Inguva yekutanga kutarisira mari yako zviri nani
Vamwe vanhu vanogadzirisa mari yavo sekunge vakaberekwa vane calculators mumaoko avo. Vamwe ... kwete zvikuru. Zvichida vanogumburwa nehupenyu hwavo pachavo kuti vashandise zvakawanda kupfuura zvavanofanira. Zvichida masvomhu haasi ivo sutu yavo yakasimba kana kuti vanoiwana ichiri nyore kunetsa kuchengeta nhamba ye pennies uye dimes, rega kusava madhora.
Kana izvi zvichiita sewe, iva nesimba. Hausi wega. Ingotarisa zvinyorwa. IAmerican Psychological Association inobvunzurudza gore roga roga muchiedza kupotsa pasi apo vanhu vanofunga kuti vanomiririra mune zvemari. Kuongororwa kwemazuva ano kwakaratidza kuti kuburitsa makumi manomwe kubva muzana vedu vanotenda kuti tiri mumatambudziko emari. Kunyanya - 75 muzana - ndeyekutenda kwakasimba kuti tinenge tisinganyatsofara kana tine mari yakawanda.
Saka iwe ungaitei kuti uwane mari yako uye uite mari yako ikure? Dzidza. Dzidza iwe pachako. Ndizvo zvakaitwa naElon Musk naWarren Buffett, uye havana kurega kuverenga ikozvino kuti ivo vari pamusoro pemitambo yavo. Aya mabhuku anofanira kukupa mavambo makuru.
Zvakanakisisa Kwazvo: Rich Baba Vakashata Baba naRobert Kiyosaki
Baba Vakashata Baba Vakashata: Zvakapfuma Vanodzidzisa Vana Vavo Nezvemari Inotambura neVakati Vechidiki Usaita! chimwe chinhu chememoiri nezvidzidzo zvakabatanidzwa. Yakapemberera zuva rayo rekuberekwa kwemasikati makumi maviri nemaviri muna 2017 rine runyorwa rutsva, uye munyori Robert Kiyosaki ane zvakawanda zvokupemberera. Ichi ndicho ichi cheNoa 1 yepamusoro yekutengesa mabhuku evanhu vemari.
Kiyosaki anofamba vaverengi kuburikidza nehuduku hwekuyeuchidza, musiyano pakati pebaba vake-vasina-pfuma uye baba veshamwari yake avo vakazova mumwe wevakapfuma zvikuru veHawaii. Kuenzanisa kunopenya chiedza chekuona kwete kungoita zvakanakisisa kushandisa mari yako kana kushaiwa kwayo, asiwo pakubatsira vana vako kuti vaite saizvozvo. Maererano naKiyosaki, kwete chikwereti chose chakashata, uye iwe unogona kushanda nenzira yako kune hupfumi kunyange iwe usingafariri mari yakawanda. Izvo zvose pamusoro pekuti iwe unoshandisa sei mari yaunayo uye uchitarisa nzira dzokukuendesa kure nemari yakakosha.
Iyi shanduro yakagadziridzwa yeR Rich Dad Mashoma Baba inonyanya kunakidza uye inonzwisisa sezvainofananidza noupenyu makore makumi maviri apfuura pamusoro pezvazviri nhasi.
Mhanya-mhanya, Zvakanakisisa Kwazvo: Iwe Uri Mhirizhonga pakuita Mari naJen Sincero
Iwe Uri Mhirizhonga pakuita Mari: Mudzidzisi Mafungiro ePfuma kubva kuna Jen Sincero, munyori weNha. 1 New York Times bestseller Iwe Uri Mhirizhonga : Ungaita Sei Kuti Usakanganise Ukuru Hwako uye Tanga Kurarama Upenyu Hunoshamisa . Rakadhindwa muna 2017, bhuku rino rechipiri reBassass rinotora mamwe maonero emari kupfuura ayo akatanga.
Gadzirira kugogodza. Iwe uchazora meso ako. Bhuku iri rakanaka uye rinonakidza, uye kana iwe wakafanana nevakawanda vedu, iwe uchazviziva iwe uye tsika dzako mumapeji ayo. Inobva pane zvakaitika kuna Sincero sezvaakabuda kubva mumazuva ake eparadhi (kunyange zvazvo akasarudza Taco Bell kune miti inodhura) kurarama zvikuru, zvakanyanya. Iwe Uri Uipi # 2 yakagadzirirwa kukubatsira iwex mararamiro emari anokubata iwe uye kuunza mamwe mazano akareruka, anonzwisisika muupenyu hwako huchakubatsira iwe kuvandudza nzira yaunoshandisa nayo mari yako.
New York Magazine inoti "inofara maitiro ekubvisa zvipingamupinyi pakati pako nemari yezviroto zvako." Ndiani anoti zvakanaka kutarisira mari kunofanira kuva kunetsa?
Bhuku Rakanakisisa Pamusoro Pokuti Ungava Sei Rupfumi: Mushandi Wakawanda Wakaitwa naDavid Bach
Zvakanaka, haudi kugara pasi nechinhu chinonyatsotsanangurwa uye chinotyisa. Tinowana izvozvo. Runako rwaDavid Bach's The Automatic Millionaire: Rine Simba Rwekutanga-Rwe Kurarama nekupedzisa Riri nderokuti rinopa izvo zvinopikira: chirongwa chimwechete.
Bhuku racho rinoda kuverenga sezvinongoita nhema pakutanga pakubudirira nyaya pamusoro pevakaroorana vanowana mari shoma asi asi ivo vane dzimba mbiri dzisingatengi uye vanogona kutarisira kune zvimwe zvakakosha zvekuchengetedza mari, zvakare. Kubva ipapo, Bach anotsanangura nzira imwe chete-nhanho iyo ichakuisa muhomwe dzechikwata ichi - uye haingasanganisi bhajiro, kuisa mazino ako kana kuwana zviyero zvitanhatu pagore, zvimwe.
Iwe unogona kuvimba naBach nokuti iyi haisi yake rodeo yokutanga. Akambobudiswa zvimwe zvitatu zvakanakisa. The Automatic Millionaire akapedza vhiki 31 paNew York Times Bestseller List apo yakabudiswa muna 2004 uye inotengeswa zvinopfuura mamiriyoni mashanu emakopi. Ichangobva kushandurwa, ichiri kunyanya kufarirwa.
Bhuku Rakanakisisa Nezvokudya Zvakanaka: Zera Rakaitwa naJean Chatzky naMichael F. Roizen
Chatzky naRoizen havasi kungoita mari chete. Unyanzvi hwavo hwakabatana huri mukubatana pakati pebhangi yako yebhangi uye nyika yehutano hwako. Chatzky ndiye nyanzvi yemari yeNBC yeTODAY Show, uye Dr. Roizen ndiye Chief Wellness Officer paCleveland Clinic.
Mazano avo muHeraProof: Kurarama kwenguva refu Pasina kumhanya kunze kweMari kana kuputsa Hip ndeyokuti iwe unofanira kuchengetedza mari yako nenzira yakafanana iwe unogara uine utano hwakanaka, uye kana iwe ukaita zvose panguva imwe chete, makore ako endarama achange ari endarama. Sezvo iwe usingadi kudya makoriki akawanda kupfuura iwe kupisa, haudi kushandisa mari yakawanda kupfuura iwe unowana. Icho chirevo chinogamuchirwa, asi Chatzky naRoizen havaparidzi. Pane kudaro, vanopa mazano uye maitiro ekugadzirisa mararamiro enyu kuitira kuti mugone kuita zvose zviri zviviri.
Zvinonzwisisika - mari yose iri munyika haichazokufadze kana iwe usingakwanisi kubva pabhedha, uye kushungurudzika kwemari kunogona kukuvadza utano hwako. Yakabudiswa muna 2017, AgeProof inokurumidza kukurumidza, nyore, inonakidza kuverengwa. Amazon inoidza iyo imwe yemabhuku akakisisa e 2017.
Bhuku Rakanakisisa Pamusoro Pokubvisa Chikwereti: Mutevedzeri Womufaro Anofara, Wemhuka uye Werusununguko
Pamusoro pemafirimu, Maitiro Okuti Mutevedzeri Anofara, Wemhuka, uye Akasununguka: Kuchengetedza Uchenjeri Hwokuti Hamuzobvi Kubva Muzano Wako Wezvemari hausi zvakanyanya pamusoro pokugadzirisa mari yako mukugadzirira kubhadhara sekusarudza kubvisa zvakanaka pane zvaunazvo akakwanisa kuponesa.
Zvinofadza, haiti kukurudzira kushanda kwenguva yakareba uye zvakaoma kuita izvozvo. Iyo "inofara, yemhuka uye yakasununguka" chikamu chemusoro wacho haifaniri kukanganwa, uye Zelinski haafungi kuti unoda $ 1 mamiriyoni-pamwe mukuchengetedza kuti uite. Aya ndiwo makore akaisvonaka ehupenyu hwako, uye Zelinski anopa zvidzidzo zvishomanana pamusoro pokuti ungafadzwa nazvo nemari yaunazvo, nokukurumidza kupfuura mberi.
I National Post yakataura kuti mabhuku mazhinji nezvekurega basa "anoona mutambo wekupedzisira sezuva rokupedzisira rebasa. Ndiyo apo Zelinski anotanga. "Kutongwa nemhinduro yekuverenga, mazano ake akatorwa zvakanaka.
Bhuku Rakanakisisa Pamusoro Pokurova Chikwereti: The Total Money Makeover
Pane mumwe munhu wese ... uye zvino pane Dave Ramsey. Apo Ramsey anotaura mari nemari, vanhu vanogara uye vanoteerera, uye nechinangwa chakanaka. Dave Ramsey Ratidza zviratidzo zvinodarika mamiriyoni 8 vateereri pavhiki pane zviteshi zveredhiyo 550. Akanyorwa mashanu eNew York Times bestsellers, kusanganisira The Total Money Makeover. Iri bhuku, The Total Money Makeover Classic Edition: Chirongwa Chinoonekwa cheMutengo Wekuita Kwemari, inosanganisira imwe "Dave Rants" itsva iyo inotora matanho ebhajeti-soro sematambudziko emhuri uye kuti ungatsika sei musayiridzi apo vana vako vane simba vanotanga kutarisa chikoro che Ivy Ivy.
Iyi haisi pfuma yekuwana-pfuma-nokukurumidza mabhuku aRamsey haambofi. Bhuku rinopa nheyo yakasimba yekuponesa, zvakakwana kuitira kuti hupenyu hunotevera hurumende hahugone kukuvadza iwe uye iwe unogona kuisa tsoka dzako kumusoro mukunyaradza paunotora basa. Ramsey's credo ave achibatanidza kubhadhara chikwereti chako kuitira kuti ugone kusvika ipapo, uye anokuudza kuti sei.
Muparidzi we Weekly anoti Ramsey "anopa chokwadi chakashata pamusoro pebasa rakaoma rinotora kuti rive rusununguko rwechikwereti, uye kutungamirirwa kwake chikamu chikuru chebhuku rino."
Bhuku Rakanakisisa Rakare-20-Zuva: Sei Vasina Kudzidzisa Izvo Ichi MuChikoro
Munyori Cary Siegel akatanga kuwana pfungwa yeChikonzero Nei Vasina Kudzidzisa Izvo Ichi MuChikoro: 99 Mazano Ekubhengwa Kwemari Kuti Agare Naanoona kuti zvikoro zvisina kukodzera zvaidzidzisa vana vake nezvekushandisa mari. Bhuku rino rinounza vechidiki kukurumidza, asi usakanganwe kana makumi maviri ako zvino ari muchioni chako chekare. Iwe hausati wakwegura kuti unzwisise aya 99 mazano.
Zvechokwadi, 99 inonzwika seyakawanda, asi Siegel yakavaisa mukati memafundo masere masere. Ivo vari kuda kudzidza kuchengeta mari yako kuitira kuti irege kukubata iwe. Uye bhuku racho rinonyanya kudyiwa, pasi pemakumi maviri echipfupi, ma-let-get-to-the-point-here pages.
Siegel ane MBA kubva kuYunivhesiti yeChicago, asi bhuku rake harisi rakakwirira uye rakakwirira. Izvo pamusoro pezvidzidzo, zvakanamatira mumashoko ayo kunyange mudzidzi wako wekusekondari anganzwisisa nyore nyore. Zvinoratidzika kushanda zvakanaka nokuti munyori wacho akabata pabasa pazera remakore makumi mashanu nemashanu.
Bhuku Rakanakisisa Nezvezera-Mhemberero Dzekutanga: Murume Mukurusa muBhabhironi
Imwe yekare asi goodie, Munhu Mukuru muBhabhironi anoverenga sebasa renyengeri, asi usakanganise. Ndiyo imwe yemabhuku akawanda ezedzidzo kunze uko kana zvasvika kumunhu wemari.
Mupiro waClason kune zvinyorwa zvedu zvakasiyana zvachose, kuunganidzwa kwezvinyorwa nezvekubudirira kwemari uye kukundikana kunobva kumashure kweBhabhironi rekare. Icho chikonzero ndechokuti kana aya maitiro akashanda kwatiri isu tisati tambo-madzibaba, ivo vachatishandira kwatiri, zvakare. Vazhinji vavo vanoziva: Chengetedza, usashandisa. Ipai, asi chenjererai. Vanopiwa nenzira yakadaro kuti kuitora kwavari kunonakidza. Inosanganisira zvose zvehupfumi nemafambisirwo emabhizimisi uye zvinogadziriswa.
Murume Mukurusa muBhabhironi pakutanga akanga akaunganidza mapepa aipiwa kune vatengi nemakambani einishuwarenzi, mabhangi, uye akafanana nemakore mazhinji akapfuura. Yakatanga kubudiswa mubhuku muna 1926. Yakarongedzwa muna 2010, iyi itsva edition ichitsvaga, mapeji 92 akaverengwa. Kuisa mitemo yezvemari hakuiti nyore nyore kupfuura izvozvo.
Bhuku Rakanakisisa Pamusoro Pokurarama Nebhajeti: Mari Yenyu kana Hupenyu Hwako
Vanyori veMari yako kana Hupenyu Hwako: 9 Matanho okuchinja Ukama Hwako neMari uye Kubudirira Kwekuzvipira Kwemari unotarisira kuratidzira pfungwa yokuti mari shoma iri nani uye kurarama frugally kuchaita kuti iwe ufare.
Funga nezvazvo: Unosarudza pakati pemabasa maviri. Mumwe anobhadhara chaizvo. Mumwe wacho haaiti. Asi basa rinobhadhara zvakanaka rinosanganisira chimwe chinhu-zvichida vashandi pamwe navo kana kuti mitemo yemabasa ako - izvo zvichaita kuti iwe, chaizvoizvo utye kutinhira kweawa yako yemaawa mangwanani. Ndeipi basa raunobvuma? Robin, Dominguez naTilford vanofunga kuti hausi-brainer. Kuwana mari hakufaniri kureva kushungurudzika. Endai neicho chinokuita kuti ufare zvikuru uye chengetedza bhajeti yako zvakakodzera.
Mari Yako kana Upenyu Hwako hunokuudza kuti sei. Millennial Money yakaritumidza kuti "bhuku rakanakisisa pamusoro pemari." Los Angeles Times inoti "ndiyo tsika itsva yekutonga mari pachedu." Hazvisi zvakawanda nezvekudzidza bhajeti sezvinoreva kurarama mune zvaunogona kuburikidza nokuchinja tsika dzako Uye kunakidzwa nehupenyu zvikamu zvese zve nzira.