Nzira Yekutsvaga Kwedzimwe Nyika Inogona Kubatsira Mireniyari
Heano mazano mana okubatsira Millennials akasiyana-siyana mungozi uye anowedzera kudzoka kwavo pamusoro penguva refu.
1. Dhinda kunze kweUnited States
Goldman Sachs akaongororwa neMillennials uye akawana kuti 18 muzana chete ndivo vakavimba nemusika wekutengesa se 'nzira yakanakisisa yekuchengetera yeramangwana', apo sangano reCNNMoney rakasiyana rakaona kuti 93 muzana yeMillennials yakavhiringidza misika uye yakashaya kuisa ruzivo ruzivo. Vakawanda veMireniyheni vakapindura kuburikidza nekudzorera kubhadhara chikwereti kana kuchengetedza zvakawanda zvepfuma yavo mumari, asi izvozvo zvinogona kuratidza kuti zvinodhura pamusoro penguva refu sezvo mukana wekutengesa unowedzera.
Mireniyadhi angave achida kufunga nezvekuisa mari kunze kweUnited States senzira yekuregeredza kunetseka pamusoro pehupfumi hweUnited States, kuparadzanisa mungozi muzvikwata zvavo zvepamusoro, uye zvingaita kuti vawedzere kudzoka kwavo pamusoro penguva refu. Mushure mezvose, nhoroondo dzeUnited States dzinongova makumi maviri kubva muzana zvepasi rose zvakagadziriswa ("GDP") sekuwedzera-kukura misika inowedzera yakawedzera nyika dzakagadzirwa.
Imwe mahofisi eUnited States chete haatauri kune masoko aya anowedzera nokukurumidza pasi pose.
2. Funga nezveHairkier Markets
Bhuku re 2016 reBS rakawana kuti Mireniyali pakati pemakore makumi maviri nemakumi matatu nemana makumi matatu nemasere ndeye chizvarwa chekusagadziriswa kwepamusoro kubva kuGreat Depression. Izvi zvinotyisa hazvifaniri kushamisa nokuti vazhinji vavo vakakurira kuburikidza neHarare Recession - kuderera kwezvemupfumi kwakaipisisa kubvira Kubwinya Kukuru.
Asi zvinosuruvarisa, kusatora njodzi yakakwana mumakore maduku kunogona kutungamirira kune mukana unokosha wekupedzisira pamusana pemigumisiro yekuwedzera.
Mireniyadhi angave achida kufunga nezvekuparadzanisa mumisika ye riskier yemarudzi ose pavanenge vachiri vaduku, kusanganisira mabhizimisi ari kubuda uye kumiganhu . Kunyange zvazvo misika iyi iine hutsinye hwakanyanya munguva shomanana, inowanzopa hupi nani hwekudzoka huri nani munguva refu. Vashandi vemadiki vasingadi kubvisa mari kwenguva yakareba vanogona kubatsirwa kubva kumitambo iyi yakakwirira sezvo vasati vaisa pangozi kudiwa kwekubvisa mari panguva yakaipa.
3. Usakanganwa kuchinja
Zviri nyore kuvaka chikwereti uye kugovera mari yakatarwa mwedzi wega wega kana wechitanhatu muzvikwereti zvakasiyana. Zvinosuruvarisa, kushanda kwezvipimo izvozvo zvinogona kukanganisa kuumbwa kwemapatotipu kwenguva refu. Semuenzaniso, mutengi anopa 25 muzana yemwedzi wavo wegore negore kumatokari emarudzi ose angangotarisa podfolio yavo mumakore gumi kuti aone kuti mazamu aya anotora chikamu chemahofisi avo kana maitirwo emarudzi akawanda ari kunze kwemasango eSU.
Mireniyadhi anofanirwa kuongororesa mahofisi avo uye kuchinja maitiro avo kana kuti mari yekugoverwa kuti vave nechokwadi chehutano hwakanaka.
Kana izvozvo zvakanyanya kuoma, vangave vachida kufungidzira kushanda nemudzidzisi wezvemari kana kuti automation yekutsvaga mari yekuita kuti zviratidzo izvi zvese zviitike nguva dzose. Izvi zvinogona kubatsira kuvandudza kudzoka pamusoro pekugara kwenguva refu, uye zvinonyanya kukosha, kuvimbisa kuti varimi havasi kutora ngozi yakawanda kupfuura yavanoda.
4. Ivai Vakabatana Nguva
Mireniyumu akagara kuburikidza neKuramba Kukuruka angave ane hanya pakudzivisa marudzi aya ekuderera munguva yemberi. Asi, kuedza kutengesa mashizha nguva pfupi kusati kwatemwa uye kuvatengesa sezvinodiwa nemusika inowanzova benzi. Maererano nekudzidza kweFidelity, kuisa mari inowanikwa pakarepo mumusika kunowedzera kubhadhara zvakakwirira pane imwe nguva yakawanda, asi nguva yakaipa isingasviki 'kugara mumari'.
Mireniyadhi vanogona kuzviwana vakanyatsotarisana nematambudziko kusvikira panguva yemusika pakutenga uye kutengesa zvigadzirwa zvemarudzi ose.
Zviri nyore kuona zvinyorwa zveGrisi zvisingafadzi kana kuti ' Brexit ' uye zvinonzwa zvichimanikidzwa kutengesa zvikwata. Panguva imwecheteyo, zviri nyore kunzwa pamusoro pekutsvaga kwemashamba ekutsvaga uye inonzwa uchimanikidzwa kutenga. Asi, vanonyanya kufarira vanowanzova avo vanoita zvakashata pane nguva panzvimbo yekuedza nguva nguva yemusika.
The Bottom Line
Mireniyadhi ingangodaro yakava chizvarwa chinopisa mungozi, asi icho hachifaniri kushandura pakuita zvisarudzo zvisingabatsiri kushandiswa. Kuisa mari mumisika yemarudzi akawanda kunogona kubatsira kuderedza njodzi kuburikidza nekusiyana-siyana uye kunogona kuita kuti pave nekudzoka kukuru pamusoro penguva refu, asi zvakakosha kuve nechokwadi chokuti nzvimbo yepamusoro inotarisana zvakanaka nguva dzose. Nokuchengeta mazano aya mupfungwa, Millennials inogona kubatsira kuvimbisa kuti vari kuwedzera zvadzo zvekufamba kwenguva.