Kick Tanga Nzira Yekukura Nayo Nayo Zvakakosha
Maererano nemikana nemafungiro ehupfumi, kunyange Warren Buffett , mubvunzo mukuru wekusimbisa mari nguva dzose, inokodzera chikamu chiduku chechikamu chimwe chezana. Munguva iyicheteyo, mambure emhuri (zvakasara zvisiri izvo) yakamira pa $ 57.4 trillion.
Kuti urarame hupenyu hunodikanwa, iwe unongotarisa zvakare chimwe chikamu chisinganyanyi kukosha, chikamu chinenge chisingaverengeki che $ 71 triliyoni mumhuri yako pachako yemari yemari nekupa hurumende zvinhu nezvinhu zvinoshuva kana zvinoda. Ndakazvitaura kakawanda pane bhuku rangu rega, asi zvakakosha kuti ndidzoke zvakare: Ray Kroc akatengesa cheeseburgers, Mary Kay akatengesa mishonga, Rose Blumkin akatengesa fenisi, Bill Gates akatengesa software, Sam Walton akatengesa zvinhu zvose kubva kune spatula kusvika kumwedzi pies. Iwe unongoda kuongorora kuti chii iwe unogona kupa pane purogiramu kuti utange. Kana uri chiremba, unotengesa nguva yako yebhadharo nekuporesa vanhu. Kana iwe uri mudzidzisi wekuchikoro, unotengesa nguva yako kudzidzisa vadzidzi nokuda kwebhadharo.
Mugwagwa wakaoma zvikuru wekufamba munzira inoenda kune hupfumi huri kutanga. Vaya vakawana rusununguko rwezvemari vanoziva kuti kana iwe uri wega-wega, $ 100,000 yekutanga ndiyo yakaoma kuchengetedza . Kutaura zvazviri, kutanga kubva pane chinhu nekuita izvozvo kutanga zana guru zvinogona kuva zvakaoma kupfuura kutengesa $ 10 mamiriyoni kusvika mu $ 50 mamiriyoni.
Izvi ndezvokuti pakutanga kwekufamba kwako, mumbure wako unokosha hausi wakakura zvakakwana kukanda mari yakawanda mari yakakosha. Hazvirevizve rimwe basa kana kuti nyanzvi kuva ne $ 10,000,000 yezvikamu zvinokosha zveCoca-Cola kupfuura iyo inofanirwa kuva ne $ 10 000 inokosha yezvikamu zvakafanana, asi munhu wekare aizotora mari inosvika madhora 3,000,000 pagore mumari yemari uye $ 300. Mari, kufanana nemapuraneti, inoita pachedu mukati memhepo. Kana iwe unowedzera, zviri nyore kuti uite.
Zvinonyanya Kuchengetedza Mari
Iwe unotanga sei kuita mari uye kukura mumbure wako zvakakosha? Heano mazano mashomanana uye mazano.
- Pane zvinhu zviviri chete zvaungaita kuti uwedzere upfumi hwako: 1.) Itai mari yakawanda, kana 2.) Deredza mari inoyerera kubva muupenyu hwako. Ndinodana iyi mairi maviri evers lever the saving of money.
- Shandisa mari yose yemari yakasununguka iwe unogona kutora maoko ako, zvakadai semushandi wekushandira anowirirana pane 401 (k) zvipo.
- Shandisa mari yekubvisa mitero, yakadai se 401 (k) uye mhemberero dzeMutambo IRA kunyora, kugura mari yaunofanira kutumira kune hurumende gore roga rega, kuramba uchikushandira.
- Tarisa pakusika mitsuko ye annuity pane imwe-off profit shots. Ikozvino, kana iwe uine kambani yekuvaka, usangozvivakira dzimba uye uzvitengese. Pane kudaro, funga kuvaka dzimba, kuitora zvizere, uye kuunganidza mairi kwemakumi emakore.
- Teerera kutengesa kwehupenyu hwekutenga kwako kwete mutengo wemiti. Chimwe chinhu chakanaka chinotengesa katatu zvakanyanya sechimwe asi asi chinopera katumi kwenguva refu ndeyekuti pane zvakanakisisa zvinoshandiswa kuti kusarudzwa kunoratidzika kudhura.
- Iva nechokwadi chokuti iwe unotenga zvinhu zvinobata kukosha kwavo kana, kunyange zviri nani, kuonga mukoshi. Izvo mapenzi kuita mari yako yakawanda yemari, kunze kweimba yako, motokari. Iko kukanganisa kwakaitwa nehuwandu hwemhuri dzeAmerica. Motokari, matori, uye mavheni zvakakura maererano nekusununguka asi hazvirevi chete mari yakawanda, vanorasikirwa nemari, vanoda kugadziriswa, inshuwarisi, petrooline, uye zvikamu, izvo zvose zvinofanira kubhadharwa mumatare emitero mushure mekunge.
Kuisa Mazano Ekukubatsira Iwe Uchitanga Nzira Yokuita Mari nekuchengetedza Mari
Kana wapedza kuchengetedza mari shoma, pane mazano mashomanana ekuisa mari yatakaisa pamwe ayo angave akakubatsira iwe.
Izvi zvikamu zvezvinyorwa uye zvinyorwa zvinotakura zvidzidzo zvema-assets uye mari dzekuchengetedza mari dzakadai sematokisi, zvisungo, zvivako , uye mari pamwe chete .
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