Kuramba Kurasira Kurega Kunokuwana Zvakawanda Kubva Kuchengeteka Kwemagariro Na
May 23, 2015
Chinhu chimwe chete kuziva nezve Social Security ndechokuti zvipo zvakagamuchirwa mukurasikirwa zvinoenderana nezera raunotora basa. Apo (uye mune zvakarongeka nemumwe wako, kana wakaroorwa) unotanga kutora mararamiro ako e Social Security anogona kuva nemigumisiro inoshamisa pamararamiro ako ehupenyu. Iyo yakareba iwe ukaisa kana yakavharwa, kusvikira pazera remakore makumi manomwe, iyo inowedzera mari yauchawana. Zvichienderana nezera rako, unogona kugamuchira chikwereti gore negore iwe unonoka kunze kwezera rose rekurega basa .
Izvo zvikwereti zvinozivikanwa sekunonoka kubhadhara mari yekubvisa mari, uye zvinopesana pakati pe3 kubva muzana ne8% zvichienderana nenguva yawakaberekerwa.
Kurambidzwa Kwakaitwa Kurega Imari Credits Basa
Vaya vanoenda kumusha mangwanani vanowana mari shoma. Nhamba yacho yakaderedzwa chaizvoizvo 5/9 yezana rimwe pamwedzi wega wega (kusvika kumwedzi 36) musati wanyatsozadza makore, uye 5/12 yezana rimwechete kweimwe mwedzi makumi maviri nemasere pashure pacho. Kana ukabata Social Security yako nokukurumidza pazvinenge zvichiita pazera remakore makumi matanhatu (uye vazhinji vedu tinoita), zvikomborero zvingaderedzwa nepamusoro pe30%.
| Gore rokuberekwa | Chikwereti gore negore |
|---|---|
| 1917-24 | 3 muzana |
| 1925-26 | 3.5 muzana |
| 1927-28 | 4 muzana |
| 1929-30 | 4.5 kubva muzana |
| 1931-32 | 5 muzana |
| 1933-34 | 5.5 muzana |
| 1935-36 | 6 muzana |
| 1937-38 | 6.5 muzana |
| 1939-40 | 7 muzana |
| 1941-42 | 7.5 muzana |
| 1943 uye gare gare | 8 muzana |
Iko Kusiyana Kwakaita Makore Anoita
Gore rakaberekerwaZviwandu Zvakawanda ZvokuwedzeraMutengo Wakawanda Wokuwedzera1933-19345.5 muzana11 / 24 ye1 muzana1935-19366 muzana1 / 2 ye1 muzana1937-19386.5 muzana13 / 24 ye1 muzana1939-19407 muzana7 / 12 ye1 muzana1941-19427.5 %5 / 8 ye1 muzana1943 kana mushure8 peji2 / 3 ye1 muzanaKunobva: Social Security Administration. Cherechedza: Vanhu vakaberekwa musi waJanuary 1 vanofanira kushandisa chiyero chegore risati rapera.
Chisarudzo chako kunonoka kubhadhara chikwereti chinogonawo kukanganisa kuwanda kwemabatsiro awakapiwa nemukadzi wako. Kana iwe ukatanga kuwana zvikwereti mushure mezera rakakwana rekurega basa, wako wako anofanirwa kuwana zvakakwana zvikwereti zvako pamwe nekukanganiswa kubhadhara chikwereti.
Avo vanofanirwa kubatsirwa semukadzi akarambana kana chirikadzi vangave vanodawo kunonoka maitiro avo asi vashandire kuti murume nomudzimai vabatsirwe panguva ino.
Kana iwe uchiri waroora, uye uchida kunonoka kubhadhara, zvinoita kuti usimbise zvikwereti pazera rekusununguka zvakakwana. Nenzira iyo mumwe wako anogona kutanga kuunganidza apo iwe wakamirira uye kuunganidza zvakawanda kunonoka kubhadhara mari yechikoro. Maitiro uye kana munhu mumwe nomumwe akaunganidza Social Security anofanira kunyatsofungidzirwa kuti awedzere kubatsira. Iko kunewo mamwe maverengi anobatsira.
Usarega Kuderedza Medicare
Kana iwe unonoka kubhadhara kusvikira makore 70, ramba uchifunga kuti chinhu chimwe chete hachibvumirwi neMurere. Kunyange vanhu ivavo vanoenderera mberi kushanda vanofanira kusayina Medicare kana vangava vakakodzera pazera remakore 65. Chaizvoizvo, unogona kutanga mwedzi mitatu usati wasvika kuberekwa kwako makumi matanhatu nemashanu, iyo pfungwa yakanaka nokuti inopa Medicare yako kushanda mwedzi waunodzoka 65. Zvimwe zvisingaiti, iwe unosvikira mwedzi mitatu mushure mekupera kwemakore makumi matanhatu nematanhatu kuti usayine uye inofanira kunge inoshanda July 1 wegore iwe unyoresa. Vaya vasingatyi kunyora munguva inopedzisa kubhadhara mihoro mikuru. Kwegore rose raunofanirwa uye usasayirire Medicare Part B, purogiramu yemwedzi wega yega inowedzera ne10 muzana.
Kunyangwe iwe uchifanira kunonoka kubhadhara kunobva mumamiriro ako pachako. Asi kunzwisisa migumisiro yekufamba kwakadai kunogona kukubatsira iwe kuita chisarudzo chakanaka.