Zviri kuedza kufunga kuti kuchengetedza bhajeti ndiyo chete unyanzvi hwokugadzirisa mari iwe waungada. Muzvokwadi, kubhadharira chiratidzo chiratidzo pane kugadzirisa. Kana iwe uchigara uchiita bhajeti, iwe unogona kunge uri rudzi rwevanhu vanowanzocherechedza mari. Icho ndicho chinonyanya kukosha kubudirira mune zvemari. Hazvirevi kuti bhajeti pachayo, ndeyekuti iwe uri kuteerera. Ndeapi mamwe maitiro akanaka ayo vanhu vanoteerera mari?
Pano pane nhamba yevasikana vangu vashoma. Edza uye uvatevere zvakanakisisa sezvaunogona!
Pose Paunowana Kuwedzera Kuwedzera, Chengeta uye Uzviite
Vanhu vazhinji vanoshandisa kumuka kuti vashandise mararamiro avo. Kana iwe ukashandisa kusimudzira kuti uwedzere mari yako yekuchengetera uye mari yako panzvimbo, iwe uchava nemukana wakanaka kwazvo wekukunda mutambo.
Chengetedza Upenyu Hwako Unogona Kusimudzira
Kana iwe uchirarama nenzira inonyanya kushandiswa uye uchizvidzivirira nguva dzose, iwe pachakupedzisira unoderedzera-kuenzanisa nekudarika kupfuura. Kana iwe ukachengetedza mararamiro anogara akachengetedzeka, akazadzikisa dzimwe nguva zvinyaradzo zvezvinhu zvaunonyanya kukoshesa, iwe uchachengetedza maitiro emari akasimba kwenguva refu.
Dzidzirai Mhando Yedzimwe Budgeting
Dzidzira humwe rudzi rwehuwandu hwemari, kunyange kana huri chikwata chechipiri chezvikamu . Izvi zvinosanganisa kutanga kuunganidza mari yako kubva kumusoro, uye kurarama kune vamwe vose. Kana uchida bhajeti yakawanda, tarisa bhajeti 50/20/30 , yezvikamu zvishanu zvebhadhiro , kana kuti tsika yemagariro yemari.
Usaisa Zvimwe Pamusoro Kadhi Kwereti Haugoni Kubhadhara pamwedzi wekupedzisira
Zvechokwadi, kana iwe usina chokwadi pamusoro peizvi, enda mberi uye ubhadhara kadhi yako yemakadhi kubva vhiki imwe neimwe kana kunyange zuva nezuva kuti uve nechokwadi chokuti uri kugara uchiongorora. Zvimwe, shandura kune kadhi yebhadharo kana mari. Iwe pachako, ndinosarudza makadhi emakadhi nokuti ndinoda ndege yemakiromita, asi ini ndinongotora nzira iyi nokuti handina kumbobvira ndava muupenyu hwangu ndine penny imwe yechikwereti chekwereti chikwereti.
Kana usina chokwadi kana iwe ukakwanisa kushandisa kadhi rechikwereti usina kuzvivharira mune chikwereti, bata pamwe nemari.
Iva nemwoyo murefu
Kana iwe uchida kutenga chimwe chinhu, chengetedza nokuda kwazvo zvisati zvaitika.
Ikoshese
Kuonga ndicho chinhu chikuru chekutendera kuenda kune kukosha kwaunoisa pane zvinhu zvenyama.
Usaita Nhepfenyuro Shandisa Mari
Usashandisa mari muchivande mushure mokudzokera kwomumwe wako. Izvi zvinoparadza zvose mari yako uye ukama hwako.
Usave Wakakwana Kuve Wafara Nokushandisa Mari
Kune nzira dzakawanda dzekuseka izvo zvisingarevi kushandisa mari yakawanda yehupfu.
Dzivisa Kutenga Kwemhepo
Kana pane chimwe chinhu chaunoda kutenga, funga nezvazvo kwevhiki. Kana iwe uchiri kuda iyo mushure mevhiki, dzoka kuti uwane iyo (kana iwe uine mari yeiyo).
Wana paKudukura Nhamba Dhatu dzeMhuri Yebasa
Paunenge uchitsvaga vanhu vakagadzirisa, makontrakta, magetsi, mapurisa, uye mamwe mhando yekubatsira kwemhuri, inobhadhara kuwana maverengi akawanda.
Gara kuNot-Fee Index Funds
uye chengetedza mari yako yekutsvaga mari.
Usavimba neTatu Chete Sezvaunoshandisa Mutengo Wako Kuti Uite Zvisarudzo Zvakanaka Kwauri
Iwe haugoni kupfuudza huropi hwako. Iwe ndiwe nyanzvi yemari yako yekupedzisira. Usatendesa zvakashata kune mumwe munhu kuti aite chisarudzo.