Nzira iyo Spendthrift Trust inogona kuchengetedza vagari venhaka kubva kwavari

Nheyo yeSpendthrift Trust Funds yeVashandi vatsva

Chimwe chezvinhu zvinobudirira zvikuru zvekuchengetedza, kuchengetedza, uye kupfuurira pfuma kuva vagari venhaka ndiyo spendthrift trust. Chii chinonzi spendthrift trust uye chinoita kuti zvive zvakakosha zvakadini? Muchikamu chino, uchaona kuti zvinoshamisa sei chigadziriswe ichi chinogona kunge chiri mukuchengetedza mari yemhuri yakachengeteka kubva kune vasina kungokwereta chete asi vagari venhaka ivo pachavo.

Chokutanga, iwe unofanira kuzviziva nemhemberero dzemari yekutenda kusanganisira tsanangudzo yemashoko akadai somubatsiri, mubhadhari, uye mutongi.

Zvinobatsirawo kuziva kuti mari yekuvimba nayo yakagadziriswa sei uye inokonzera kuti mutengesi angada kuisa mari yekuchengetedza mari yekuchengetedza kana kushandura nenzira yakarongeka, mari nemari yaakawana, kazhinji pamusoro pehupenyu hwose. Nevaya vari kunze kwekunzira, kunzwisisa kutora nguva yekupedzera kunofanira kuva nyore kwauri.

Chii chinonzi Spendthrift Trust uye Chinoparadzaniswa Sei Nechimwe Chechikwereti Chechivimbo?

A spendthrift trust yechipatimendi chekutenderera chinotarisirwa nemutongi, semunhu mumwe chete kana mutsigiri wekambani, iyo inotarisira zvinhu zvaunosara, kusanganisira kushandira kambani yekuchengetedza mararamiro , zvichida imwe yakarongerwa sekubhadhara mari yekubhadhara mari yekutsvaga mari yekuvimba mari mushure mekunge ' wakaita kuti chivimbo chirege kugadziriswa kana kufa. Mubhadharo wacho anorambidzwa kusashandisa mari yacho asati awana kugoverwa uye muteresi ane kodzero yekuona kuti zvipi zvinodiwa zvinoenderana nechibvumirano chekuvimba.

Somuenzaniso, kana iwe wakasiya $ 5,000,000 kumuzukuru wako waunoda, uye iyo trust trust yakaita $ 250,000 pagore mumari yaive yakabhadharwa kwaari, haaigona kutora mari yekuvimba semari. Kana akashandisa zvakawanda kupfuura zvaaikwanisa kutsigira - anoti vakatenga $ 3,000,000 yeimba - vaiti chikwereti vaizove vasina ruzivo kana iye akazviwana asingakwanisi kuita chikwereti.

Chero mari chete yavanokwanisa kutora kubva kumuzukuru wako ichange iri yake $ 250,000 kugoverwa. Mutungamiri we spendstrift trust achiripo, achiita zvikwereti, chido, uye zvikwereti zvakachengeteka uye zvakachengeteka kwemakumi emakore anouya.

Kuti Spendthrift Trust inogadzirwa sei

Imwe nzira yekugadzirisa retirementthrift trust fund inofanana nekugadzira chero imwe yedzimwe chikwereti chekuvimba kunze kwekuti chimbo chekutendwa chinofanira kuva nemari inoshandiswa. Mupepeti wako anofanira kukwanisa kupa mazano pamusoro pemashoko ekugadzirira uku uye izvo zvinoshanda zvakanyanya mune imwe nyika yako.

Kukanganisa Kwezvokuzvitsaurira Spendthrift Trusts

Kana izvi zvakadzivirirwa zvikuru kubva kune vane chikwereti zviripo, wadii kungoita kuti uwane mari yekutora uye uzviti iwe unobatsirwa? Mubvunzo mukuru. Pamusana pezvikonzero zvehurumende, zvikamu zvakawanda hazvibvumiri izvi. Kune dzimwe dzisiri, kunyanya Alaska Trust, asi unoda kuonana nomudzidzisi anokwanisa kutungamirirwa. Pfungwa yekuzvigadzirisa zvakagadziriswa, sezvinowanzozivikanwa, ichiri chitsva.