Ndiri Kurashikirwa Nemari Kana Ini Ndichishandisa Chikwereti CheK Credit Card?
Nzira yakanakisisa yekuenzanisira izvi ndechokuti tangotarisa nhamba. Iwe unogona kutarisa muyero wekudzoka pazvikwereti zvako. Izvo zvakanakisisa mari inobhadhara mari ine chiyero chekudzoka kweanenge mazana masere kubva muzana, mamwe angave akakwirira, mamwe angave ari pasi. Makadhi emakadhi echikwereti ane APR kana chiyero chechibereko chegumi nemanomwe kubva muzana kana kupfuura. Iyo iri nyore masvomhu, iwe uri kubhadhara chikwata chapamusoro chechikwereti pane chikwereti chako kupfuura iwe uri kuwana mubereko. Kunze kwekuti iwe uine mari yakawanda mumari, iwe unopera kurasikirwa nemari yakawanda. Kana iwe uine mari yakawanda, iwe unogona kubhadhara yako kadhi yemakadhi nhasi nokubhadhara zvimwe zvekutsvaga kwako.
Uyezve, hazvina musoro kuti uwane mari yako paunenge uine mari yakawanda kupfuura iwe uri kupinda. Vazhinji varongwa vezvemari vanokukurudzira kuti uwane chikwereti usati watanga kunyatsoisa mari yako kune dzimwe nzvimbo.
Iwe unogona kutora mari yaunenge uchida kuiisa nekuiisa kune yako kadhi rechikwereti chikwereti. Izvi zvichakubatsira iwe mari nekuti iwe uchaderedza huwandu hwekufarira iwe waizobhadhara. Inogona kuoneka se-counter-intuitive, asi pakupedzisira ichakubatsira iwe munguva yakareba kubhadhara chikwereti chako kutanga.
Tora kudzora kwemari yako uye uwane bhajeti kuitira kuti iwe unogona kubhadhara chikwereti chako nekukurumidza.
Shandisa Mari Yawaiishandisa Pamutero Wako Kuisa
Kana ukangobhadhara chikwereti chako chekwereti chikwereti, unogona kutora zvikwereti izvozvo uye wowedzera kuwandu hwemari yaunenge uri kuisa. Izvi zvichawedzera mari yaunoshandisa, uye iwe unokwanisa kukurumidza kuita nguva yawakapedza pakubuda kubva kuchikwereti chekwereti chikwereti. Izvi zvichachinja firimu yako yemari nokuti mari yako ichakushandira iwe panzvimbo yako. Ichi ndicho chinokosha kana iwe wakanyanyisa pakuvaka upfumi . Sezvaunoramba uchidzivirira nekuisa mari, iwe pachakupedzisira unosvika pane iyo iyo mari yako inowanikwa kupfuura iwe unopa mimwe mwedzi umwe neumwe. Kana uchinge uita izvi pfuma yako inotanga kukura nokukurumidza. Kuti uwane kusvika pano unofanirwa kuisa mari nguva dzose mwedzi mumwe nomumwe.
Iva nechokwadi chekuisa pfungwa pakuvaka zvikwereti zvako. Zvakakosha kuyeuka kuti kuisa mari ndeyekuita kwenguva refu. Kana iwe uchinetseka nezvemisika yemakethe, iwe unogona kutaurira mari yako kuronga uye uone rudzi rwezvipingamupinyi zvingafananidza kunyaradzwa kwako. Haasi munhu wose anonyatsogadzikana nemari yakawanda yekutengesa asi anopa huwandu hwekudzoka. Iwe unogona kuenzanisa mararamiro ako kuitira kuti uve nekubatanidzwa kwekutsvaga kwekutsvaga kwepfuma.
Ko Zvakadini Nekuchengetedza Kurega Kubhadhara?
Izvo zvakasara kune mutemo uyu ndeyekuisa mari mubhuku rako rekurega basa kuburikidza nebasa rako. Iwe unofanirwa kuisa kumushandira wako wepamberi paunenge uchiine kadhi rechikwereti chikwereti. Iyi ndiyo imwe nzira yekuwana mari yakawedzerwa yekurega basa uye iwe unofanirwa kushandisa zvakanaka mukana. Kana uchinge usina chikwereti chekwereti chikwereti unofanira kushanda pakuunza kubhadhara mari yako yekusarura nekuisa mari kusvika kune gumi nemashanu kubva muzana yemari yako. Mushure mokunge makachengetedza kubhadhara mari pamba yenyu , munogona kutanga kutanga kuisa mari yakawanda mukuchengetedza kuitira kuti mugone kuvaka upfumi. Chinokosha chokutsvaga mari ndeyekuisa mari nguva dzose, uye kusarudza mutengo wemari inokubvumira kuti uyanise mararamiro ako.
Ndinotanga Sei Kuisa Mari?
Kana usina kumbobvira uine mari yakawanda kare, iwe unogona kushandisa shanduro yemari anogona kukubatsira kuronga kusvika kune zvinangwa zvako zvemari .
Nzira iri nyore yokutanga iri kushandisa mutengo wemari nokuti njodzi yakaderera sezvo mutengo wemari unopararira dambudziko pamatokisi akasiyana-siyana egove rimwe nerimwe. Kana uchangotanga kunzwisisa misika, unogona kuparadzira zvikwereti zvako zvishoma. Iwe haufaniri kumbomira mari yako yose mune imwechete yemari kana mari. Izvi hazvina ngozi. Iwe unogona kutarisa dzimba seimwe imwe nzira , asi iwe unofanira kutenga iyo nemari.
Chinokosha kutanga kutanga kugadzirisa mari pamwedzi woga woga nekuita nguva dzose mune ramangwana. Kana iwe ukaita izvi, mari yako inowedzera kukura. Iwe unogona kuita kuti mari yacho ishandiswe kugoverwa mubhuku rako rekutsvaga kwemwedzi pamwedzi. Vazhinji vezvikwata zvekutsinhanisa vacharamba vachida mari shoma kana iwe uchigadzira kuendesa kwekutsvaga.