Tsvaga Ikoko Social Security uye Medicare Mitero Enda

FICA Imari Mitsva Yokurasikirwa uye Mishonga Yezvokurapa Kwevatorwa

Kana ukashanda, iwe unenge uchiziva nezve Social Social and Medicare mitero inobva mubhadharo yako. Wakawanda W-2 mushandi anobhadhara stubs itemize mitero uye kubhadhara kubva mubhadharo wako wakakomba, uye pakati pavo, iwe pachako uchangoona zvinhu izvi zviviri.

Iyi mitero ine chikamu chezvinozivikanwa semutero weFICA, kana Federal Federal Contributions Mutero mutero, iyo iboka remitero yemitero inounganidzwa kubva kune vose vashandi nevashandi - iwe, mushandi, kuripa hafu (ndeye iwe unoona uchideredzwa pamubhadharo wako wekubhadhara), uye iwe waunoshandira anopa chikamu chega.

Asi iwe unonyatsoziva here iyo mitero inoenda?

Mushure mokubhadhara mitero yehurumende uye yehurumende, FICA mitero (Social Security neMedare mitero) inoumba huwandu hweimwe mitero inowanzobviswa kubva mubhadharo yako. Kana ukangonzwisisa kuti mari iyo inofamba chaizvo uye inobhadhara chii, iwe unonzwisisa chikamu chakakura cheAmerican economy.

Kunzvimbo Yekuchengetedzwa Kwemagariro Mitero Endai

Zakawanda zvebhadharo yemitero yeFICA inowedzera kubhadhara mari yehurumende yeUnited States ye Social Social trusts . Izvi zvinotenderwa zviri pamutemo "zvakarongedzwa," kana kuti zvakasarudzwa chete, kubhadhara zvirongwa zvinotungamirirwa neSocial Security Administration:

1. retirement benefits
2. survivor benefits
3. kuremara kunobatsira

Nzvimbo yehupfumi yemari inounganidza kubva kune vashandi vemazuva ano (kureva kuti, chero munhu ane FICA mitero yakabviswa kubva mubhadharo) inowanikwa mumatarenda, iyo inobhadhara mari iyo mwedzi yega yega kune:

1. vakaroorana nevarume vavo vakarovedza Social Security ( retirement benefits )

1. vakaroorana vari vapenyu uye vana vaduku vevashandi vakafa (vakapona zvinobatsira)
2. vashandi vakaremara (kubatsirwa nokuremara)

Mitengo inobatanidza nekugadzirisa chirongwa ichi chinouyawo zvakananga kubva pamatariro, asi zvakanyanya zvishoma: pasi pezana kubva pamadhora ose anounganidza mari yekutarisira mari, maererano neSocial Security Administration.

Mitero inounganidzwa inogona kupfuura kudhura kwezvinobatsira. Kana izvi zvikaitika, mari yacho inowanikwa mumatariro uye inotengeswa kubhadhara purogiramu inobatsira.

Izvi zvibvumirano zvinobvumira United States hurumende kubhadhara zvikwereti kune zvakasara kuti iwane zvimwe zvikamu zvehurumende. Ndiyo tsika iyi (pakati pezvimwe zvinonetsa pamusoro pezvirongwa zvehupfumi hwevanhu) izvo zvinotinetsa vazhinji pamusoro pehupenyu hurefu hwezvirongwa zvehupfumi hwevanhu. Asi kusvikira ikozvino, hurumende yakabhadharawo zvikwereti zvayo kubva kune Social Security trust - nechinangwa.

Pane Mishonga Yemutero Inoenda

Nzvimbo yakasara yeFICA yemari yemutero yakabatanidzwa kubva pamari yako inopinda muchirongwa cheMedare, iyo ndiyo purogiramu yehurumende iyo inobhadhara mari yekare yekuchengetedza utano hweAmerica.

Kusiyana nehutano hwakachengetedzwa, Medicare inobhadharwa mari kuburikidza nemayero ehurumende uye kubva kune hurumende yakawanda yemari, naizvozvo hazvisi zvachose zvinoenderana nekuunganidzwa kwemitero yebhadharo yeFICA. Kufanana neSocial Security, zvakadaro, iyo Medicare mitero yakabatanidzwa kubva kune vashandi vemazuva ano uye vashandirwi avo vanoshandiswa kubhadhara kuchipatara uye kurapwa kwezvokurapa kunoitwa neveMedare zvino vanobatsirwa. Chero chero mari yakawanda yemitero inowanikwa kune imwe mu Medicare Trust fund yakasarudzwa.