Izvi zvinogona kukubatsirai mose kutsamwa, kutsvaga mikana, uye kudzivirirwa, kutsvaga kuzvidzivirira kana iwe uri pfuma , kuisa mari muzvisungo , kana kuti nenzira yakati unotarisira kupinda mune imwe dzimba dzekutsvaga dzimba nebhizimisi, saiye muridzi weimba anotengesa -nyaya yekutengesa mabhii nechitoro chikuru chezvitoro kana chekudya.
Zvakakosha kuti iwe uyeuke pane zvakakosha zvezvikwereti zvemari. Inobatsira kuisa mupfungwa mumapoka mashanu makuru.
Kushandisa Ratios Zvemari
Nhepfenyuro yezvemari inokupa pfungwa yehutano huri mune bhizinesi, seyakadai chikwereti-to-equity ratio kana zvimwe zvikwereti zvinokubvumira kuti uone shanho guru rekambani, pamwe chete nezvinobatsira uye njodzi dzomutengo wakadaro uye kuti inofananidzwa sei nevaya vanoita makwikwi munharaunda imwechete kana kuti emabhizimisi , ndizvo zvandinodanidza kuwedzera kwehuwandu hwemari. Inobatsira kuisa mumamiriro ekutenderera nekunzwisisa kwakakwana kwezvimwe zvinoshandiswa pakuita muDuPont ROE kuongorora kwekambani .
Liquidity Financial Ratios
Muchengetedzo wehutano huri kuratidzira solvency yekambani inobva pane zvayo zvayo maererano nezvikwereti zvayo; zvinhu zvakadai sekushanda kwemari pamadhora ekutengesa uye chiyero chezvino . Mune mamwe mazwi, inokuita kuti uzive zviripo zvekusimudzira kushandiswa kuitira kuti ubhadharire mabhiriro, chengetedza mwenje, uye kubhadhara vashandi.
Usakoshesa kukosha kwekusvibiswa sekushaiwa kwaro kwakakonzera kunyange mabhizimisi anobatsira zvikuru kuti aende.
Operating Financial Ratios
Ichi chikamu chemari inoratidzira chinoratidza hutano hwehutungamiri uye kushanda kwekambani mukushandisa sarudzo yaro, kunyanya kuburikidza nemari yekushandura yakaitwa mukutsvaka purofiti.
Mutsamba yekutengesa, izvi zvinosanganisira mitero yakadai sokutsvaga kuwanikwa uye kubhadhara mari inowanikwa . Makambani ayo anogara achiita zvakanyanya kushandiswa kwemari mari anowanzove nechimwe chinhu chinozivikanwa sekutengesa mari .
Kubatsira Kwemari Mari
Sangano rakasimba rekubhadharwa kwemari rakagadzirirwa kukupa pfungwa yekuti inobhadhara zvakadini kune imwe mamiriyoni. Imwe iyo ine zvikwereti zvakakosha zvebatsiro kubva kune bhizinesi rakagadzikana kubva kune chinhu chikuru chinonzi bleach, washing machine detergent, kana chokoti, kupa mufananidzo, zvichava zvakaoma zvikuru kubvisa bhizinesi apo hupfumi huchapfuura pane imwe razor-thin margins.
Saizvozvowo, kambani ine kubhadharwa kwakakwirira pamusoro , kunyange nemiganhu shomanana, ichava netariro iri nani yekupona nokuti inobatsira zvikuru kune yevashandi vakapiwa mari yekutsvaga. Zvekukosha zvakanyanya ndiko kudzoka pane kuenzana uye kudzoka pane zvinhu .
Solvency Financial Ratios
Chikamu chekupedzisira chekubhadhara mari mariyo vashandi vemazana vanofanira kuziva kuti zvinorehwa kukupa pfungwa inonzwisisika, kusvika pamwero iwoyo unogona kufanotaurwa kubva munhoroondo dzezvemari dzematongerwo enyika, mikana yekambani isingakwanise kuvhara zvido zvayo kana zvikwereti zvichibviswa kubva kuzvinhu .
Kunyange iyo bhizinesi rakanaka kwazvo inogona kuva pangozi yekudzima kana iri pasi padziviri uye isina kukwana kubata chero dambudziko ripi kana hupfumi hunopinda mukuderera kana kuora mwoyo.
Ziva kuti Mari Yehutano Ndiyo Yekutanga Kutanga
Sezvo inobatsira semari yemari, haikwanisi kukuudza zvose. Fungidzira iwe uri kufunga nezvekuisa mari mune bhiza nemagetsi kana Henry Ford achibuda neT Model T. Nyaya yemari yekuwana mari , bhadha rebhadha , uye mari yehutano ingadai isina kukuudza zvaunoda kuziva sebhizimisi rauri kuongorora pamucheto wekutambudzika kunowedzera kuderera mune mari.
Kune rumwe rutivi, fungidzira kutarisa mari inoshamisa yakaipa yeiyo yainzi Apple Computer, ikozvino iApple, isati yadzoka Steve Jobs kubva muutapwa apo akachinja bhizimisi raakagadzira, achiitora pamhanya akaguma iyo pakuva nemakona makuru pasi pose emari .