Billionaire Investor Warren Buffett's Timeless Investment Advice
Muchikamu chino, tichaona mamwe mazano ekuisa mari anopiwa muBuffett kunyanya tsamba kune vagovani venyika uye kuti vashandi venyika dzakawanda vangashandisa sei mazano ekuvandudza kushanda kwavo.
1. Ramba uchingopfuura uwandu hweAmerica
Dow Jones Industrial Avhareji yakasimuka kubva pa66 kusvika ku11 497 muzana remakore rechi20, iyo inomiririra 17,320 kubva muzana kuwana mari iyo yakawedzerwa kukurudzirwa nekuwedzera zvikamu . Warren Buffett anotenda kuti mabhizinesi eAmerica - uye zvigadzirwa zvavo - ndezve "chokwadi" kuti inokosha zvakanyanya mumakore anotevera nekuda kwezvinhu zvitsva, kubudirira kwehupfumi, mafambiro emabhizimisi, uye huwandu hwemari pasinei nekufananidza kubva mu "gloomy" media pundits.
Munguva yekutengesa kwehupfumi kwehupfumi, Buffett inokurudzira vatengesi kuti vayeuke kuti kutya kwakapararira kunoshandiswa pakutsvaga kwekutengesa uye kutya kwega kunofanira kuva muvengi. Anopfupikisa manzwiro ake nekucherechedza kuti 'vatengesi vanozvidzivirira nepamusoro-soro zvekuda uye vanongogara kwenguva yakareba nekuunganidza kwemabhizimisi makuru eAmerica anochengetedza mari uye anochengetedza mari' achaita zvakanaka 'kana zvichiitika pakuunza mari yekudzosa.
2. Chenjererai Mari
Warren Buffett akatsigira tsamba yevashandi ve2005 iyo inoshandiswa kwekutsvaga mari yekugadzirisa masangano - pamwe chete - yaizoperesa maitiro anowanikwa kuburikidza nevatori vezvikwata zvinongoramba zvichiripo kwemakore. Kutaura zvazviri, akatambudza $ 500 000 kuti hapana purogiramu yekutsvaga mari ingasarudza shanho yemadhora mashanu eheji ayo aizotarisana nenguva yakareba yakafanana nekushanda kweS & P 500 index index iyo inosayira chete mari yekodhi.
Buffett akarumbidza Vanguard muchengeti Jack Bogle semusangano wekunamatira kumunhu mumwe nomumwe uye mupiyona mukusimbisa mari shoma. Vashandi vemunyika yose vangave vachida kuongororwa neVanguard yekambani yepasi-inotarisa kushandiswa-inoshandiswa mari (ETFs) kana mari pamwe chete seimwe nzira yepamusoro yepamutengo yemari yepasi rose. Mukuwedzera, zvingave zvakakosha kutsvaga mapoka emarudzi emafasi ayo anopa kutengesa kudhura kudarika mari yekiche.
3. Gadzirira Kugadzirira Zvimedu
Warren Buffett anotaura kuti makore gumi nerimwe kana masikati machena anozadza denga rezvematongerwo enyika uye vanopinza muchidimbu 'dhivha'. Munguva iyo, anotenda kuti zvakakosha kubuda kunze 'kutakura machira, kwete maaspuni' kuti awane mari yekutengesa. Izvi zviitiko zvinosanganisira matambudziko emari muna 2008, dot-com bubble, uye zvimwe zvakatungamirira kune kutya kunotengesa mumusika wose wematoro uye mikana yekuwana makambani pane zvakakosha zvishoma.
Kune zvipingamupinyi zvemari zvakawanda zviri kuenderera pasi pose, zvakadai sekuwedzera kweEuropean Union dambudziko rakasimbiswa nekumirira kweUnited Kingdom kubva kune imwe nzvimbo yezvehupfumi. Vashandi vemunyika yose vanofanira kubhadhara zvakanyanya nezvezviitiko izvi kuti vaone mikana yepamusoro apo vatyairi vangave vari kutengesa kutengesa kunze kwekutya pasina kutarisa zvinyorwa zvechokwadi zvebhizimisi.
4. Tsvaga Bhizimisi-Bhizimisi
Warren Buffett akaratidza zvakare kuti mabhizimisi eBerkshire Hathaway anongopfuurira chete nekuda kwevana vavo vakakurumbira vatungamiriri vanoita mabasa akangwara uye zvakaoma-kuita-kudzokorora mabhizimisi. Semuenzaniso, GEICO's Tony Nicely akabatana nekambani iri nemakore gumi nemasere uye akapedza makore makumi mashanu ekushanda muna 2016 nekuvandudza mari yakawanda inobatsira iyo inoramba ichinakidzwa pamusoro peihombe yebhizimusi.
Vashandi vemunyika yose vanozvisarudzira kuisa muhutano hwevanhu mumwe nomumwe vanofanira kutsvaga makambani makuru ekutungamirira, kumanikidzira mitemo yebhizimisi, uye mutengo wakanaka. Kazhinji, izvi zvinoreva kukumba mune zvinyorwa zvese zvemari asi zvinyorwa zvekugogodza musangano uye zvimwe zvinhu zvinopa maonero kumakanzvi emakanzvi uye zvirongwa zvemangwana.
Kutora matanho aya kunogona kubatsira kudzivisa matambudziko nekubhadhara mari yekushambadzira.
The Bottom Line
Tsamba dzevashandi vegore reWarren Buffett dzinodiwa kuverenga kune chero mari inonyanya kukosha kune zvose zviripo panguva ino yezvemari uye mazano asina nguva. Kunyange zvazvo Buffett ari mutsigiri wekusingaperi weUnited States, vatengesi vepasi rose vanogona kuunganidza huwandu hwenyanzvi kubva kune dzimwe nguva mazano ekutsinhanisa mazano. Vashandi vanoteerera mazano aya vanogona kuwedzera mararamiro avo akachengetedzwa pamusana penguva nekurega zvikanganiso zvinodhura nekushandisa mikana yekuwana mari.