Chii chaunofanira kuita kana vateresi vateresi vasingacharegi kudana
Hezvino izvo zvaunofanira kuita kana chikwereti chikwereti chinorega kukanganisa kwako uye kurega tsamba.
Tumira Chibvumirano uye Usaramba Tsamba
Usavimba neshoko rechirevo . Kana iwe wakaita chikumbiro chako pamusoro pefoni, chikwereti chikwereti hachibvumirwe zviri pamutemo kuti uite maererano, zvisinei kuti kangani iwe wakati wambomira kukudana iwe. Izvo ndezvokuti apo mutengi anokutaurira iwe kubasa mushure mekunge wavaudza kuti varege.
Iwe haufaniri kutumira tsamba kuti usiye mutengi kubva kukushevedza kubasa, uvaudze kuti wako waunoshandira haakubvumi kuti ugamuchire mhando dzekufonera. Ramba uchifunga muperekedzi anogona kuramba achikushevedza pafoni yako yefoni kusvikira iwe uchibhadhara kana kutumira kurega kushanyira chikumbiro.
Iva nechokwadi chokuti muunganidzi akagamuchira tsamba . Usati wapomera mhosva yekwereta chikwereti chekuputsa mutemo weSweden, iva nechokwadi chokuti mutemo wakaputsika. Kana iwe wakatumira kuregera kwako uye kubvisa tsamba kuburikidza ne mail yakagadziriswa nebhasiro rekudzoka rakakumbirwa, uchakwanisa kuudza kana tsamba yakagamuchirwa.
Kunyange kana iwe usina kugamuchira receipiti yekudzoka kumashure, unogona kushandisa USPS.com kutarisa tsamba uchishandisa nhamba yakadzingwa yekutumira.
Zvisinei, kana iwe usina kushandisa mail yakagadziriswa kana kuti risiti yakadzoka, ingokumbira muunganidzi kuti aone kana vakagamuchira tsamba. Kana zvisingaiti, tumira imwe nguva ino kuburikidza netsamba yakagadziriswa kuitira kuti iwe uve nehupatidzo iyo tsamba yakapiwa.
Ikosi yekudzoka inokupa iwe sachiratidzo chomunhu akawana tsamba. Vachiri vese vanogamuchira tsamba vanoisawo mazita kune tsamba dzavo, asi positi yehofisi inochengetedza chikwangwani pazvinyorwa.
Chimwe chekupedzisira kutaurirana kubva kune mukoti chakanaka . Iyo FDCPA inobvumira mutakure kuti akubvunzei imwe nguva yekupedzisira kunyange mushure mokunge vagamuchira kuguma kwako uye kurega tsamba. Izvi zvinofanirwa kuitwa kuburikidza nemeseji uye inofanira kukubvumira iwe kuziva chimwe chezvinhu izvi: kuti chikwereti chikwereti hachizove chakatora chero chimwe chekuunganidza chikamu chechikwereti icho, kuti vangaita chimwe chiito mune ramangwana, kana kuti ivo zvirokwazvo kuenda kundotora chimwe chiito.
Iva nechokwadi chokuti haisi mukoti mutsva kana chikwereti chitsva . Nhoroondo dzekuunganidza dzinowanzopota dzakapoteredza kune imwe sangano rekuunganidza kune imwe kusvikira iwe uchibhadhara kana chikwereti ichibviswa. Kana mumwe mutengesi anowana kutonga chikwereti chako, tumira chete kugumira uye kuisa tsamba kune avo, zvakare. Chengeta kopi yekumisa uye kurega tsamba kune kombiyuta yako kuitira kuti zvive nyore kutumira tsamba yechipiri kana yechitatu.
Ramba uchifunga nezvekuguma uye kurega hazvirevi kune munhu anotora chikwereti chepakutanga kana avo vari mumba . Iyo FDCPA yakanyorerwa vateresi vatatu vekwereti, ndivo ndivo vateresi vakagoverwa kuti vatore chikwereti nokuda kwechikwereti chepakutanga.
Mukwereti wako angave ane dhipatimendi rake rekuunganidza mari iri kuunganidza pane account. Muchiitiko ichocho, kuregera kwako uye kubvisa tsamba hakushandi. Dzimwe nguva, kuregera nekunyora tsamba kunogona kutora chiito chakaoma, semhosva.
Kana muunganidzi ari kunyatsorega kubvisa kwako kukumbira kukumbira, tumira tsamba yekupedzisira achivakumbira kuti vasiye kutaura. Mutsamba yako yechipiri, tsvaga tsamba yako yokutanga, kusanganisira nhamba yakagadziriswa yaisiti uye zuva uye nguva iyo muunganidzi akasainira tsamba. Taura zvakare kuti iwe unoda kukwereta chikwereti kuti arege kutaurirana newe pamusoro pemhosva yechikwereti.
Kana zvimwe zvose zvisingakwanisi, vaudzai kuCFPB
Pakupedzisira, kana kushamwaridzana kuchienderera mberi, nyorera muunganidzi kune Consumer Financial Protection Bureau uye yako State Attorney General. Munguva iyi, unogona kukwanisa kuderedza mafonera zvichienderana nemasaiti eunhare yako.
Semuenzaniso, vazhinji ve-smartphones misika vane mapurogiramu kana kuti akavakwa-muzvinhu zvinokubvumira kuti uvhare nhamba dzefoni kana kuti zvigadzirire mheteti yakanyarara yemunhu akadanidzira kuitira kuti urege kushungurudzika. Cherechedza kuti vadziviriri vadziviriri vangave vachikwanisa kusiya shoko rezwi. Kupfuura izvozvo, iwe unofanira kushandura nhamba yako yefoni kana kungosiya mafoni.