Dzidza Nzira Yokubhadhara Chivimbo Chisinganzwisisiki

Kuchinja Kuita, Kupa Kodzero uye Kuvandudza Vatsigiri

Kana zvasvika pakubhadhara mari yeIrirevocable Living Trust, usavhiringidzika nokuti kuvimba "hakugoneki" panzvimbo ye "kuregererwa" - Kusagadzikana kweHurumende Kurarama kunobhadharwa nenzira yakangofanana neRevocable Living Trusts. Misiyano ndeyokuti iwe unofanirwa kuchenjerera pamusoro pezvaunoshandisa muIrirevocable Living Trust nokuti iwe uchange uchinge uchinge uchinge uine hutungamiri uye uchitarisira pamusoro peimba inoshandiswa mari.

Muzviitiko zvakawanda, iwe newavo mazano avo ekugadzirisa matongerwo emagariro muchave mazvisarudzo nguva refu mberi kweRevellcable Living Trust yakasikwa izvo zvinofanira kuendeswa kune chivimbo.

Sei? Nokuti Hupenyu Husingaperi hunogadzirirwa kuchengetedza uye huine pfuma imwe chete kana zvimwe zvinhu, uye saka zvinongoshandiswa mumamiriro ezvinhu akawandisa. Heino chidimbu chemaitiro ekubhadharisa Irrevocable Living Trust:

Kuchinja kweGwaro / Kupa

Nezvinhu zvakadai sebhangi dzebhangi ; kwete-IRA uye kwete-401 (k) kubhadhara uye kubhadhara maakaunti ; masitokisi uye zvisungo zvakachengetwa mupepeti yemvumo; inshuwarisi yehupenyu; uye nharaunda, iyo mhando yezvinhu inoshandiswa mune Irrevocable Living Trust nekushandura muridzi wenhaka kubva kune zita reTrustmaker muzita rekuvimba:

• Nzvimbo Yemazuva Ano: "William Sample"
• Chinyorwa Chetsva: "Jane Sample, Trustee, kana vatsigiri vayo mu trust, pasi peWilliam Sample Irrevocable Trust, yaJanuary 1, 2009."

Basa reHoga Kodzero

Nokuda kwezvinhu zvakadai semunhu pachake pasina mutemo wepamutemo (zvishongo, basa remifananidzo, antiques nezvimwe); mari yaunokwereta iwe (zvikwereti zvako zvawakaita uye zvikwereti zvawakatora zvakare); zvikwereti, kodzero dzekodzero uye kodzero; mamwe marudzi emafuta, gesi uye mineral rights; uye kubatana kwebato uye nhengo dzehutano mukambani dzisina kukwana, iyo mhando yemari inoshandiswa mune Irrevocable Living Trust nekupa kodzero dzehuyo kubva kumunhu weTrustmaker muzita rekuvimba:

• Nzvimbo Yemazuva Ano: "William Sample"
• Mutauro Wekugovera: "ini, William Sample, ndakataurira zvose zvangu kodzero, zita uye kufarira mukati uye kune iyo imwe Chivimbiso cheDhipatimendi chaJanuary 31, 2008 mumutengo mukuru we $ 40,000 uye pakati paWilliam Sample semutengi uye John Smith semunhu akakwereta, kusvika kuna Jane Sample, Trustee, kana vatsigiri vake mu trust, pasi peWilliam Sample Irrevocable Trust, yaJanuary 1, 2009. "

• Chinyorwa Chetsva: "Jane Sample, Trustee, kana vatsigiri vayo mu trust, pasi peWilliam Sample Irrevocable Trust, yaJanuary 1, 2009."

Kuchinja kweMubatsiri

Kune zvinhu zvakadai semishuwarenzi yehupenyu; mabhasiro ekurega, kusanganisira IRAs, 401 (k) s uye 403 (b) s; zvimwe zvipo zvepensheni; uye Health Maintenance Accounts (HSAs) uye Maintenance Savings Accounts (MSAs), zvinhu izvi hazvirevi kutumidzwa muzita reRevcable Living Trust. Pane kudaro, avo vekutanga uye / kana vechipiri vanobatsirwa nemhando idzi dzezvinhu zvakashandurwa ku trust:

• Mutsvaga iye zvino: "Jane Muenzaniso"
• Mubatsiri mutsva: "Jane Sample, Trustee, kana vatsigiri vake mu trust, pasi peWilliam Sample Irrevocable Trust, yaJanuary 1, 2009."

Cherechedza, zvisinei, kuti kuitira kuti pfuma inenge iine mukana wekubatsirizwa irege kubviswa kubva kukosha yeimba yako yekutengesa mutero , muridzi wefa inofanirawo kuchinjwa kuva Irrevocable Living Trust achishandisa nzira dzakarongwa mundima 1 uye 2 pamusoro. Zvinoreva izvi ndezvekuti vanhu vakawanda rudzi rwemhando chete yezvinyorwa zvinenge zvichitumidzwa muzita reRevableable Living Trust ndiyo inshuwarisi yehupenyu.