Kana zvasvika pakugadzirisa chikwereti chekutsvaga mari , chimwe chezvinhu zvinonyanya kukanganisa zvandinoona ndezvokuti mumwe muzvikwereti anonyanya kudavira kuti chikwata "hachikodzeri" pamatarenda 100x ( dzidza kuti ungaverenga sei mutengo-kune-kubhadhara ) kana kuti chikonzero ivo vari kurasikirwa nemari ndeyeku "vhudzi" paWall Street.
Kuita Mari Haisi Zvakaoma
Sezvatakurukura kakawanda munguva yakapfuura, kuita mari hakusi nyore. Ndakataura pamusoro peizvi mune imwe nyaya inonzi How To Get Rich . Munguva yekutanga kwebasa rangu, ini nomurume wangu takanga tava pakati pe $ 80,000 ne $ 100,000 pagore sevadzidzi vekoroji pasina mabasa ezvenguva yakazara nekuita zvinhu zvinonzwisisika nenzira dzakangwara. Kugadzirisa kwedu kwose kwaiva nekombiyuta makombiyuta uye neIndaneti. Takanga tichiita mari pakati pekuenda kuchikoro nekuisa pfungwa dzedu kushanda.
I 4 Mazano Okuita Mari
Iko kwakanga kune zvigadziko zvina zvataishandisa mumazuva iwayo okutanga zvakatibatsira mukuedza kwedu kuita mari. Kana iwe ukatora nguva yekuyeuka imwe neimwe, ndinotenda iwe uchava netariro iri nani yekuzadzisa zvinangwa zvako zvemari kupfuura iwe zvaunenge uchida nekuenda uri woga. Izvi zvinokwana ndezvi:
- Usambokanganwa kuti kugadzira mari inosanganisira imwe nzira iri nyore: Revenue (kutengesa kana kubhadhara zvakakomba) kuderedza mari (cost) = purofiti . Kuti uwane mari yakawanda, iwe unofanira kuwedzera mari yako, kuderedza mari yako, kana zvose. Hapana imwe nzira. Ichokwadi ichocho chiri nyore. Iwe unoita sei izvo zvinosanganisira tradeoffs maererano nenguva, hukama, uye hupenyu hwehupenyu. Vamwe vanhu vanoedza kuita mari nokuenda kuchikoro chemutemo nekuwana mari yakakwirira, kunyange zvazvo zvinoreva makore ekudzidza uye zvikwereti zvakawanda. Vamwe vanoedza kuita mari nokutanga bhizimisi rinobudirira.
- Tarisa zvakanyanya pakuraira njodzi yako. Iwe haufaniri kunge uine chido chokutora dambudziko rekudzima-chengetedza kungoita mukana wekuita mari. Usatanga kufungidzira nezvisarudzo mune tarisiro yekuzvirova zvakapfuma. Usakwereta mari asingatengi mukuedza kuzvisarudzira kune hilt uye uine chikamu chimwe chikuru. Usambovimba neimba imwe chete yemari yekubhadhara yako yose yemari (ini ndinonyanya kuda Berkshire Hathaway model ).
- Bata mari yako sechishandi. Munguva yakapfuura, ndakanyora pamusoro pegadziriro yandakanga ndamboita kuti ndibatsire kunzwisisa maitiro ekuwedzera mabasa apo ndakatanga kudzidza mari mune zvehutano. Ndaifunga nezvemari yega yega semunhu angaita basa raigona kuwana mari yakawanda kwandiri kana ndikavadzivirira uye ndikavaisa kuti vashande. Mumwe mushandi akakodzera, mupfungwa dzangu, akakwanisa kuwana mari inenge 10% pagore, kana 10 ยข, pasina kushandisa chero chikwereti. Basa rangu raiva rokuunganidza vashandi vakawanda sezvandaigona uye kuvabvisa kuti vawane mari yakawanda yakawanda sezvinobvira, vachiri kufara muupenyu hwangu uye kurarama maererano nemitemo yangu. Pane imwe nguva, madhora angu (vashandi) vaizove vachiwana zvakakwana kuti ini ndirambe ndichirarama mari inenge isina mari . Ndichitarisa kumashure ikozvino, zvinotyisa zvekuti ini handifariri kurega basa-ini ndichave mumwe wevakomana ava vane shungu kwazvo nebasa rake zvokuti anoramba achishanda hupenyu hwake hwose. Asi zvakakosha nokuti handifaniri kushanda; Ndine sarudzo.
- Kuita mari hakugoneki kana iwe uchizvinyengera. Muhurukuro ya1982 kuParamende yeBritish panguva yekushanyirwa kwenyika yose, ipapo-Mutungamiri Ronald Reagan akati, "Kana nhoroondo inodzidzisa chero chinhu, inodzidzisa kuzvidzora mukutarisana nezvinhu zvisingafadzi upenzi." Kunyange zvazvo Reagan iri kukurukura nesayenzi yezvematongerwe enyika, zvakafanana mune zvezvemari. Nhanho yekutanga yekufambira mberi ndeyekutarisana nechokwadi, kurwisana nayo noushingi, uye kuziva mamiriro ezvinhu maunozviwana iwe. Ipapo chete iwe unogona kukura urongwa hwokuvandudza hupenyu hwako. Ingave isingafadzi, asi inokosha.
Muchidimbu, kuita mari nekuvaka upfumi zviri nyore kana iwe uchiramba uripo, chengetedza mari shoma, uye isa mari yako kushanda muzvikwereti zvakanaka kwenguva refu. Kuwedzeredza kuchaita zvose zvekusimudza zvakasimba. Mumwe ane makore 18 anokwana $ 500 pamwedzi mubasa rake rose aizotora basa pa1965 nevanoda kusvika $ 2 000 000 muupfumi ne7% yekudzoka . Wedzera mamwe gumi uye fuma inokura kusvika inenge $ 4,000,000. Kuwedzerwa kudzoka kusvika ku10% uye chikwereti chinowedzera kusvika $ 13 665 700. Iyi ndiyo mamiriro emari uye kuita mari.