Ikoko kuchauya chinangwa mune mari yako kana zvine musoro kuti uve nerubatsiro rwakawedzererwa nenzira yakanakisisa yekuisa mari kana kuisa mitero yako. Ipapo iwe unoda auntian. Iwe unogonawo kutarisana nenguva iyo iwe unoda mumwe munhu kuti abatsire kutarisira mari yako, mari yako, kana kukubatsira iwe kutarisira nhaka yakawanda.Ipapo iwe unoda mari yezvigadziri.
Pasi apa, tinotsanangura apo iwe unoda auntian, uye kana zvine musoro kuhaya wezvigadziri zvemari.
Ndeipi Unofanira Kushandisa Mukuruji?
Vanhu vazhinji havadi auntian. An accountant inonyanya kushandiswa paunenge uine mamiriro chaiwo emitero, sekuita bhazinesi yako pachako, uchiita pamusoro pe $ 200k, tarisira kupa mari kuvana vako, kutenga dzimba, kana kutarisira kuwana mari yakawanda inowanikwa .
Kuzviisa pachena, munyori wenhoroondo aripo kuti akubatsire nemamwe nyaya iyo vanhu vakawanda vasina. Zvisinei, kune mamiriro ezvinhu apo kushandiswa komunyori wenyaya kunogona kukubatsira kuchengeta mari.
Kana iwe uri mupfumi kwazvo kana uine bhizinesi, unogona kufunga kuti iwe unotora ma-accountant kuti akubatsire kunzwisisa mitemo inopoteredza mabhuku ako uye mitero.
Kana iwe uine dzimba yepamusoro uye kana uine dzimba dzekurenda, unogona kufunga kuti uwane kondanendi. Kuva nechinzvimbo chokubhadhara kunonyanya kufanana nebasa rako pachako, saka kukwereta mutori wenhoroondo kunogona kudiwa mumamiriro ezvinhu aya.
Chimwe chikurusa chikuru chekubhadhara mutori wenhau ndechekuti iwe une dambudziko rakaoma mamiriro. Vanhu vakawanda vachakwanisa kutora mitero yavo yekubhadhara mitero software , asi kana iwe une pabasa rako pachako kana uine zvikwereti zvakawanda zvakakura, unogona kufunga kuwana CPA kana muteresi wezvemitero kuti aite mitero yako iwe.
Kana iwe uine hupenyu hwekuchinja hukuru, zvakadai sekutora mwana, kutenga pfuma, kana kuita mari yakawanda, zvino kuwana kambanikoni kunogona kuisa pfungwa yako kuzorora. Iwe unongofanira kungoshanyira auntian kuti gore rimwe chete, kana kungotaura navo kamwechete pagore panenge mushure mutero . Chero nzira, ndeyemari yakangwara kuti uve nenyanzvi yaunogona kubvunza kana une mibvunzo.
Ndeipi Paunofanira Kushandisa Financial Planner?
Kana uri kutsvaga mazano pamusoro pebhajheji, kubva pane chikwereti kana kuisa mari, inogona kunge iri nguva yekubhadharira mutori wemari . Mumwe anoronga zvemari anogona kushanda nenzira mbiri dzakasiyana. Imwe nzira ndeyemupi wezano iwe iwe unobhadhara mari yekukubatsira kuronga bhajeti uye kushanda chirongwa chemari kuti iwe uvakire upfumi.
Zvimwe, iwe unogona kukwereta mutori wezvemari anogamuchira komiti pane zvigadzirwa zvaanenge atengesa kwauri kana zvikwereti zvakananga zvaunofanirwa kwauri.
Zvisinei, mari yakanaka yekugadzirisa mari ichakukurudzira kuti ubve pane chikwereti usati watanga kunyatsoisa mari yako. Kana uchida rubatsiro kuisa hurongwa hwako kuti ubudise chikwereti kana bhajeti yako iwe unogona kunge uri nani pakutsvaga mutori wemari waunobhadhara kuti asangane naye.
Zvino, kana wagadzirira, murongi uyu wezvemari anogona kukubatsira kana wagadzirira kutanga kutengesa mari yako.
Bhengi yako inogona kupa mari yekugadzira mari kana iwe unogona kukumbira shamwari kuti uende kune avo vanogadzira mari. Pasi pane mamiriro ezvinhu apo kushandira mari yezvigadziro inogona kunge iri sarudzo yakanakisisa kwauri:
Iwe unogona kudikanwa nemarongerwo emari kana iwe wakagadzirira kutanga kutengesa mari yako mumusika. Mutori wako wezvemari anogona kukubatsira kuti uone hutano hwakanakisisa hukubatsira iwe kusvika pazvinangwa zvemari yako.
Mumwe anoronga mari anogona kukubatsirawo kugadzira bhajeti uye kushanda pakubudisa chikwereti. Anogona kukubatsira iwe kugadzira hurongwa hwemari kwenguva yakareba yezvinhu zvakadai sokusiya basa uye kuchengetedza kwekoroji yevana vako.
Unoda Vose Here?
Kana iwe uri nebhizinesi rako pachako, iwe wekhawumiri wekodha uye wezvigadziri zvemari anofanirwa kunge achishanda pamwe newe kuti akubatsire kuramba uri munzira yepamari. Uyezve, vamwe vanyori vanoitawo sevanoronga mari.
Zvakakosha kuvimba vose vatori vezvemari uye ako accountant. Kuzviisa pachena, iwe anoronga mari iwe unofanirwa kutsanangura nyaya dzine chokuita nemari yako nenzira yaunonzwisisa. Iwe unofanirwa kunzwisisa njodzi dzekutsvaga kwega rega usati wazviita. Kune rumwe rutivi, mutori wenhoroondo yako anofanira kukwanisa kunzwisisa zvakajeka mamiriro ako emitero gore roga roga, anofanira kukubatsira iwe kunzwisisa kuti mabhuku ako akaiswa sei uye ruzivo rwaunoda kuisa zuva rimwe nerimwe.
Iwe unofanirwa kusarudza zvose wako accountant uye wezvigadziri zvemari. Edza kukumbira shamwari neshamwari kuti zvikurudzire, uye uwane mari yakanakisisa yebhizimisi rako uye mamiriro ako ega.
Ipapo iwe unokwanisa chaizvo kuva kutonga kwemangwana rako remangwana.
Yakavandudzwa naRachel Morgan Cautero.