7 Zvinhu Zvinoitika Izvo Mushure mekunge Muribha Kubhadhara Kwereti Yako Kadhi

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Kubhadhara chikwereti chako chekwereti chikamu chikuru, kunyanya kana iwe wakatanga neine-kana kunyange nhamba nhatu. Kana imwe nguva bhadharo yako yakabhadharwa, iwe uchafanira kusarudza zvokuita nemari uye chikwereti chawakangosunungura.

Iwe unogona kushandisa mari kubhadhara imwe kadhi rechikwereti

Kana uine zvikwereti zvakawanda zvekadhi rechikwereti, kubhadhara chimwe chazvo chiri kutanga kwerwendo rwako kune chikwereti rusununguko.

Iye zvino zvawakagodza chekutanga (kana yechipiri) kadhi rechikwereti chekwereti, unogona kushandisa simba rimwe chete kune imwe chikero chekadhi rechikwereti. Kushandisa chikwereti chikuru chemari pamari yako mwedzi woga woga kunobatsira iwe kubhadhara chikwereti chako nekukurumidza kupfuura iwe kana iwe ukaparadzira chikwereti chako pane zvikwereti zvako zvose. Iva nechokwadi chekuti unoramba uchiita mari shoma pane dzimwe nhoroondo dzako dzose kuti urege kudzivirira mari uye uchengete nhoroondo yako mukumira kwakanaka.

Unogona kubhadhara chikwereti chako.

Kurumidza nguva iyo inokutora iwe kuti uwane pamba yako pachako nekutsausa mari yako yakawedzerwa kune chikwereti chako. Kana iwe wakatenga imba yako uine pasi pe20% pasi, kubhadhara pasi yako chikwereti kunobatsira iwe kubvisa rako rega mortgage inshuwarisi. Kuwedzera kwehuwandu hwehutano iwe huri mumba mako kunogona kukubvisa kubva pachikwereti che PMI uye kuderedza mari yako yekubhadhara mari pamwedzi.

Kunze kwe ditching PMI, kubhadhara chikwereti chako munguva pfupi kunogona kuchengetedza kufarira uye kukumanikidzira kumakore ekugara homeownership munguva pfupi kupfuura kugadzira chikwereti chako chekubhadhara chikwereti.

Chengetedza mapepa ako okukwereta kuti uve nechokwadi chokuti hauzotarisana nemitengo yekubhadhara kare nekubhadhara chikwereti chako munguva pfupi kupfuura yakarongwa.

Iwe unogona kubhadhara chikwereti chako chemotokari.

Mari yako yokubhadhara mari ndeye umwe mubhadhadziro wekubhadhara kana iwe wakabhadhara kadhi rechikwereti. Iwe unogona kutotanga kukweretesa mari yako yemari yako pamutoro wako, kunyanya kana iwe chikwereti chako chemari sechikwereti chakanaka.

Iwe uchachengetedza mari pane zvaunofarira uye ugova nemotokari yako nokukurumidza. Uye nebhadharo yako yemotokari uye kubhadhara kadhi rechikwereti kunze kwenzira, iwe uchava nemari yakawanda inowanikwa kune dzimwe mimwe yemari.

Iwe unogona kuisa iyo mari mukuchengetedza.

Kana iwe usina mamwe makadhi echikwereti kana zvikwereti kuti ubhadharire, chinhu chinotevera chakanaka ndechokuti uise mari iri kuchengetedza. Iwe unogona kugovera mubhadharo rako rekusunungurwa, chikwereti chevana vekoroji, mari yekukurumidzira, kana yekuchengetedzwa kwezororo. Zvichava zviri nyore kana iwe uchitsausa mari yacho kune chinangwa chako chekuchengeta pakarepo mushure mekunge mabhadhara kadhi rako rechikwereti. Zvakaoma kuti uchengetedze mari yacho apo iwe unoshandiswa kushandisa iyo.

Aunti yako inoramba yakasununguka kunze kwekuti iwe wakavhara.

Kubhadhara kadhi rechikwereti hakuna kufanana nekubhadhara chikwereti. Kana iwe uchibhadhara chikwereti, iyo nhoroondo inonzi yakachengetwa uye kana iwe uchida kukwereta mari yakawanda, iwe unofanira kushanda kune imwe chikwereti. Kufunga kuti kadhi yako yekadhi yemakadhi yakange yakamira zvakanaka apo iwe wakabhadhara chikamu, iyo nhoroondo icharamba ichizaruka. Iwe haufaniri kuvhara compte, kunze kwekuti iri chikamu chepurogiramu yakakura yekuderedza nhamba yemakadhi emakwereti une.

Chikwereti chako chikoro chingasakwira zvakanyanya.

Chikwereti chako chikoro chave chave chave chavandudzwa sezvo wakanga uchiita zvizere-nguva yekubhadhara uye nekuderedza mari yako zvishoma nezvishoma.

Ramba uchishandisa chikwereti zvine musoro kuchengetedza chikwereti chikoro chawakavaka.

Unogona kuedzwa kuti upinde mune chikwereti zvakare.

Uine chikwereti chako chikwereti zvachose, unogona kuedzwa kuti uwedzere chikwereti zvakare. Dzivisa kukwikwidza kune chikwereti chikuru chekwereti nokubhadhara mari yako yakazara mwedzi woga woga, kwete. Zvimwe, kuvhara kadhi rako rechikwereti kunobvisa mukana wekudzokazve mune chikwereti.