Chitsauko 7 ndicho chinokurumidza, chiri nyore uye kazhinji chinodhura.
Chitsauko 7 mune Nutshell
Chokutanga, ngatitaurire pamusoro peChitsauko 13 chisiri. Haisi Chitsauko 7 nyaya, kana kuti iwe unofungei nezvea classic bankruptcy case. Kazhinji inonzi yakarasika, muChitsauko 7 unobvumirwa kuchengetedza zvimwe zvepfuma yako, asi chero upi zvake huripo hunoenda kune mutasitiri we bankruptcy uyo unotengesa iyo inopa zvipo kune vako vane chikwereti. Izvozvo zvinowanzotora mwedzi mina kusvika matanhatu.
Chitsauko 13 mune Nutshell
Imwe rudzi rwekugadzirisa inonzi Chitsauko 13. MuChitsauko 13 nyaya, iwe uchaita mwedzi mumwe nomumwe kumatirastii uyo achagovera zvipo kune vako vane chikwereti. Iri chirongwa chekubhadhara chichapera kubva pamakore matatu kusvika mashanu.
Nei Uchifanira Kuisa Chitsauko 13?
Kune zvikonzero zvakawanda zvekuisa Chitsauko 13. Vanhu vazhinji vanoisa chitsauko 13 kana kuti vanozviita nokuti vanoita mari yakawanda kuti vakwanise kupiwa Chitsauko 7 chakananga kubhadhara , kana kuti nekuda kwekuda chirongwa cheChitsauko 13 chekubhadhara kuti vauye iye zvino zvavanenge vachibhadhara zvavakakweretwa pamutengo wekutengesa, motokari, rubatsiro rwevana kana mitero.
Chitsauko 13 chinogona kuponesa vanhu vakazvipira kuita kuti zvibudirire. Chitsauko 13 matambudziko, zvisinei, hazvisi nyore kurarama nazvo. Zvimwe zvidzidzo zvinoratidza kuti vashoma pane chikamu chimwe chete muzvitatu chevanhu vanokanda mapepa vanozopedzisa. Asi, kuziva chii chaunotarisira chimwe chezvinhu zvinokosha zvikuru pakuzvigadzirira iwe kubudirira.
Heano mamwe emamiriro ehupenyu muChitsauko 13:
- Kureba kweChirongwa
Chitsauko chako 13 mhosva ichagara kwemakore masere akareba, uye inogona kuramba yakareba kwemakore mashanu.
Makore matatu ndezvenguva refu. Zvinogona kunge zvisingaoneki kwenguva yakareba, asi zvizhinji zvezvinhu zvinogona kuitika. Jobho anochinja, vana vatsva, nyaya dzezvehutano, kugadzirisa motokari. Zvimwe kugadziriswa zvinogona kuvakwa muzvirongwa zvekubhadhara uye mari yekubhadharisa kubhadhara zvisingatarisirwi, asi zvakaoma kunyange kune avo vane ruzivo rwekushaya mari uye vateveri veChitsauko 13 kuti vaite zvose zvingaitika.
Nokuti Chitsauko 13 ndechekuomesesa mari kune vanhu vazhinji, vanoona zvakaoma kuchengetedza chido chavo pamusoro payo kwenguva yakareba. Vanogona kusarudza kuti kuchengeta imba kana yemoto yakwegura haifaniri kupa chibayiro chakakosha kuchengetedza mari.
Iwe unogona kunge usingazivi kwemwedzi mushure mekunge nyaya yako yaiswa kudai kana chirongwa chako chinorongwa chinogamuchirwa neBanruptruptcy Court uye Chitsauko 13 Trustee. Mutrasti achaona kuti iwe unowana mari uye unoita kuti mari yako isiri yakanyanya. Zvinotora mwedzi yakawanda kuti vatengesi vape zvikwereti uye kune vose vatambi kuti vaongorore izvozvi. Kana iwe usingawirirani nekutaura, mutongi webhengi angasarudza kusarudza gakava.
Izvi zvinogona kutora mwedzi yakawanda kusvika gore kugumisa.
- Vanhu Vachadzidza Kuti Wakaronga Bankruptcy
Kudhinda bankruptcy hazviiti zvakare kunyadzisa kwaimboita. Vanhu vazhinji - vanenge 1 pa10 - vakaisa mari yekuputsa kwemakore makumi mana apfuura. Funga nezveiyo nguva inotevera iwe uri pamusangano, muchechi kana kuraira latte ku Starbucks, kana nzvimbo ipi zvayo vanhu vanoungana.
Pasinei nenhamba huru, vanhu kazhinji havadi kuparidzira kuti vakaisa chikwereti chebhengi. Munhu wose ane hanya nazvo, asi ichokwadi kuti mabheji akavharidzirwa ari marekhodi ehurumende. Kune rumwe rutivi, kunze kwekuti iwe une chikonzero chekutarisa kwavari, vanhu vakawanda havazombodzidze nezvenyaya yako.
Kune dzimwe nzvimbo, zvisinei. Vakawanda Chitsauko 13 vatongi vanoda kuti iwe uite mari yako kuburikidza nemubhadharo wemari. Mutrasti anotumira fomu kune waunoshandira achigadzirisa iyo kudhakwa.
Kana iwe uchinzwa zvakasimba kuti kuva mubhadharo wemubairo kuchaita kuti zvinhu zvikukurire iwe kubasa, unogona kutumira chirevo kukumbira dare kuti ikubvumire iwe kubhadhara mutrasti zvakananga. Matare haazobvumiri kubhadhara zvakananga kunze kwekuti iwe ungaratidza kuti iwe unenge uri pangozi yekurasikirwa nebasa rako, kubviswa, kurasikirwa nechibvumirano chekuchengeteka kana kutambura nedzimwe mimwe migumisiro yakakomba.
Kunze kwekushandira kwako, vamwe vanogona kudzidza nezvemhosva yako nekuda kwezviziviso dare rega rega rekudarika rinofanira kutumira kune vatengi . Kana vako vane chikwereti vachisanganisira mhuri kana shamwari, ivo vachawana chiziviso uye vanoziva nezvenyaya yenyu. Saizvozvowo, dare rinotumira chinyorwa chako chekubhadharisa chikwereti kune chero vabhadhari vevhisi chero ipi zvayo yezvikwereti kana zvikwereti.
- Paunenge uri muChitsauko 13, Unotofanira Kubhadhara Mari Yako
Pamusoro pekutongwa kwako kweChitsauko 13, iwe uchafanira kuchengetedza ikozvino paimba yako kana pamotokari yemotokari (kana isina kubatanidzwa muChitsauko 13 chekubhadhara chirongwa), rubatsiro rwemwana uye alimony, mitero yeimba, inshuwarisi nedzimwe mari vakaomerwa kubhadhara munguva yakapfuura. Kana iwe uine shure kumashure yako chikwereti nokuti wakanga usina kubasa kana kuti uchinge uchinge uchingopedzisira uri muhomwe, zvingave zvakaoma kwazvo kuti iwe utange kugadzirisa iyo imba, motokari kana rubatsiro rwekubatsira vana zvakare.
Kana ukadzokera kumashure pamba yako kana pamotokari yemotokari iwe uri muChitsauko 13, mutero angakwanisa kuendesa mberi neDare achikumbira mvumo yekugadzirisa pamba yemari kana kutorazve motokari yacho. Izvi zvinonzi Chirevo Chekusimudza Gara kana Chikonzero Chokusunungura Kubva Kuramba.
Kana iwe uri kumashure pamubatsiri wako wevana kana kuti alimony zvikwereti paunopera kuguma kwerongwa rako rekubhadhara, dare haringakubudisi kubudiswa.
Uye, hazvisi zvose, vanhu. Kuti uwane zvimwe zvinhu zvokufunga nezvazvo usati waisa Chitsauko 13, shanyira: Kurarama Nechitsauko 13 Mhosva, Chikamu 2 .