Nzira Yokuita ATM Inoshandiswa Sei?
Iva akagadzirira.
Ita tsika yekuunza zvose zvaunoda. Iwe uchada kufamba zvakanaka sezvinokwanisa kuitira kuti iwe uwane kuchengetedza mari muATM uye usadzivisa kubata mutsara. Uya nezvinhu zvinotevera:
- Peni yekubvumira kuongorora uye kuzadza slip deposit . Matangi akachengetwa nebhangi anowanzoshayikwa kana kunze kweinki.
- Chidimbu chekuisa mari, kana bhangi rako rinoda rimwe. Tora zvishoma kuti iwe ugozadza izvi zvisati zvasvika paATM panguva inotevera - pamwe, hauzombozivi kana vachizobuda. Kuti uwane mamwe mashoko, tarisa kuti ungazadza sei mashizha.
- An envelope, kana bhenji yako inoda imwe. Zvakare, tora zvishoma zvishoma kana bhanhire rako richida imwe rudzi rwevulopepe.
Kana uchinge wakagadzirira, tanga nzira yekuita iwe mari yako:
- Iva nechokwadi chokuti ATM inogamuchira zvinyorwa (uye kuti ATM inoshanda nekambani yako yebhangi).
- Tarisa kumativi ose kuti uone kuti nzvimbo yakachengeteka yakachengeteka. Usatora mari kana chimwe chinhu chichitarisa chisingaoneki kana kuti mumwe munhu ari kutarisa iwe.
- Isa bhadhi yako yemari mumakina uye isa PIN yako (iva nechokwadi chekuvhara ruoko rwako paunopinda PIN yako).
- Sarudza iyo pa-skrini sarudzo yekuisa .
- Sarudza iyo yenyaya yaunoda kuiisa.
- Pinda muhomwe yako mariko kana zvichidiwa. Mamwe ma ATM anogona kuverenga kuti uri kuisa mari yakawanda sei nekuverenga kubva kutengesi kana kuverenga zvikwereti - havangabvunzi mari.
- Isai envelope, cheki, kana mari muATM. Kunyange kana ATM isingashandisi mabhopu, iwe unogona kuisa zvinhu zvakawanda kamwechete (tevedzera mirairo iri pa-skrini kuti uone kana uchida kuisa iyo imwe-ne-imwe). Mimwe mishonga inokubvumira kuti uise mukana we 30 kusvika ku50 zvinhu.
- Iva nechokwadi chokuti mari yacho yakapedzwa zvakanaka. Dzokorora huwandu hwedhipiti, uye, kana zvichibvira, ita chero kugadziriswa.
- Gamuchira risiti, zvichida nemifananidzo ye cheki imwe yaunenge waisa pairi risiti.
- Iva nechokwadi chokuti yako purogiramu yapera uye kuti nhoroondo yako haichawaniki iwe usati waenda kubva pamashini.
Izvozvo zvinonzwika semabasa akawanda here? Kana iwe uchida kungoisa cheki (kwete mari), edza kuita dhipatimendi nefoni yako . Iwe unogona kugara kumba, tora mufananidzo wecheki, uye upe chithunzi uchishandisa purogiramu yako yebhangi.
Apo Mari Inowanika
Paunoisa mari neATM, pangangodaro kunonoka usati washandisa kushandisa mari yacho muakaunti yako nokuda kwekutengesa kadhi kadi, kubhadhara mari, uye kubvisa. Chengetedza mari yako yebhangi mari yakagadziriswa , iyo inotsanangura mitemo yako yebhangi yekuchengeta mari, kuti uwane mamwe mashoko.
Mari inoshandiswa kuA-A-enveloppe ATM inowanzowanika pakarepo kana mukati mezuva rimwe remabhizimisi.
Chengetedza zvinyorwa zvinowanzoiswa musi iwoyo waunoisa, asi chete $ 200 yekutanga chekuongorora yako inowanikwa mukati mezuva rimwe remabhizimisi. Mari yakasara inofanira kuwanika yekushandiswa pashure pemazuva mashomanana ebhizinesi.
Mu-munhu anoisa nevashandi vebhangi kazhinji ndiyo nzira inokurumidza kuwana mari inowanikwa kubva kune cheki. Semuenzaniso, chekuchengeti checashier , kana ichiiswa newaudza, inogona kupa $ 5,000 mukati mezuva rimwe remabhizimisi (kunze kwekunge pane dambudziko ne cheki). Zvisinei, paakaiswa muATM, bhagheni inogona kungoita kuti $ 200 yekutanga iwanikwe.
Nguva dzekucheka dzimwe nguva dzinopa kana iwe uchishandisa ATM. Mabhangi anowanzokubvumira kuti uise mari kusvika 8:00 PM (kana kuti gare gare) kuti uwedzere kuverengwa kwezuva iroro. Kunyanya kana bhenji yako ichibvisa mari yako nokukurumidza , izvi zvinogona kubatsira kana iwe wakanyanyisa kuenda kune muudza.
Zvinetso neATM Deposits
Usati wasarudza kuti ATM inogona kugadzirisa matambudziko ako ose, iva nechokwadi chokuti unoziva njodzi.
- Zvikanganiso: Dzimwe nguva, ma ATM anoita zvikanganiso, uye kutsvakurudza kutengesa kunogona kutora mazuva anoverengeka (zvichida). Mune zvimwe zviitiko, hapana munhu angatombozarura ATM kwemazuva mashomanana mushure mekunge maita mari yako, uye inotora kunyange yakareba kuti igadzirise mu akaunti yako.
- Kuchengetedza: Kuunza mari kune ATM kunovhura mukana wekubata, kana kuti mumwe munhu atore kadhi yako yekodzero uye PIN (iyo inofanirwa kubviswa kubva kuATM). Ongorora nzvimbo yako yeATM - tsvimbo kune nzvimbo dzakarongedzwa zvakanaka uye yeuka kune kuchengetedzwa mumanani. Kana iwe uchigara uchiisa mari, shandura purogiramu yako saka hapana munhu anogona kudzidza maitiro ako. Kana iwe uchangobva kuisa cheki, njodzi inoderedzwa, uye iwe unokwanisa kunyange kuisa ma checkcks nefoni yako panzvimbo panzvimbo (kubva pakachengeteka kweimba yako kana nzvimbo yebasa).
- Kuwana mari: Zvakare, kuisa mumunhu nemushandi webhangi ndiyo nzira inokurumidza kuwana mari yekuwana cheki. Kana nguva iri yezvakakosha, edza kusvika kumudzidzisi pamberi pebazi pedyo.
Ndeapi maATM Anogamuchira Masiyo
Haasi maATM ose anobvuma mari, uye kunyange maATM anokwanisa kubhadhara angave asingashande neakaunti yako.
- Mamwe mabhengi: Kazhinji, haugone kuisa mari kune rimwe bhasi reATM. Kana iwe usina gwaro pabhangi rakapiwa, iwe unogona kazhinji kubvisa zvinyorwa (nokuda kwekuwedzera mari), asi kwete kuisa mari. Chengetai webhusaiti yebhangi yako kana purogiramu yezvikwata zveATM, uye tsvaga mitambo yeATM inogona kushanda nebhangi rako. Imwe nzira yakajeka yekuwana kana kuti iwe unogona kuita mari ndeyokungoisa kadhi yako nekurova mu PIN yako. Kana iwe ukaona sarudzo yekuita mari, uri mubhizimisi.
- Kufamba: Kana iwe uri kunze kwenyika kana kunze kweguta, zvingave zvakaoma kuwana ATM yakabhadhara yaibhadhare nokuda kwekodha yako. Kunyange kana bhangi rako rine ATM rakasungwa mhiri kwemakungwa (kana kuti chikamu chetaneti), hazvigoneki kuti iwe unogona kuita mari. Saizvozvowo, iwe kazhinji haugone kuisa mari yekunze muATM.
- Mabhanki eIndaneti: Mabhenji eIndaneti kakawanda anowokubvumira kuti uite mobile check check. Kana iwe uchida kuisa mari kana kushandisa ATM pane chero chikonzero, mabhengi aya anogonawo kuva nehukama nevana vaATM. Semuenzaniso, Capital One 360 inokubvumira kuti uite mari pamasarudza ATM.
- Chikwereti kubatanidzwa: Kana chikwereti chenhengo yako ichibatanidza mubazi rakagoverwa , unogona kushandisa mapazi emamwe masimba emakonheni. Iwe unogona kusakwanisa kuisa paATM yavo, asi iwe unogona kuita dhipiti mukati newaudza. Zvichienderana nokuti uri kupi uye purogiramu yako, izvi zvinogona kuva sarudzo iri nani.