Mitero yeMitero uye Kubvisa Mitero Kubatsira Offset Zvimwe zveMari yeKoreji
Izwi rekare nderekuti Marita anouya semwana weshumba, uye anobuda kunze kwegwayana. Dzimwe nguva izvi zvinoreva kuchinja mumamiriro ekunze, asiwo kune chokwadi chekuita kwebasa rinouya nekorogiji rubatsiro rwemari panguva ino yegore. Iko kazhinji kazhinji kupedzisa pakutanga kwe mwedzi, uye zvino inonzwa sekuti zvinhu zvose zvinosvika pakagadziriswa kamwechete apo sarudzo yekoroji inogadzirwa uye mari yekubatsira mari yemari inogamuchirwa.
Kana iwe usati watozadzisa mari yako yemitero, iyi ndeimwe yemabasa inofanira kupedzerwa nekukurumidza. Kana wapedza, iwe unogona kudzokera kune webasaiti ye FAFSA uye ukashandisa IRS Data Retrieval Tool kuti uvandudze shanduro nemafuta ako emazuva ano. Kana iwe uchitova nemwana mukoroji, unogona kunge uchikwanisa kubhadhara mitero kune yako 2014 federal tax return iyo inogona kukanganisa zvimwe zvekunze kwemari yako yauri kupinda. Iwe unogona kukodzera kubhadhara mutero, izvo zvinoderedza mari iyo inofungidzirwa kuti inowana mari, kana kuti zvikwereti zvemitero, izvo zvinoderedza mutero wemutero unofanirwa. Zvimwe zvezvipo zviripo zvinosanganisira:
- IAmerican Opportunity Tax Credit : Ichi chikwereti, icho chinoderedza mutero wemutero unofanirwa. Unogona kukodzera kugamuchira chikwereti kusvika ku $ 2500 pamudzidzi wega wega kuti abatsire kubhadhara chii chauri kuripa kwemakore mana ekutanga emhuri yepamusoro. Mari yacho inopesana zvichienderana nemari, mari yepamusoro yezvedzidzo, uye nhamba yevadzidzi vakakodzera mumhuri. Kusvika ku40% yekwereti inogona kubhadharwa kuitira kuti ugone kukodzera kubhadhara chekubhadhara mari kunyange iwe usina chikwereti chemutero wemutero.
- The Lifetime Learning Tax Credit : Yakasiyana chaizvo neAmerican Opportunity Tax Credit, iyo chikwereti yakagadzirirwa kukurudzira huwandu hwakawanda hwezvidzidzo zvedzidzo. Inogona kubatsira kubhadharira pasi pepayimari, chikoro uye zvidzidzo zvechiremba, izvo zvinogona kusanganisira zvidzidzo zvakatorwa kuwana kana kuvandudza unyanzvi hwemabasa. Iyi chikwereti inopa kusvika $ 2000 pamitero yekubhadhara uye inofanira kushandiswa chete kana iwe wakaneta dzimwe nzira dzekubhadhara mutero. Hapana misi yeupenyu, asi chikwereti hachina kudzorerwa, izvo zvinoreva kuti chikamu chikuru chechikwereti chinowanikwa chakakwanira kumutero wemutero unokweretwa.
- Kuchengetedza uye Kubhadhara Mutero Mutero : Maererano nekuchinja kwako kwakagadziridzwa Gross Revenue, kuderedzwa uku kunogona kuderedza mari inoshandiswa mari inosvika $ 4,000 uye inogona kubatsiri kana iwe usingakodzeri kuwana mari yekukwereta. Iwe unogona kutora kuderedzwa uku kunyange kana iwe usingaiti zvakakonzerwa.
- Mudzidzi Wechibhadharo Kuchengetwa Kwemari : Kubva pane mari uye mari yekubhadharwa inobhadharwa, unogona kukwanisa kuderedzwa kusvika kusvika $ 2500 kune chikwereti chemari yevadzidzi yaibhadhara iwe pachako, mudzimai wako, kana mwana. Iwe unogonawo kutora kubviswa uku pasina kuitirisa pane Purogiramu A.
Usazununguswa nekuisa firimu yako yezvemutero wemutero. Tarisa nemumwe muteresi wemitero kuti uone kuti uri kutenga matanho akakodzera uye zvikwereti. Kana iwe ukaita zviduku zvinopfuura $ 53,000 pagore, unogona kutsvaga rubatsiro mukugadzirira mitero yako kubva kuThe Volunteer Income Tax Assistance (VITA) program. Kana iwe ukasarudza kugadzirisa mitero yako iwe pachako, zvakadaro, iwe unogona kukodzera kuisa yako federal mitsva yemari yemagetsi pasina mari yekunze kwepahomwe kana yako yakagadzirirwa mari yakawanda iri $ 60,000 kana pasi.