Apo Unokodzera Kuzvinyora uye Paunofanira Kunyora Inogona Kuva Yakasiyana
Social Security retirement benefits, kune rimwe divi, vanoita sediki duku remari, vachipa mari yepamwedzi kune vakwegura vakakodzera kana vava nemakore makumi matanhatu.
Pasinei nekugunun'una nguva dzose kwehurumende yebhadharo nyaya kunyanya sezvavanoshandisa mari yakasimba yezvirongwa izvi, nyanzvi dzakawanda dzezvemari dzinoti kushamiswa kwemapurogiramu uye kuvimba kwedu kwekusununguka pavari kuchaita kuti vararame kwenguva refu.
Apo Vakwegura Vanokodzerwa neMedare uye Social Security
Mapurogiramu maviri aya anoshanda zvikuru kupfuura vevanhu vakuru vekuAmerica vakapinda muhutano (munyaya ye Social Social, iwe unowanawo zvirongwa zvinotarisirwa kubatsira vabatsiri uye vakaroorana nevana vaduku vevashandi vakafa). Asi pano tava kungotarisa chete purogiramu yacho yekubhadhara mari inobatsira. Vagari vepamusoro vanogona kukodzera kupararira kweMedarere mushure mezera remakore 65 chero bedzi ivo vari vagari vomuUnited States kana kuti vagari vemutemo vanogara nokusingaperi uye ivo kana mudzimai wavo vakawana basa rechikwereti chebasa (izvo zvinoreva shanduro yakashandiswa kusarudza kushanda kwenguva yakareba sei yakabhadharwa muitiro).
Muzvokwadi, avo vanofanirwa neMurengeti kuburikidza nemitemo iyi vanozonyora ku Medicare Part A (asi vanofanira kunyoresa mune zvimwe zvikamu zvepurogiramu kana vakasarudza).
Kune rumwe rutivi, nhasi vakwegura vanova vakakodzera kuzadza Social Social retirement retirement benefits pazera remakore 66 kana 67 zvichienderana negore ravo rokuberekwa, iro rinozivikanwawo sezera ravo rose rekurega basa (FRA), uye kana ivo kana kuti avo vakaroorana vakawana chikwereti chebasa zvinodiwa.
Kusiyana neMedare, asi vakwegura vanogona kusarudza kutanga kutora rubatsiro rwavo pamberi peFrA yavo vasati vava nemakore makumi matanhatu nematanhatu, panguva iyo vangagamuchira zvishoma nezvishoma kubhadhara kwemwedzi yavo yekusara kwehupenyu hwavo. Kusiyana neizvi, vakuru vakanonoka kunonoka kwavo Social Security rubatsiro mberi kweFA yavo kusvika makore makumi manomwe kuti vawedzere mari yavo yega yega yega kwehupenyu hwavo hwakasara. Kusarudza nguva uye sei kuti uwane zvekuchengetedzwa kwehupfumi hwevanhu (ingava ivo pachavo kana kuti vakaroorana vanobhadhara) yakava chigadziro chekugadzirira mapurisa ekugadzirira.
Kutora Medicare Asi Hasi Social Security
Zvichipa kuchinja kune mapurogiramu maviri uye zvisarudzo zvakasiyana-siyana zvinoshandiswa nemushandi uye iye waanogona kuita pamusoro pekuti anotanga kutora rubatsiro rwei, vazhinji vanobvunza kuti vanogona kunyoresa kuMurengeti weMedare asi kwete Social Security. Mhinduro yakajeka ndeyekuti hongu. Ichokwadi, pasi pemhando dzakawanda iyo sarudzo ndiyo inonyanya kukosha yekusunungura.
Nyanzvi yekugadzira zvemari inobvumirana kuti ndeyevanhu vakwegura 'inonyanya kufarira kunyoresa munzvimbo dzose dzeMedare inotarisirwa kuva nevanomhanya pavanenge vakakodzera pazera remakore 65 sezvikamu B uye D zvingave zvakadhura kana vakamirira. Izvo zvakati, vazhinji vakwegura vanogona, uye kazhinji vanofanira, vanonoka Social Social Responsibility kusvikira pavanenge vaFrA, zvinoreva kuti pangava nemakore akawanda panguva iyo vakanyoresa uye vakafukidzwa neMedare, asi vasati vawana kubhadhara kwavanogara kweHuman Security.