Zvisinei, Social Security Administration yakaisa miganhu inokosha pamusoro pemutambo uyu, uye saka haisisiri inobatsira sezvakange iri munguva yakapfuura. Mazuva ano, zvakanakisisa, zvinomiririra hurongwa hwekukwereta kwenguva pfupi, kusiyana nesarudzo chaiyo yekurega basa. Usati wasarudza kuedza izvi, tapota funga nezvemitemo iyi nokungwarira:
Sei Uchifanira Kutanga uye Rega Zvokuchengetedzwa Kwemagariro Evanhu
Kusarudza nguva yekutanga kugamuchira Social Security mazano kunogona kuva imwe yezvinonyanya kusarudzira zvisarudzo chero ipi zvayo zvinorehwa. Vanenge vese veAmerica vanogona kusarudza kutanga Social Security mazano pakati pezera remakore makumi matanhatu nemakumi manomwe. Sezvo Social Social payments inoderedzwa kuti isarambe kubhadhara (musati wamboita basa rekugara muhurumende ), munhu anorarama kusvika pahuwandu hwemararamiro ehupenyu anowana mari yakafanana yemari pasinei sarudzo yekusarudzwa kwemakore .
Zvisinei, sarudzo yako pachayo yekuti iwe uchatora rubatsiro inosanganisire mari yako yemamiriro ezvinhu, hutano hwako, nezvimwe zvinhu zvakawanda.
Hazvisi zvisinganzwisisiki kuti mumwe munhu ataure zvikomborero ozoona kuti kwaiva kukanganisa. Ndiyo iyo "chikwereti chekubhadhara" chikwereti chekubhadhara chinouya.
Social Security Payback Option
Kunyange zvazvo isingazivikanwi kana kuti inoshandiswa, Social Social administration inobvumira vashandi kuti vashandure pfungwa dzavo pamusoro pezera ravanotanga kutora.
Iri urongwa runouya nemimwe mitemo inokosha:
- Iwe unogona kubvisa chikumbiro chako cheHuman Security Security mukati memwedzi gumi nemaviri apo iwe wakatanga kuva akakodzera kubatsirwa.
- Iwe unogona kubvisa chikumbiro chako chekubatsira mukati memazuva makumi matanhatu kubva pawakatsvaga rubatsiro.
- Iwe unofanirwa kuripa zvose zvaunobatsira iwe nemhuri yako zvakagamuchirwa zvichienderana neshoko rako rekurega basa.
- Iwe unofanira kutora fomu SSA-521 neSocial Security Administration.
- Iwe unogona kungosiya purojekiti yako yekubatsira kamwechete muupenyu hwako.
Iyi mirairo yakanyanyisa kudarika yaive yakaita kare, zvichiita izvi "Chirongwa chekuchengetedzwa kwevanhu vasingabhadharwi nehupfumi" pane imwe nguva pfupi yenguva pwere yemari, ine michina mikuru yakabatanidzwa.
Pamberi pacho, mumwe munhu akatanga kutora rubatsiro pazera remakore makumi matanhatu nematanhatu aigona kusarudza, pazera remakore makumi manomwe, kuti adzorere chisarudzo chake chekare ndokubhadhara mari yose ye Social Security inobhadharwa kusvikira ikozvino. Kubvira panguva iyo mberi, munhu wacho akawana zvakakosha zvikuru zvikwereti zvichienderana nehutori hunotangira makore makumi manomwe.
Zvinosuruvarisa kuti, Social Social Administration yakavhara ichi chakanyanya muna 2010. Hazvina maturo kutaura, zvakanga zvakadhura zvikuru kuhurumende. The Center for Retirement Research yakaratidza kuti vanhu vanoshandisa urongwa uhwu husingadi kubhadhara mari inochengeterwa Social Security pakati pe $ 5,5 mabhiriyoni uye $ 11.0 mabhiriyoni pagore.
The Bottom Line
Mazuva ano, Social Security urongwa hunokubvumira kuti uchinje pfungwa dzako hunobatsira zvikuru kune avo vanonyatsoshandura pfungwa dzavo pamusoro pekuwana rubatsiro, kusiyana nevaya vanozvipira nemaune uye vanodzosera maitiro avo senzira yekugadzira chikwereti chisingabatsiri.