Mwedzi Woga Woga Unowana Bonus Paycheck, Unogona Kuchengeta Big
Vakawanda vashandi vanowanzobhadhara kamwechete kwemavhiki maviri, kana, izvo vanhu vakawanda vanotaura se "bi-vhiki imwe neimwe." Kana iwe uri mumwe wevashandi vemarudzi aya, iyo nzira yakanakisisa yekugadzirisa bhaari ndeyokufunga kuti iwe unobhadharwa bhachi, kunyange 't.
Vashandi vakawanda (zvikuru avo avo vanoshanda mukutengesa kusanganisira vashandi vepfuma) vanowana mubhadharo wekubhadhara wekubhadhara. Zvisinei, mamwe mwedzi, ava vashandi vanomhanyisa nemitengo mitatu.
Ndiko nokuti vanogamuchira bhosi yekuongorora yakabva pamutungamiri. Kana iwe ukawira munharaunda iyi, unogamuchira bhonasi chekuongorora kana nguva dzose kana zvishoma nezvishoma.
Chero nzira, bhokisi rebhonasi rinoumba mhepo huru uye iwe unoda kushandisa zvayo. Iwe unogona kushandisa mari yakawedzerwa kuti ubhadharire chikwereti , chengetedza kubhadhara, shandisa iyo condo iwe unoda, kana kupa nyama yako yehupfumi. Iwe unogonawo kuchengetedza nokuda kwekutenga kukuru kwakadai sekutsvaira kwekutsvaira, motokari yako inotevera, kana kuti mhuri yezororo kuEurope.
Hezvino zvimwe zvinhu zvaunofanira kuziva kuti zvichakubatsira iwe kusvika kune zvaunoda kugadzirisa chinangwa kana bhajeti yako seyashandi vevhiki nevhiki.
Gadzira bhajeti inofunga kuti iwe unobhadhara bhaweekly
Izvi zvinonzwisisika nokuti unoda kuchengetedza mabhiriro anokosha pakutanga. Aya mabhizimusi ekushandira mabhadharo achakubatsira kuti uongorore maitiro ekugadzirisa bha-vhiki imwe neimwe, kana iwe uchiwana mubhadharo kaviri, katatu, kana kanomwe pamwedzi.
Iva nechokwadi chekuti unosanganisira zvinhu zvose zvekutenga uye mari mubhadharo yako iri kuenda. Iva nechokwadi chekuisa mari yako yekuchengetedza nguva dzose iyo inowanzo 20 muzana yemari yako yaunowana pamwedzi. Tarisa kuti chinangwa chokuchengetedza sekuti chaive chibharo chakakosha sekuda mari yako yebhadharo, kubhadhara chikwereti, kana kubhadhara chikwereti.
Tichifunga kuti iwe unowana zvikwereti zviviri mwedzi (uye mwedzi yakawanda iwe uchatora mari mbiri chete), ita bhizimusi rinofukidza zvinhu zvinokosha zvinotevera.
- Yenyu yakadzika / kutora mari
- Utilities
- Inishuwarenzi yehutano, inshuwarisi yehupenyu, uye motokari yveshuga
- Mari inogadzirirwa kugadzirisa motokari uye kugadziriswa kwemusha
- Mari inogadziriswa nokuda kwekuchengeta mari
- Kuponesa vana vako 'dzidzo yekoroji
- Kuponesa kwemazororo
- Kuchengetwa kwezvikwereti zvemishonga uye kubhadhara mari
- Kuchengetwa kwekutora nzvimbo yako ye laptop uye zvimwe zvigadzirwa zvemadhijita
Iwe unowana pfungwa. Shandisa mabhizinesi ekushandisa bhajeti kuti uwane mari yako yose kuitira kuti urege kukanganwa chero chinhu. Edza kuisa zvisina kukwana mari (semuenzaniso, wehutano hwako hwegore hwegore negore) pamwe chete nezvako zvekare.
Isa Kuponesa Kwako Kuenda
Iye zvino zvaunoziva zvinowanikwa nguva dzose uye mari yaunoda kuisa mubhajari yako iwe haunzwi sokuti iwe "unoda" iyo yechitatu yebhadhadha. Nemhaka yokuti hapasina zvikwereti zvaunoda kubata, unogona kuisa bhonasi yose kutarisa kune imwe chinangwa. Isa iri mubhadharo yako yekubvisa, kana kuvaka chikwata chako chekutsvaga . Kana, kuisa mukaunti yekusungirirwa iyo iyo yakanyorwa kune chimwe chinangwa sekutsvaga midziyo yako.
Iyi ndeimwe yenzira dzakanakisisa dzevanhu vanobhadhara bi-vhiki nevhiki vanogona kukura mari yekuwedzera uye vachiri kugara mukati mebhajeti.
Kana iwe uchitevera bha-yevhiki nevhiki nenzira yebhajheji iwe haunganzwi uchitorerwa uye iwe uchakurumidza kuva nemotokari itsva.