sebhadharo yekutungamira kwekutarisira kushanda kwezuva nezuva.
- Mamwe nhengo dzemhuri yaRobbie vanotenga zvingasara 5 400 zvingabatanidzwa pamwe chete. Sezvo kune zviuru zvitanhatu zvezvikamu zvakaenzana, chikamu chimwe nechimwe chinomiririra 1 / 6,000th umudzimai mumhuri isina kubatana.
Iye zvino, Robbie anoronga mhuri ine ukama hwakabatana ne $ 600,000 mari. Anoenda kubhengi rekugara uye anotora chikwereti chekutanga chekutora chikwereti kune $ 600,000 inosara, achimupa $ 1,200,000. Kubatana kunovaka zvivako zveguta, kuvashandira kune vashandi, uye vanotanga kuunganidza mari yekubhadhara. Gore roga roga, sezvo chikwereti chiri kubhadhara pasi uye zvikamu zvakagoverwa kune vashandi, mhuri inokura yakafuma. Pasina kubatanidza mari yavo kuburikidza nemhuri isingabatanidzi, kubhadhara uku kwaisazokwanisa!
Mhuri Ndeyekudyidzana Nayo Yakakodzera Here?
Kutendeseka, hapana munhu asi gweta akakodzera uye mutero accountant anogona kukubatsira kupindura mubvunzo uyu . Pane zvimwe zvaunofunga iwe unoda kuisa muchisarudzo chako:
- Iwe unovimba zvakadini nomukomana mukuru? Yeuka munhu uyu ane ruzivo rwakakwana rwekubhadhara mari nemari yebhizimisi. Kana iwe uine mibvunzo pamusoro pekuvimbika kwavo, huchenjeri hunoita kuti iwe usadzivirire. Kazhinji, kutarisira kwakanaka kunoita kuti musiyano pakati pekurasikirwa kwezvikwereti uye kubudirira kukuru.
- Kuzadza mari yako kunokubvumira kuita mapurogiramu angave asingakwanisi kuitika uye kana zvakadaro, izvi zvinoripira zvinopfuura pamusoro-kuwandisa mutengo wekudzoka here?
- Kuzadza mari yako kunobatsira here kurega "kutambanudza" kana kusvika kune kure uye kutora njodzi yakawandisa uye kuva mari yakaoma?
- Ko mhuri inobatana inobatanidza inogona kuumbwa kune rimwe chete mukana wekutsvaga kwekutsvaga kana sekuenderera mberi kwemotokari yemotokari inoramba ichigadzira kana kuwana zvinhu?
- Icho chirongwa chekuti hurumende yakabatana yakakura huru zvakakwana kuti itsigire kubhadhara kwokuva nemutemo wekutengesa mvumo yemutemo uye kuve nechokwadi kuti hauna kuputsa mitemo ipi zvayo? Kubudisa kushamwaridzana kwakabatana kwakangofanana nekubudisa zviyero mune zvakawanda uye kunozviisa pasi pemitemo nemitemo.