Icho chinhu chimwe chete kugara pasi uye kunyora pasi bhajeti yako pachigamba cheputi uye chimwe chinhu kuti uite zvakanaka . Kana iwe uchinzwa sokuti iwe une bhajeti inoshanda, asi une matambudziko kuitora mwedzi woga woga, ipapo iwe unogona kuongorora kufungisisa bhajeti yako. Iwe unoda kunzwisisa bhajeti yako yekuita kuti uwane nzira yakanakisisa iwe. Bhengi inofanira kuongororwa zuva roga rega, saka unoziva kuti wakasiya boka ripi panguva dzose. Kune zvigadzirwa zvakawanda zvaungashandisa pamwe chete nemumwe nemumwe kuti uite kutevera kushandiswa kwemari yako nyore. Kana ukangozviisa izvi zvichava nyore kuongorora bhajeti yako kuti uone kuti iri kukubatsira kusvika kune zvinangwa zvemari yako. Ichakubatsirawo kuziva chero mabhasiji emabhadharo aungave nawo kuitira kuti ugone kuvaruramisa.
01 Kutengesa Bhidhiyo Pasi
Pros:
- Inowanikwa kubva kune makombiyuta akawanda
- Updates automatically
- Zviri nyore kutarisa
Cons:
- Iyo software inogona kuisa mabhizinesi munzvimbo isina kunaka
- Regai kuva nemaoko zvakakwana paunotanga kubhadharira
- Regai kuenzanisa mabhuku enyu
02 Computer Software ine Phone Applications
Kune mapurogiramu akawanda emakombiyuta mapurogiramu anozocherechedza kushandisa kwako uye kuenzanisa bhuku rako rekuongorora panguva imwechete. Aya mapurogiramu anogara pakombiyuta yako pachako, uye kazhinji anoshanda nekombiyuta imwe chete. Vakawanda vavo vane foni dzekufambisa dzinokubvumira kuenzanisa bhajeti nefoni yako kuitira kuti ugone kuongorora bhajeti yako nekupinda zvitsva kana uchienda kunotenga, asi sync inowanzoitwa nemaoko.
Pros:
- Izvo zvose zvinotarisa uye kuenzanisa nhoroondo yako
- Itai kuti zvinyatsogadzirisa
- Zviri nyore kutarisa
Cons:
- Iyo software inogona kuisa mabhizinesi munzvimbo isina kunaka
- Regai kuva nemaoko zvakakwana paunotanga kubhadharira
03 Paper Budgeting System
Nheyo yekare yebhajeti ingangokubatsira iwe. Iyi iyo paunonyora pasi mutengesi woga woga uye kubvisa zviyero zvaunoshandisa. Iwe unogona kutakura kabhuku kadiki kana kuti bhokiti rinowanika s rakataurwa muRicho Pamutero upi zvaunotakura newe kubva muchitoro kuti uchengete kana kuita bhajeti kumba kumba kweusiku humwe. Iyi nzira inogona kushanda zvakanaka kana iwe uchitanga bhajeti kana iwe uri kubhadharana nemumwe wako uye iwe unoda kutaura pamusoro pemari yako sezvo ichiita kuti uone kuti uri ani usiku humwe. Iwe unofanirwa kuita iyi bhajeti zuva nezuva kuitira kuti ibudirire.
Pros:
- Maoko akanaka pamaitiro akaoma
- Inokurudzira kukurukurirana pakati pevakaroorana
- Zvakanaka kutanga kutanga bhajeti
Cons:
- Nguva yakasimba
- Zviri nyore kuita zvikanganiso
04 Envelope Budgeting System
Simba revulopomu kana mari chete bhajeti inogona kuva yakanakisisa bhajeti yezvaunoda zvino. Mune envelope system unoshandisa envelopu yeboka rimwe nerimwe, wozobudisa mari ugoisa mari yakakwana yega yega yega muvupurupu. Iwe haufaniri kuwedzera zviwero, uye chengetedza kuti uone kana une mari yakasara mumuvupuru kana iwe uchida kushandisa mari. Iyi ndiyo nzira yakanaka yevanhu vanovenga kuwedzera uye kubata nemari nguva dzose. Iwe haugoni kushandisa kadhi yako yebhengi kana kadhi rechikwereti kutenga zvigadzirwa kana bhajeti iyi isingashande.
Pros:
- Kwete kuwedzera kana kubvisa
- Zviri nyore kurega kupedza paunenge usina mari
- Zviri nyore kutarisa
Cons:
- Ingave isingabatsiri kumabhadharo ose
- Vamwe vanhu havadi kutakura mari yose yakapoteredza (Ungada kuedza kushandisa Google Wallet kana iri nyaya kwauri.)
05 Sungai Bhijitori Zvirongwa
Nzira yakanakisisa yekuita bhajeti yako inoshanda kwauri ndeyekuona nzvimbo dzaunosangana nadzo uye wobva wawana kusanganiswa kwemazano ekugadzirisa chinetso ichocho. Semuenzaniso, mhuri yangu inoshandisa kusanganiswa kweMint.com uye invesipu yekugadzirisa hurongwa hwematambudziko edu, izvo zvinotengeswa, zvinokuvaraidza, uye mari yemari. Izvi zvinoreva kuti ini nemurume wangu tinogona kutarisa kushandiswa kwedu kwese kwese kwatiri isu, uye tine mitsara yakazvimirira kuisa pane zvikamu apo tine nguva yakaoma kuita kuti iite basa. Isu tinoshandisa purogiramu yemari yekuenzanisa mabhuku edu. Iwe unogona kuedza kushandisa mutemo webhajheji yebhajeti yemari pamwe chete ne 50/20/30 uzivi paunotanga kuisa bhajeti yako.