Nzira Yokupindura Nayo Kubhadhara Chikwereti Chinopiwa

Zvaunofanira Kuita Kana Creditor kana Collector Asvika Pamwe

zvakananga india / Getty

Kuwana kugadziriswa kune chikwereti chausingakwanisi kubhadhara zvakakwana ndeimwe yezvinhu zvakanakisisa zvingaitika. Iwe haufaniri kuzarura hurukuro nekuita kuti chikwereti chigadzire chikwereti newe nokuti vakatoita chisarudzo ichocho. Usashamiswa zvakare pamusoro pekutarisira kwekupedzisira kubvisa chikwereti ichi. Usati wabhadhara kana kuti utaure kune mumwe munhu nezvekugadzirisa (kunyanya chikwereti mutora), unofanirwa kuva nechokwadi chokuti kugadzirisa kunopa kwakakodzera.

Funga Nezvakakosha Chikwereti Nguva Nguva

Vateresi vatokari vave vachizivikanwa kutumira tsamba yekugadzirisa sechinhu chinonyengera kuti vatengesi vaite chikamu chimwe chete kana zvakawanda pane chikwereti chakavharwa nenguva , iyo ndiyo iyo mitemo yekukanganisa yakapera. Kubhadhara kwaizotangazve mutemo wekukwanisa kupa muunganidzi nguva yakawanda yekukumanikidza chikwereti. Tarisa mutemo wekukwanisa kwechikwereti chako usati waenderera mberi, kunyanya kana muteresi anounganidza anopa chipo. Kana mutemo wekukundikana wakapera kana wava pedyo nekupera, kugadzirisa chikwereti chacho hachingakodzeri.

Chikwereti chekupa chikwereti nguva yakatarwawo zvakare kukosha kwekugadzirisa zvikwereti. Kana chikwereti chichiri kutaurirwa pamusoro pekwereti yako yekwereti, kugadzirisa kuchaita kuti chikwereti chako chikwanise kupedzisira chakaita sekuputsa . Kune rumwe rutivi, kana chikwereti chacho chisisati chiri pamushumo wekwereti yako, pane zvishoma kubatsiririra kugadzirisa chikwereti sezvo chiremera chekubhadharwa kusina kubhadhara hakusipo.

Ngwarira Scam Settlement Inopa

Pakave nezviitiko zvevateresi vatengesi vanotumira tsamba dzekugadzirisa zvinyorwa, dzimwe nguva kunyange nezvikwereti zvisiri zvenhema , mukuedza kukanganisa vatengi mari. Usati wabhadhara chero mari pamusangano usina kubvunzwa, ita nechokwadi chokuti uri kusangana nekambani yakarurama uye kuti chikwereti chacho .

Zvadaro, unogona kupfuurira nekubhadhara kana ichi ndicho chiito chaunoda kutora.

Kutarisa kubhadharwa kwekugadzirisa mari kunogona kuva kwakaoma. Vamwe vanoti zviratidzo izvi hazvirevi zvinyorwa zvinosanganisira mashoko asina kufungirwa, shanduro yemutauro yakashata, zvisinganzwisisi zvinyorwa kune "mutevedzeri wedu" kana zvinoitika mushure mokugadzirisa, kusavapo kweruzivo pamusoro pekuregererwa kwechikwereti kunoratidzwa ku IRS, kana kuti mazano ekubhadhara kuburikidza nekutengeswa kwetambo, Green Dot prepaid card, kana imwe nzira isingatarisirwi yokubhadhara. Fake settlement zvinowanikwa zvinowanzobva kune masangano ekuunganidza kunze kubva kune chikwereti chekutanga.

Zvisarudzo zviviri zvekutora Chinzvimbo chekugara

Kana iwe uchigamuchira kugadziriswa kwekugadzirisa uye ukasarudza iwe unofarira, pane nzira mbiri dzaunogona kupindura. Iwe unogona kugamuchira kubhadharwa kwekubhadhara uye kubhadhara compte yacho zvakakwana. Iyi ndiyo nzira iri nyore uye inokurumidza kubata nayo chikwereti, uchifunga kuti wakagamuchira mvumo yakagadziriswa yekugadzirisa. Verenga iyo kugadzirisa kupa zvakanyatsonaka kana kuti gweta riongorore rupiro rwekuziva kuti rakabvumirana nemutemo - kuti mukwereti kana muunganidzi haakwanise kuuya shure kwako kwechiyero chakasara pane imwe nguva munguva yemberi.

Kana, kutaurirana nezvekugara kwepasi. Mukwereti wako angave akagadzirira kubvuma kugadzirisa kwepamusoro kune iyo inowanikwa mumutsamba.

Sezvo mukova wekugadzirisa chikwereti ichi atovhurwa, unogona kushandisa mukana uyu kuti uone kana uyo ane chikwereti ari kuda kugamuchira chikwereti chakaderera. Usati waita foni kana kutumira tsamba yekukurukurirana, iva nechokwadi chokuti une chiyero mupfungwa. Iwe uchange uine huwandu hwehuwandu kana iwe uchikwanisa kubhadhara mari yakatarwa pakarepo.

Mune zvimwe zviitiko, usati waita kubhadhara, tora mazwi ekugadzirisa nekunyora, pane tsamba yekambani netsamba kubva kune mumwe munhu mukati mekambani ane kodzero yekupa chipo ichi kwauri. Iva nechokwadi chekuti chinopiwa chinotsanangura kuti zvakasara zvechikwereti zvicharegererwa mushure mekubhadhara kwako.

Kana Iwe Usingadi Kuronga

Iwe haufaniri kutora chipo. Zvichida kugadziriswa kuri kupa kwakanyanya kwazvo kana kuti iwe hausi kungofarira kubhadhara chikwereti ichi panguva ino. Chero mamiriro ose ezvinhu, haufaniri kupindura pane zvaunopa iwe usingadi kutora.

Ramba uchingorangarira kwenguva yakareba apo chikwereti ichiripo chisina kubhadharwa, vateresi kana vatokweretesi vavo vanogona kupfuurira mberi kwekuunganidza kusanganisira kuisa chikwereti chikwereti chekwereti chekwereti kana chiri mukati memakore ekubvisa chikwereti. Iwe unogona kumira kutaurirana kubva kune wechitatu-chikwereti chikwereti chekutumira nekutumira kunyora kwakanyorwa uye kurega tsamba .

Mitero Inobatsira Yokugamuchira Chipo Chekugara

Cherechedza kuti kana mari inodarika $ 600 yechikwereti ichikanganiswa nekugadziriswa, kuchava nemimwe mitero inoshandiswa mumwaka wegore. Iwe unogona kugamuchira 1099-C Kuchenesa Kwechikwereti fomu inoda kuti iwe ukorore chikwereti chakaregererwa semari pamutero wako wekudzokera. Iva nechokwadi chokuti unosanganisa chiziviso ichi nemamwe mari yako uye mari yekushandisa mari paunoshanyira mutevedzeri wemutero.