Mutungamiri mukuru anogona kuita zvakakosha pakugadzirisa mari kuburikidza nemitemo, kuburikidza neDhipatimendi rake rekutonga uye kunyange kuburikidza nesarudzo yake yedare repamusoro.
Legislative Agenda
Pasinei nezvakawanda zve blogosphere zvingatiita kuti tive nokutenda, Donald Trump haana kumbobvisa mari yega. Kubva muna 1990, mapoka matanhatu emakambani ake akaisa chikamu chechikamu chegumi nemasere . Chitsauko 11 hachisi izvo vanhu vakawanda vanofunga nezvazvo pavanenge vachifunga kubhadhara. Chitsauko 11 chinobvumira bhizinesi (uye dzimwe nguva munhu ane pfuma yakawandisa uye nematokari akawanda) kuti agadzirise zvakare zvisungo zvake paanoramba achiita bhizinesi. MuChitsauko 7 , munhu kana kuti kambani iyo inokwidza nyaya yacho inoshandiswa. Dare redzimhosva rinodana musimboti richatengesa zvinhu zvose zvekambani uye zvimwe zvepfuma yemunhu uye anoshandisa mari yekubhadhara chikwereti. Donald Trump, seumwe munhu, haana kumbobvira atumira Chitsauko 11 kana Chitsauko 7.
Izvozvo hazvirevi kuti Mr. Trump haazivi nehutano. Hapana mubvunzo kuti iye. Asi, handidi kutarisira kuona zvizhinji zvekuita mutemo munguva pfupi. The Bankruptcy Code yakanga ichangobva kupomerwa muna 2006. Mutemo, wainzi Bankruptcy Abuse Prevention uye Consumer Protection Act (BAPCPA) , wakakundwa neCongress sechirongwa chekambani yemakadhi echikwereti.
BAPCPA inonyanya kuita kuti kushandiswa kwebhengi kushandiswe kushandiswa kwevatengi nekudzivirirwa kune zvido zvekwereti nemabhangi emabhangi. Semuenzaniso, yakabhadharisa nzira yekuedza iyo inotungamirira kubhadhara avo vane chikwereti (vanhu vanyorera bankruptcy) avo vangada kuisa Chitsauko 7 mhosva asi vane zvimwe zvinhu kana mari kana yakakwana yekubhadhara zvimwe zvezvikwereti zvavo.
Pamwe pamwe neMuedzo weChiratidzo , Congress yakawedzerawo zvirongwa zvinoda kuti vanotora chikwereti vaite chikamu chekupa chikwereti chekubhadhara chikwereti vasati vatora uye mari yekugadzirisa zvemari mushure mokutumira. BAPCPA yakaitawo kuti zvive zvakaoma kune vane chikwereti kushandisa mari yekubhadhara kuti vadzokorore zvakare mahombekiti ekubhadharwa kwepamusoro pamatokari emotokari ichangopfuura.
Mutungamiri weTrump haana kutaurira chero hurumende yepamutemo yekugadzirisa zvikwereti zvakare, kunyange akazvizivisa kuti haasi shamwari kumutengesi. Semuenzaniso, ave achitsoropodza hurumende Consumer Financial Protection Bureau, iyo yakangosimbiswa muna 2010. Saizvozvowo, zvimwe zviratidzo zvinotaura kuti anoronga kubvisa Federal Communications Commission yekubatsira kwavatengi. Anonziwo ari kuronga hurongwa hwokuderedza kana kubvisa hutano hwakawanda hunotungamirirwa nevatengi ve federal banking system.
Sekuongororwa, funga nezveHurumende yekutanga kutungamira hurumende mushure mekugadziriswa kwake kwakadzivisa kupedzisira kurongwa mumitengo yeFHA-backed mortgages.
Executive Action
Pano hapana zvirongwa zvezvino kuita shanduko yakawanda kune zvikamu zveBhangeruptcy Code inoshandisa vatengi matambudziko, kunyange zvazvo kugadziriswa kwakarongedzerwa kweChitsauko 11. Izvozvo hazvirevi kuti tinogona kufema kugomera kwekusununguka. Sezvatakaona naVaTrump's spate yemitemo, pane zvakawanda zvaanogona kuita kunze kwekuchinja kwechokwadi kumitemo yemabhuku. Kutaura zvazviri, VaB Obama vakashandisa shanduro yekutonga kugadzirisa nyaya dzakabhadhara vatengi sevadzidzi vechikwereti.
Kunze kwehutungamiri wehutungamiri, huwandu hwekugadzirisa hurumende ndeyokuti matare neDhipatimendi rekutonga vanotungamira sei uye vanodudzira mitemo yakatova mumabhuku.
Kunyange zvazvo matare edzimhosva ari kutungamirirwa nevanopedzisira vatongi, zvizhinji zvebasa redzimhosva zvinowanzoitwa nehurumende yakasarudzwa yakatumidzwa kuti mutrasti . Vatungamiriri vehurumende vanosarudzwa muChitsauko 7 kukanganisa kwakananga, kwavanokwererwa nebasa rekuunganidza zvisiri izvo zvisiri izvo, izvo mutongi achatengesa. Mari yacho inoparidzirwa pakati pevakwereti vane zvikwereti uye zvinokanganisa zvirevo. Vatongi vanozvimiririra pamatare ehurumende uye vanosarudzwa neDhipatimendi reRuramisiro, kunyanya eHofisi yeUnited Trustee. Kukanganisa mitemo kunowanzoitwa kuburikidza nehutano hwehutrusti neTransiti yeUnited States uye nevatokwana ivo pachavo.
Semuenzaniso, Test Test inotaurwa pamusoro apa haisviki mutsara wakajeka wemugumisiro unobvumira vamwe vane chikwereti kuti vaise chido cheChitsauko 7 chaidiwa asi vanofambisa vamwe vakweretesa mune izvo vamwe vanhu vanozviona sechidimbu chechidimbu chekudarika chinonzi Chitsauko 13 . Chitsauko 13 chinoda chikwereti kubhadharisa chikamu chezvaanosungirwa pamusoro pemakore matatu kusvika mashanu. Pane kudaro, Testhoyo yeZvirevo chiratidzo. Zvinoratidza kana ane chikwereti anonzi ari kushandisa zvisina kukodzera iyo bankruptcy system nokuti iye chaizvoizvo ane mari yakakwana yekubhadhara kune avo vane chikwereti. Munhu ane chikwereti anokwanisa kukurira kusarura kwekushungurudzwa nekupa uchapupu hwekuti Nzira yekuongorora kuverenga haifungi. Pasinei nokuti munhu ane chikwereti achazombofanira kukurira icho chisarudzo chinoenderana nokuti kana mutongi, avo vane chikwereti kana mutongi webhengi anotsvaga kodzero yake yekuisa Chitsauko 7 nyaya. Vanokwereta havasati vaita dambudziko iroro. Mutsigiri ndiye mutsara wokuzvidzivirira mberi (kana kukanganisa) panyaya iyi uye ane huwandu hwakawanda hweuchenjeri kana achitsvaka nyaya yacho. Zvimwe zveuchenjeri ihwohwo zvinoratidza hutungamiri hwehutungamiri, sekusvibiswa kuburikidza nehofisi yeTranse yeU.S. Nzira yakaoma yekuita mitemo yaizoita kuti vatrusti vawisire pasi pamusana pekuda kushungurudzwa kwemhosva. Zvose zvinotora ndeyekutuka kubva kumukuru mukuru.
Saizvozvowo, imwe hurongwa muBhangeruptcy Code inogona kutungamirira kuongororongodzo dzisinganzwisisiki mhaka yemhosva. Munyaya yose yekushungurudza, munhu ane chikwereti anopa ruzivo pamusoro pemhosva yake, pfuma, mari uye mari. Kusvikira BAPCPA, zvirongwa zvekwereta zvaibvunzwa chete kana uchapupu hwomutengi akapika hwakasiyana kubva pane zvaakanyora pamapepa, kana kuti munhu ane chikwereti (uye pane dzimwe nguva waimbova naye) ane ruzivo rwakapesana nemarongwa emunhu ane chikwereti. Sezvo inofunga nezvekushandura kubhadhara, Congress yakasarudza kuisa muBAPCPA urongwa hunoda hurumende yeUnited States kubvumirana nevanongorori vese vaizoongorora zvirongwa uye vachizvienzanisa nemabhuku ekukwereta nezvimwe zvinhu, uye mune dzimwe nguva vangatoenda kusvika kure sekuenzanisa zvinhu zvemunhu ane chikwereti mumba make.
Apo purogiramu yekuongorora yakavamba, dunhu rega roga rokutonga raifanira kusarudza imwe nyaya imwechete ye 250 yakaiswa. Munguva yekuderera, kunyange zvakadaro, hofisi yeTransiti yeUnited States yakagadziriswa purogiramu yekuongorora nekuda kwezvinetso zvebhajeti. Nhamba yemazuva ano yemakambani akaongororwa akafanana neyese mu 2,500. Chero bedzi muTrustee yeUnited States ane bhajeti yeiyo, Mutungamiri weUnited States anogona kuisa zvidzidzo kune chero upi zvake, uye chaizvoizvo zvose, zvipfeko zvebhengi. Zvakare, izvi zvinogona kuva mugumisiro wechinangwa chekutungamira muhutungamiri kana mukati meDhipatimendi reRuramisiro iyo haifaniri kuita chisarudzo neCongress.
Iyo itsva Gweta Guru Jeff Sessions yaiva seneta kubva kuAlabama. Nhoroondo yake yekuvhota inoratidza kusarura kwakasimba mukuda kwemitemo yakawanda yekushungurudza uye kupesana nemitemo nemirau yakagadzirirwa kuchengetedza vatengi. Zvinotarisirwa, zvingaratidzika kuti Mr. Sessions, ane hurumende yepamusoro pamusoro pehofisi yeTrasti yeUnited States, yakanyatsopindirana naVaTrump, uye inogona kunyanya kuramira kune yakarurama.
Kutonga Kwemhosva
Pakupedzisira, imwe nzira iyo Mr. Trump inogona kuita kuti vanhu vapedzisire vachiita basa iri kuburikidza nevakasarudza kumatare ehurumende, kusanganisira Dare Repamusorosoro reUnited States, Matare ekuBvunzurudza uye nhengo dzedare rekutongwa.
Kuparara muUnited States kunotungamirirwa neFeraleral Bankruptcy Code kuburikidza ne federal court system. Kune avo vedu vanobata zvakakwana nevakuru vehurumende uye vanopedzisira kunyanya, kurapwa kwaVaTrump kwenzira yematare kwave kunyanya kukosha. Mukubata kwake nematare pamusoro pekuenda kwake kwenyika uye hurumende yekutonga inobatsira kufamba kubva kune dzimwe nyika dziri kumabvazuva, akaratidza izvo zvinoratidzika kuva kusanzwisisika kwekuti mapurisa ehurumende anobata sei, huwandu hwehutongi hwavo hwepamutemo uye kushanda kwe cheki uye zviyero zvakavakwa muhutano hwedu hwehurumende.
Kubhadhara matare edzimhosva ari madare akatevedzwa nemitemo, asi anoshandisa pasi pekutungamirirwa kwehurumende (Article III). Sezvo mutungamiri, Mr. Trump haana hurumende yakananga pamusoro pematare edzimhosva. Akange asingadi, iye pachake, kusarudza vahedheni vanoita seanenge achida ruwa rwetunhu kana kuti vatongi vekudaidza kana Supreme Court dzemhosva.
Panyorwa iyi, Congress inenge yava kuda kutarisa Neil Gorsuch kuti asarudzwa kuDare Repamusorosoro kuti azadze nzvimbo iyo yakasara nekudarika kwaJustice Antonin Scalia. Dare iri raishanda rimwe ruramisiro kwenguva shoma gore, rinoparadzaniswa mana kana mana pamwe chete nenheyo dzechikonzero. Achifunga kuti Mutongi Gorsuch achava wekutevera kururamisira kweDare Repamusorosoro, bhuku rinonzi Credit Slips munguva pfupi yapfuura rakarongedza zviitiko zvaakasarudza paanoshumira paUnited States Court of Appeals yeTenth Circuit. Sezvo blogger Jason Kilborn akataura, achifananidza Gorsuch kune anofungidzirwa kuti akafanotangira,
Kutora kunyoreka kubva kune dzose idzi maitiro ndeyekuti Gorsuch haisi izvo zvinganzi "munhu ane chikwereti-ane ushamwari." Zvechokwadi, handifungi kuti imwe yemazano-kana-ezvo maonero atakawana akatonga achida mutero (s).
Zvinonyatsova nechokwadi kuti Hurumende inotungamirira ichaita zvishomanana kana kusakwanisa kurerutsa mutoro kune vane chikwereti vasina kukwana. Kuchinja kunzira yatinoshandisa nayo mabhizimisi angasave ari pamusoro peTrump pekutanga kwemazuva zana emazuva ezvakaitwa, asi pane zvakawanda zvaanogona kuita nekurohwa kwepeni kana shoko kune Attorney General.