Sei vakadzi vazhinji kudaro vachipa mari yavo kune mumwe wavo kana kuti zvimwe zvakakosha uye kubvumira kurambana kana rufu kuti zvivapinza muurombo? Sei vakadzi vazhinji kudaro vachipedza zvakawanda kupfuura zvavanowana uye vanove vakasungwa mune chikwereti?
Sangano reNational Center for Women and Retirement Research (NCWRR) rakaratidza kuwirirana zvakananga pakati pehupenyu hwemukadzi uye maitiro ake emari.
Kutsigira, kusununguka kuchinja, uye maonero akanaka kune unhu hunoita kuti utungamirire pakusarudza mari.
Mutori wezvemari , munyori, uye muterevhiti weTV Suze Orman anotenda matambudziko edu nemari zviratidzo zvezvinetso muupenyu hwedu uye hukama. Shandai panyaya dzemari uye mazhinji emamwe matambudziko achazvitarisira ivo pachavo; kana, kushanda pane mamwe matambudziko uye matambudziko emari achazvitarisira ivo pachavo.
Kune vanhu vazhinji, mari ndeyekufungidzirwa kwepfungwa. Inogona kureva simba, kana rudo, kana kuti kutonga, kunyanya muhukama. Zvatinotenda nezvemari uye zvatinoshamwaridzana nazvo zvinokanganisa nzira yatinopedza nayo uye kubata mari.
Kana iwe hausi iwe unofanirwa kuva wemari, chiongororei zvinokutengesa iwe mupfungwa kana zvichiuya pamari uye edza kuongorora mafungiro epfungwa anokuchengetedza kuti urege kuzvimiririra mune zvemari. Hezvino gumi zvezvinhu zvinonyanya kukosha vakadzi vanogona kuzviitira ivo pachavo uye mune ramangwana ravo remari :
- Usavimba nomumwe munhu, semurume kana mukomana, kuti uwane mari yekuchengeteka. Dzidzidzise nezvekutarisira mari uye kuisa mari.
- Ita zvinangwa - ndicho chinhu chinokosha pakubudirira kwemari . Ona Kuisa Zvinangwa Zvemari.
- Usashandisa mari kuti uite kuti ufare. Mhando iyo yepamusoro inotyisa. Pane kudaro, itai zvinhu zvinokurudzira kuzviremekedza uye nekugadzira saka haufaniri kutsvaga manzwiro ako kuburikidza nekushandisa mari. Ona Ikukumbira kuSplurge uye The Psychology of Spending Money .
- Shandisa zvishoma kudarika iwe unowana - ndicho chakavanzika chokusika pfuma. Ona Budgeting 101 .
- Wana dzidzo. Vanhu vane digiriji yekoroji vanoita pamwero wepamusoro mari yakawanda kudarika avo vasina degrees.
- Gadzira chirongwa chekukurumidzira . Pasina rimwe, kurasikirwa nebasa rako kana kutora bhora guru risina kutarisirwa kunogona kukumanikidza kutora chikwereti chekwereti chikwereti , uye kunogona kukuisa muhomwe yemari inenge yakaoma kana isingakwanisi kugadzira nzira yako. Ona Emergency Funds: Sei Unoda Rimwe, Unoda Zvakawanda Zvakadini, Uye Kuti Uchengete Iko .
- Iva nehanya nehutungamiri hwezuva nezuva hwemari yemhuri yako, uye taura nezvemari nemumwe wako. Ona Mhuri CFO uye Vakaroorana Nemari: Sei Kutaura Hurukuro .
- Usatora chikwereti chomumwe wako kana wawakaroorana naye pawakaroora . Chimirira kusvikira muri vaviri muchikwereti musati musungira ruzivo, kana kuti dzivirire nesungano yekutanga. Havasi vega vapfumi bedzi. Ona Tying the Financial Knot .
- Usarega kutya kwekurasikirwa nemari, kutya kwekukundikana, kana kutya kwechinhu chisingazivikanwi kunomisa iwe kuisa mari. Ona Kutanga Kuisa Mari Nezvidiki Zvidiki zveMari .
- Dzidza kubva pamatambudziko ako emari . Usavabvumira kuti vakugadzire iwe.
Mari yako yekuchengeteka inobva pane mafungiro ako nekutenda pamusoro pemari uye kuda kwako kutora ramangwana rako rezvemari mumaoko ako pachako.