Nzira Yokutaura Mhuri Yako Chivimbo Fund

Kunyora Zita Rakanaka Mhuri Yakavimbwa Inonyanya Kupfuura Iwe Unofungidzira

Nzira yekudaidza mhuri yako trust fund ndeye mubvunzo unowanzoitwa uye imwe iyo vatengi vemazuva rimwe zuva vachatarisana. Kunyangwe zviri kuisa pfuma yako muhutano hwehupenyu husinganzwisisiki kuti urege kubvunzurudza, kuisa pamba pfuma yevana vako kuti vawane mari yavo yekugara kweupenyu hwavo hwose, kupa zvipo zvakatarwa kune rudo uye zvikamu zvinogara zvichibhadharwa kuitira kutsigira zvaunoda kukonzera, kuderedza mutero wenyu , kana kuchengetedza nhaka yevana venyu kubva kune avo varipo kana kuti vanogona kutenga chikwereti kuburikidza nekushandisa mari yekushandisa mari , kuvimba kwemhuri chimwe chezvinhu zvinobatsira zvikuru zvinowanikwa zvinoreva nokukurumidza kana gare gare, kana mambure ako achikwanisa kudarika chimwe chinhu, nyanzvi dzemutemo wenyu, vatori vezvemari, kana vamwe vauri mazano vanoenda kuratidza kuti (pamwe, iwo matanho makuru ekugadzirisa mhuri dzakakosha).

Kunyangwe uri kutumidza mhuri yako yokutanga kuvimba kana iwe wechinomwe, iwe unonyatsotora sei moniker yakanaka paunoenda kuzogadzira chivimbo? Izvozvo zvinosanganisira, shure kwezvose, vagari venhaka kana vatsigiri vangave vachirarama nazvo kwenguva yakati.

Sei Kutenda Kwemhuri Kunoda Zita Munzvimbo Yokutanga?

A trust fund ndiyo yakasiyana, yepamutemo sangano rine zita rake uye nhamba yechiratidzo. Kufanana nekambani, iyo inhema yepamutemo. Inogona kuva nezvinhu zvakadai semunhu anogona. Kana chimbo chekuvimba chichibvumira, chinogona kukwereta mari semunhu anogona. Kungofanana nemunhu kana kambani inoda zita kuti rizviratidze, mhuri yekuvimba inofanirwa kuva nechimwe chinhu chekuisa pane zvinyorwa zvinyorwa, zviti zvitiketi, mabhizimisi, marekhodi ekugadzirisa, uye yeHerald neHurumende yemutero inoshandiswa iyo inopa hurumende achiti, "Hey , ichi ndechangu!".

Iyo Inonyanya Kusarudzwa Paunenge Uchiti Mhuri Yako Chivimbo Chekushandisa Ndiyo Kushandisa Zita reMhuri Plus Dzimwe Zuva Rinofanirwa

Zvinonzwika zvisinganzwisisiki zvisinganzwisisiki - uye ndezvokuti, ndicho chikonzero chikonzero chavo vazhinji varairi uye vanhu vanozvisarudzira - asi zita rinowanzozivikanwa rinopiwa kuvimba dzemhuri rinowanzove kubatanidzwa kwe:

1. Zita romunhu anosimbisa chikwereti che trust uye / kana kupa chipo kune chivimbo
2. Mashoko okuti "Mhuri Yakavimbika."

Somuenzaniso, kana John Smith aida kutumidza mhuri kuvimba, anogona kuidana kuti "John Smith Family Trust." Icho chinonzi prosaic, chokwadi, asi chinosiya pasina mubvunzo kuti chii.

Vamwe vanhu, kunyanya mhuri dzakapfuma dzinoita mhando dzakawanda dzekutenda nevakawanda vanobatsirwa pamakumi emakumi emakore, vane tsika yekufananidza gore rekugadzwa, zvakare.

Nhaurirano pacho: Kana wakaona kubudiswa kwemari kwaDonald Trump mukumhanya kwake muna 2016 Republican kusarudzwa kweMutungamiri weUnited States, iwe wakacherechedza kuti paakatumidza mhuri yake kuvimba, baba vaDonald, Frank Trump, vakasarudza kuti:

• The Fred C. Trump December 16, 1976, Vimba Nekubatsira kwaDonald J. Tump
• The Fred C. Trump December 16, 1976, Vimba neRubatsiro rwaDavid Desmond
• The Fred C. Trump December 16, 1976, Vimba Nebatsiro raRobert S. Trump
• The Fred C. Trump December 16, 1976, Vimba Nekubatsira kwaElbert J. Trump
• The Fred C. Trump December 16, 1976, Vimba Nekubatsirwa kwaMariaanne T. Barry
• The Fred C. Trump December 16, 1976, Vimba Nekubatsira KwaFred C. Trump III
• IFred C. Trump December 16, 1976, Vimba neRubatsiro rwaMaria Trump

Dzimwe nguva, zuva racho harisi chetsika chikamu chezita rezita remhuri asi rinoshandiswa senhengo yehurongwa. Rockefeller yemhuri yakawanda, nenzira yekufananidzira, yakarongeka zvakapoteredza zvikamu zviviri zvezvitendero zvakadanwa se "1934 mavimbiso", ayo aiva ayo mafuta akaiswa vana vake, uye "1952" matariro, ayo mwanakomana wake, John D. Rockefeller, Jr., wakagadzirirwa vazukuru vake (chizvarwa chechina cheRockefellers).

Kunyangwe nenhoroondo dzakawanda, ruzivo rweRockefeller ikozvino rwakachengetwa kumazana ezvitendwa, inenge pfuma yose inobva kune idzi mbiri dzekuunganidza.

Kudzokera kumuenzaniso chaiwo wepasi weFred Trump, iyo imba mogul yakagadzirawo dzimwe mhuri dzinoverengeka dziine chivimbo nemamwe mazita emagungano, kusanganisira vaviri vanopa mari vanochengeterwa annuity trusts. (GRAT inyanzvi yekugadzira dzimba uchishandisa chivimbo chisingachinjiki chakagadzirirwa kuderedza mitero yemitero kana kutengesa mari yakawanda pakati pemarudzi akawanda emhuri; kunyanya, mupi wemari anogamuchira gore rekuita kwechigarire chenguva apo kukosha kwezvinhu ivo pachavo vanoparadzaniswa kubva kune imwe nzvimbo, vachibvumira chero kuonga kwavari kuti vatize misha yemitero. Zvimwe zvakaoma kunzwisisa, uye zviri kure nekukura kwechikamu ichi pamusoro pekutumidza mazita emhuri kuti isu tibvumire pamusoro pemashoko ezvino.):

• Fred C. Trump, GRAT Vimba Kubatsirwa kwaElzabeth Trump Grau
• Maryanne Trump GRAT Kubvuma Kubatsirwa kwaElzabeth Trump Grau

Pamusoro peizvi, panguva yekufa kwake, kuda kwake kwakasimbisa mamiriyoni emhuri maturo ( testamentary trusts ) apo iyi gungano rezita rekutevedza rakatevedzwa:

• Kuvimba Mukuda kwaFred C. Trump nokuda kweBatsiro raElzabeth Trump Grau
• Kuvimba Mukuda kwaFred C. Trump nokuda kweBatsiro revana vaFred C. Trump
• Kuvimba Mukuda kwaMariaanne Trump nokuda Kwebatsiro vezukuru vaFred C. Trump

Kunyange zvakadaro, vamwe varimi vanosarudza kutumidza mhuri yavo kuvimba sequentially. Somuenzaniso, hazvisi zvisizvo kuona:

• The John Smith Family Trust I
• The John Smith Family Trust II
• John Smith Family Trust III

Mamwe Mhuri Inotendwa Inonzi Mazita Mushure meMubatsiri Pamwe Nechinangwa

Chimwe chisarudzo chinowanzodiwa kana kutumidza mhuri kutendwa ndeyekutumidza chikwereti che trust trust mushure mekuwana mubhadhari uye kutaura chinangwa chemari. Fungidzira zita rako raiva Franklin Gardener. Une vana vana: James, John, Sarah, uye Charlotte. Iwe unogovera chikamu chemazana makumi mashanu kubva kune imwe nzvimbo yako kwavari, uchirayira kuti 4% yehuwandu ichagoverwa Krisimasi imwe neimwe uye kuti mari inofanira kuiswa muzvikamu zveparadho , pamwe chete ne trust trust corpus inoparidzirwa zvizere pamakore ekuberekwa kwavo makumi matanhatu. Unogona kutumidza mazita emhuri idzi:

• The James Gardener Dividend Trust
• The John Gardener Dividend Trust
• Iyo Sarah Gardener Dividend Trust
• The Charlotte Gardener Dividend Trust

Iwe unochengetedza mamwe makumi mana kubva kuzana makumi mashanu kubva kuvana vako, sekirasi, waunoda kubatsira kuenda kuchikoro. Unotumidza mhuri iyi kuvimba:

• Franklin Gardener Educational Trust

Pakupedzisira, iwe unogovera 10% yakasara yeimba yako kuti ive nerudo. Iwe unoronga sechirongwa chechipo chakasara chinotarisirwa kubatsira kuchengetedza mhuka dzomusango uye kuchidana:

• The Smoky Mountain Wildlife Charitable Trust

Funga Kutumidza Mhuri Yako Kutenda Chimwe Chinhu Asingazivikanwi Sounding kana Generic, Saka Unofarira Kuwedzera Kwazvo

Imwe yezvinetso neyekutaurwa kwambotaurwa ndeyokusakosha kukuru kwehupenzi iyo inogadzira. Fungidzira iwe uchivaka dendere rakanaka mazai pamusoro pemakore, uchiva millionaire akavanzika. Iwe haudi kuti mumwe munhu azive mari yakawanda yaunayo kana zvaunazvo. Kana iwe ukafa, iwe unobva muzukuru vako murwi wemari iyo inoshandiswa kutenga $ 2,000,000 chivakwa chemba, renha yekugoverwa kwegore roga roga kufara kwavo; kutenga motokari itsva, kubhadhara chikoro, kufukidza zvikwereti zvavo, kana kutora zororo. Unoti zita rekuvimba iwe pachako-ngatiti iwe une zita rakasiyana nedzimwe sa Beatrix Adlersflügel - richiriidza "The Beatrix Adlersflügel Family Trust."

Fadza, iwe wakangozarura nhaka yemhuri yako kumeso enyika. Chero ani zvake anokwanisa kuenda kunharaunda yekunyoresa uye akawana zita romuridzi wacho pachigwaro chechivako chechivakwa cheimba, pamwe chete nemari yakatarwa. Uchishandisa ruzivo urwu, vanogona kutanga kukumba kuzotarisa kuti vaone kana vachigona kuwana chero dzimwe dzimba. Kunyangwe iwe uchizoshandisa mutauriri-ngatitii kuvimbwa kwakagadzirwa nekambani ine chikwereti chemhosva - kunze kwekuti iwe uri kushandisa mutongi wemutemo kuburikidza nehofisi yako gweta kana kushanda kwekambani, chivimbo chacho chinogona kuverengwa sechirongwa pamapepa anowanikwa nyaya yeruzhinji kubva kuna Munyori weHurumende.

Kana iyo dzimba yakanga yakakura zvakakwana kudzivirira dambudziko uye mari, Beatrix angadai akashinga kuita chimwe chinhu sekutumidza mhuri yake kuvimba "Crescent Ridge Capital Trust", ndokuzoita kuti iise Nevada LLC inonzi "20938 Main Street Property, LLC", vose pane mapepa akasainwa negweta pahofisi yebazi muNevada pasina ruzivo rwemhuri yezita remhuri yake pane chero zvinyorwa uye kugoverwa kwakaitwa kubhengi rega rebhangi risina basa rinoshumira chimwe chinangwa kunze kwekuunganidza mari inopinda. Yakaitwa zvakarurama, pane inenge isina nzira iyo munhu aigona kuwana muridzi wezvivakwa zveimba, regai kuve nokufungidzira nekuderedzwa kunonzwisisika avo vaibhadhara. Kufungidzira, zvechokwadi, vagari venhaka venyu havasi mapenzi uye vanoenda kumiromo yavo kumunhu wose pamusoro pemhepo yavakagamuchira. Nenzira iyo, kana vakambosuruvara zvakakwana kuti vave mumatambudziko makuru emotokari kana kuita chimwe chinhu chinoguma kune chikwereti ichiedza kuvatevera, vangave vachida kutama kana kurongedza zvishoma vasingazivi kuti kune humwe hunomwe- chiyeuchidzo.

Zvechokwadi, hapana chimwe cheizvi chinodikanwa kana uri kusiya mhuri yako $ 500 000 mu bluu chip stocks , mari yekuenzanisira , mabhizimisi ehurumende , uye MLPs , kutungamirirwa neVanguard's trust division nokuda kwezvakaenzana ne1% kusvika ku3% mubhadharo, panguva yekunyora uku, $ 4,500 nokuda kwekuchengetwa kwemari pachayo + mari yekutarisa pamari yeVanguard (p., mutual fund zvinodhura mari ) + $ 2,500 pamutero wokubhadhara mari yekushandira sega , pamwe nemari yese yebasa). Izvozvo zvingaita sezvinongoita zvakawanda asi $ 7,000 kusvika ku $ 15,000 pagore, zvinhu zvose zvinofungidzirwa, pakupa mabasa ose ekutendesa pane imwe nzvimbo yehuwandu hwehuwandu hwacho hunopfuura kungonzwisisika, kunyanya kupa dambudziko rekuti firimu inofanira kutora pachayo.

Pasinei, hazvikuvadzi kusarudza zita rakaoma rekuvimba nemhuri. Vhura duramazwi uye kuverenga mapeji asina mavara. Kanda mapepa pamepu. Tarisa pamusoro pehondo yekare kana kushandisa izwi jenereta kana kuti guta zita jenerator online kuti riite zvinyorwa kwauri. Iwe unogona kunyange kugadzira zvinyorwa kana uchida. Ingoita kuti zvive zvakaoma kutsvaga maziso asinganzwisisiki haagoni kuongorora chii chiri pazhizha remhuri yako.