Iva Nehanya Nekupi Kwechikwereti Chaunotakura
Sevadzidzi vekukoloni vatanga rimwe gore remakirasi, kune chidzidzo chimwe chinokosha kune vose: Nzira yekushandisa sei chikwereti kuti uite zvido zvako. Chikwereti chinogona kuva chakanaka, asi chinogonawo kuparadza. Kana yakarongedzerwa uye inoshandiswa kugadzira kutenga kwakakura semotokari kana imba, chikwereti chinogona kubatsira kuparadzira mari yekutenga kwenguva yakareba. Paunoshandiswa zvisingatauriki usina kufunga nezvekubhadharwa kwaizoitwa, chikwereti chinogona kukanganisa hupenyu hwako.
Inogona kukanganisa mari yako yese yekuita mari, uye inokusiya uchinzwa wakaneta kunze kwezvose zvakadanwa zvinoshandiswa uye tsamba.
Kuvadzidzi vekukoloni, chikwereti chakafanana nemari yechikwereti chemudzidzi chingave chisingadziviriki, asi zvakakosha kuti uve wakachenjera pamusoro pokugadzirisa kuti chikwereti chingawana sei. Kana ukangotarisa mari yekuenda kuchikoro chako chakasarudzwa, uye kubvisa chero mari yekubhizimisi yemari yekorogi uye yekudzidzira zvavakakwanisa kuwana, unogona kuwana kuti pakanga paine "mukana wekugadzirisa" waifanira kubhadharwa. Iwe unogona kuzadza chikamu chemari yegeji nemipiro kubva kuvabereki kana mhuri yako yekuchengetedza kojiji. Iwe unofanirwawo kufunga nezvekuongorora basa rako rechikoro-yekudzidza zvingasarudzwa kana kutora basa rerutivi kana kuti kudzidzira kuti ubatsire zvidzidzo zvako. Pakupedzisira, iwe unogona kutora zvigadzirwa nekugadzira mari yekugadzira mari uchishandisa GoFundMe kana CollegeBacker.
Zvisinei, kana gwasi richiripo, iwe unogona kutora kufunga kubhadhara mari yekuvhara mari.
Kazhinji mari iyi ichauya nenzira yechikwereti chevadzidzi kana chikwereti chikwereti chikwereti. Tichifunga nezvekukosha kwenguva refu kwezvidzidzo uye zvaunogona kuwana mune ramangwana, kushandisa chikwereti kuti uwane mari yako dzidzo inogona kuva nzira yakanaka yekuzviisa iwe pachako - asi chete kana iwe uchigadzirisa zvakanaka. Dzidza kusiyana kweizvi marudzi ekukwereta kuitira kuti ugone kuita sarudzo dzakachenjera zvemari iye zvino uye pakupedza kudzidza.
- Mutemo Wemudzidzi Wechikwereti Chekwereti: Izvi zvinowanzotorwa kuti ndiyo yekutanga yekwereti yaunofanira kuwana kuti uzadze chikamu chepakati, asi iwe uchiri kungwarira pamusoro pemari yaunokwereta pamusoro pechikoro chekoroji yako. Ingokwereta mari inodiwa kuvhara mari yekoroji, uye usatarisa mari iyi sechirongwa che "slush fund" kuti uwane mari yako zuva nezuva. Ngwarira kuti iwe kana vabereki vako vachava nemhosva yekubhadhara zvikwereti izvi mumugwagwa. Tarisa kana ruzivo ruchiwedzera kana kuti kwete paunenge uchiri kukoreji. Nepo pavanowanzova nehuwandu hwekuda mari, mararamiro akasiyana-siyana ekubhadhara, nemamwe mikana yekukanganwirwa chikwereti, vanogonawo kugara newe kwenguva yakareba kana iwe usingakwanisi kubhadhara. Nemhaka yokuti inosanganisira hurumende yehurumende, kukundikana kubhadhara kungaguma nekugadzirisa mubhadharo kana kurasikirwa kwemari yezvemari yekubhadhara mari.
- Chikoro Chekubhadhara Chikwereti Chevadzidzi Chega: Kana federal chikwata chemari chikwereti hachikwanisi kuvhara chikamu chepakati, iwe unogona kutarisa mumunhu ari oga wezvikwereti kubva kumabhangi, zvikwereti zvekwereti kana vateresi. Vakawanda vari kukwikwidzana, asi nyatsocherechedza mahomwe uye mari yezvibereko, uye ona kana vanofarira vachivaka panguva yekoroji yako makore. Iwe unogona kunge uine zvishomanana zvekubhadhara paunopedza zvidzidzo kupfuura zvinowanika kuburikidza nehurumende yemari chikwereti. Kuunganidza maitiro pakukundikana kubhadhara kunogona kuva nehasha zvakanyanya, asi hazviwanzobatanidza kugadzirisa mubhadharo kana kubhadhara mari.
- Chikwereti CheKodhadhi: Ndapota usaita huwandu yekolishi freshman kukanganisa kwekutora makadhi emakwereti uye kuvashandisa usina kufunga nezvemigumisiro yenguva refu! Kufarira kunotanga kuwedzera nokukurumidza uye kunowanzokwirira. Maripo inowanzodiwa nokukurumidza, uye haikwanisi kuderedzwa kusvikira apedza kudzidza. Vadzidzi vakawanda vekuyunivhesiti havakwanisi kuwana mari yekuita mari yekubhadhara pamakadhi emakwereti, uye vanotanga kuwira shure nekukurumidza zvikuru.
Chikwereti chinofanira kungoshandiswa kuti chiwane chinangwa kana iwe wakambofunga kuburikidza nehutano hwose zvakanyatsonaka. Tarisa kuti mari iyi inenge yakadini inokutengesa munguva refu, uye wozoita chisarudzo chakanaka pamusoro pekufambira mberi.