Pamusoro peiyo, vatengesi vakakwanisa kuwana ruzivo rwekadhi rechikwereti kune 209,000 vatengi uye magwaro ekukakavadzana (aiva nemamwe mashoko evanhu) kune vamwe 182,000 vatengi.
Iko Kukuru Iko Equifax Data Breach?
Kana tikangotarisa nhamba, kutyora kweEidifax hakusi kukuru. Nyaya yevashandi vakawanda inopesana nekuputsika kwemashoko kuenda kuna Yahoo, uyo akanga ane mamiriyoni 500 vatengi vakakanganiswa nekuputsa kwakaitika muna 2014 uye 1 mabhiriyoni rekodhi yemabhuku yakagadziriswa muna 2013. Zvisinei, maererano nerudzi rwehutano hwakakanganiswa uye kuti iyo chikwereti chekwereti chakatambudzwa, ichi chingava chakakosha zvikuru kudarika kudarika munhau .
Nzvimbo dzekuchengeteka kwevanhu munharaunda ndiyo inonyanya kukosha ruzivo rwekuziva iyo yatinayo. Nezvo, mbavha dzinogona kuzarura chikwereti makadhi , kubhadhara chikwereti, kutenga motokari, kutanga bhizinesi, kutora mitero, kushanda kune hurumende inobatsira, zvakanyanya kufungidzira kuva iwe uye kubuda iwe chaiye kuti utarise kuparara.
Kana, vanogona kutengesa ruzivo rwako kana kuisa iyo paIndaneti kuti vamwe vashandise.
Shanho rinokurumidza uye rakaramba richienderera mberi ndiro rinokosha kwatiri tose kuzvidzivirira isu zvakanyanya. Hezvino izvo munhu wese anofanira kuzviita mushure mekufa kweEvenifax data.
Tsvaga Kana Wakabatwa
Equifax yakagadzira webhusaiti iyo vatengi vanogona kuedza kuziva kana vakagadziriswa.
Iwe unofanira kuisa zita rako rekupedzisira uye yekupedzisira nhamba dzitanhatu dzehuwandu hwekuchengetedzwa kwehuwandu nhamba kuEquifaxSecurity2017.com kuti uone kana mashoko ako angave akanganisa. (Ikozvino, kana iwe uchida kuisa zvakawanda zvemashoko ako mumaoko ekambani yaive nemabhiriyoni 143 mabhizimusi emarekhodi abiwa.)
Iwe haugoni kuwana "hongu" zvakaoma kana kuti "kwete" pane iwe wakave wakabatwa. Pane kudaro, kana iwe ukaisa ruzivo rwako pachako muhuwandu, iwe uchawana rimwe remashoko maviri: kana ivo vanodavira kuti ruzivo rwako pachako ringangodaro rwakakanganiswa nechiitiko ichi kana vanotenda kuti ruzivo rwako pachako rwakanga rwusati rwasangana nechiitiko chacho. Nemhaka yokuti Equifax haisi kupa mhinduro yakananga chero nzira, ndeyomunhu wese anofarira kufarira kuzviita sekunge ruzivo rwavo rwakanyatsopindirwa mukuputsa.
Dhonza Zvinyorwa Zvako Zvekwereti
Kuzononoka pakati pezvakangoita kukanganisa kwekodzero uye nguva yeEquifax inoudza vanhu, yakapa vanokanganisa kupfuura nguva yakawanda yekushandisa mashoko aya. Pane mukana wekuti mamwe mashoko evatengi ave atoshandiswa.
Tanga nekukwevera makopi ematatu ako emarikiti yemitero kuti uone kana mashoko ako akashandiswa kare. Chengetera chero maakarenda ausina kuzarura, kushandiswa kushandiswa kwemaakisi anhasi, kana mibvunzo yausina kutanga (kunyanya kana yakaitika mushure meMay 2017).
Kana iwe ukaona chimwe chezvinhu izvi, kunyanya nhoroondo dzausina kuzarura, tora matanho ekutsvaga kubata kwaunoziva .
Dzokorora rondedzero yemapurisa uye uzadzise chibhadharo chekuvhara ID . Zvinyorwa izvi zvose zvakakosha pakuvhara mabhuku aya enonyengeri kubva kumushumo wekwereti uye nokuda kwekutora matanho kuti uone kuti unhu hwako hauna kukanganiswa mberi.
Bvisa Mari Yenyu Dhepfenyuro
Kusunungura mharidzo yako yechikwereti ndiyo nzira yakanakisisa yekuita kana iwe uri umwe wevanhu 143 mamiriyoni avo marekodhi avo akazarurirwa kana kwete, nokuti vakatendeseka, hapana nzira yekuziva zvechokwadi.
Chidziviriro chakavharidzirwa iye zvino ndiyo nzira yakasimba pane inowanikwa yekudzivirira unyengeri. Kana uchinge waisa kuchengeteka kuisa purogiramu yako yechikwereti, mabhizimisi haagoni kuwana ruzivo rwekwereti yako kuti ubvumire chero zvipi zvitsva zvese. Kunze kwekuti ivo vanoda kubvuma kushanda pasina chikwereti data (kana vanoshandisa chinyorwa kunze kwemashoko matatu makuru echikwata), mbavha dzichakwanisa kuwana mazita muzita rako.
Kuisa kuchengetedzwa kwekuchengetedza kunodhura kusvika ku $ 15, zvichienderana nehurumende yako, uye inofanira kuiswa kune imwe neimwe yezvikwereti zvekwereti zvakasiyana. Izvozvo zvinoreva kusunungura zvose zvitatu zvako zvekwereti yemitero zvinogona kukwana kusvika $ 45. Kana iwe wakatove wakangobatwa nekuzivikanwa, hapana mari yekuisa kuchengeteka kuisa purogiramu yako yechikwereti chero bedzi iwe uchipa hurukuro dzekwereti pamwe nekopi yemapurisa ako mushumo uye yehupfumi yako yehupfumi.
Iwe unofanirwa kuvhara purogiramu yako yechikwereti nguva imwe neimwe nguva yaunoda kubhadhara chikwereti. Kana iwe usingadi kubhadhara zvikwereti zvitatu zvekwereti nguva imwe neimwe, unogona kutaurirana nekambani kuti uwane mahofisi aunoshandisa uye ozarura mharidzo yekodhi iyo. Iko mari yechikwereti ichakupa iwe nePIN kana password yaungashandisa kuti uone kuti ndiwe iwe uri kusimudzira kufungidzira.
Kana iwe ukambosarudza kubvisa firiji pamwe chete, unofanira kubhadhara imwe mari.
Nyatsofunga kufunga nezvekuchengetedza mari yako pamushumo wekwereti kunyange kana Equifax ichiti havatendi kuti ruzivo rwako rwakakanganisa. Kuputsa kwedhiyabhorosi kuri kuramba kuchiwedzera. Sezvo mabhengi akanganisa pasi pekwereti kadhi rechikwereti nekombiki yekombiki, sezvakaita emv chips , mbavha dzinowanzoda kutsvaga dzimwe nzira dzekubata dhizimusi data. Kana ruzivo rwako pachako rusati rwave rwakavhiringidzika mune izvi kana imwe kukanganisa kwemashoko, inogona kungova nyaya yenguva.
Kudarika kwemashoko ekuita uku kunogadzirisa nyaya nekuda kwehukuru hwekambani uye nhamba yezvinyorwa zvakabiwa. Kudukuka kwepaduku kudarika kunogona kuitika kusingaoneki kana kutaurirwa. Kuisa kuchengetedzwa kwekuchengetedza ndeimwe yezvinhu izvo zvaunogona kuita kuzvidzivirira iwe pachako-kana-sekunge uine motokari yveshuwarisi.
Sei Usiri Kuisa Chinyengeri Alert?
Kunyepedzera ndeimwe nzira yekurwisana nehupombwe nekunyengera, asi hahupi hunoita kudzivirirwa kwakakwana sekuchengeteka kwekuchengeteka.
Kutanga kwekunyengera kwakasununguka, kunotora kwemazuva makumi mapfumbamwe, uye zvinongoda kuti iwe uone imwe yezvikwereti zvekwereti. Izvo zvikwereti zvekwereti zvinozoita kuti mamwe mahofisi maviri aya azive kuisa zveruzivo rwekunyengera pamafaira ako ekwereti navo zvakare.
Kunyengedzera uku kungongova chiziviso chekwereti yako yechikwereti inonyevera mabhizinesi kutora matanho ekuwedzera kuti uone huzivi hwako usati wapa chikwereti. Mabhizimisi anokwanisa kutarisa chikwereti chako uye, sezvo zvisingabvumirwe zviri pamutemo kuti arambe akangwarira, vamwe vanogona kusarudza kupa chikwata zvakadaro
Iwe unogona kuisa tsananguro yakawanda yekunyengera pamusoro pekwereti yako yekwereti, iyo ichagara kwemakore manomwe pane mazuva makumi mapfumbamwe chete, asi iwe uchafanirwa kuratidza kuti wakamborwa nehupfumi hwekuziva kuburikidza kupa ripoti yemapurisa uye kubhakwa kwehupfumi hwevhangeri.
Kuongororwa Kwekukwereta Kwaunoita
Kuchengeta chikwereti chako kunokubvumira kugadzirisa kumabhuku ekutsvaga achangobva kuzarurwa kana chimwe chiitiko chinokanganisa chikwereti uye kunokukurudzira kutora matanho ekuwedzera kudzivirira kushandiswa kwekanguva. Cherechedza kuti kubhadhara chikwereti kunobatsira mukuchengetedza nekuchinja kune chikwereti chako, asi zvinokubvumira kuti upindure kubhodhi. Kudzivirira kunokuchengetedza nguva, mari, nesimba rekushanda pamwe nekuchengetedzwa kwemitemo uye mari yekodzero yekudzivisa matanho ekubavha kwekuzivikanwa.
Ndezvipi zvikwereti zvako zvekuongorora mari? Equifax inopa mwedzi 12 yekusunungurwa kwekwereti kwevashandi kune vese vese veUnited States mukupindura kuputsa. Uye pamusoro, zvinonzwika sechipo chakanaka. Kuvimba Kwavo Vakuru Guru rekuona mari yechikwereti rinouya ne-matatu-bureau credit credit, ruzivo rweEidifax rekwereti yekwereti, kukwanisa kuvhara uye kuzarura ripoti yako yeEvenifax chikwereti, uori hwehupfumi bhutori, uye internet scanning yehuwandu hwekuchengetedzwa kwenuzhinji.
Zvipingamupinyi: haugone kuona kana kuvhara yako Experian kana TransUnion zvikwereti zvekwereti, kuongororwa kwekwereti kune kwegore rimwe chete mushure mekunge iwe uchabhadharwa kubhadhara, uye iri kupiwa nekambani imwe yakabvumira ruzivo rwako ku ngazviparare.
Apo iwe unyoresa kubhadhara chikwereti icho Equifax chiri kupa uye kubvumirana nemitemo yavo, uri kubvumirana kugadzirisa kukakavadzana kupi nekupi kuburikidza nekukwikwidza nekupa iwe kodzero yako yekutora chikamu mumhosva yechikoro chechikoro. Tsika zvakanaka. Iwe une kodzero yekuramba kukakavara, asi unofanira kuzviita nekunyora mumazuva makumi matatu. Kana uchida kupfuurira nenzira iyi, tumira tsamba yako kuburikidza netsamba yakagadziriswa kuitira kuti une uchapupu hwezuva rakanyorerwa uye rakagamuchirwa. Iva nechokwadi chokuti unochengeta kopi yemabhuku ako.
Pano Pane Zvishomanana Zvimwe Zvingasarudzwa Zvokuchengetedza Matabhi Pamutengo Wako:
Chikwereti cheKarma chinopa pachena kuongorora kweEidifax yako uye TransUnion zvikwereti zvikwereti uye Credit Sesame inopa pachena kutarisa kweWayan credit report yako.
Kana iwe uchida kubhadhara chikwereti / kuongorora sarudzo, tarisa Lifelock. Zvirongwa zvinotanga pa $ 9,99 pamwedzi asi kune rimwe bhodhi chete. Sangano ravo rechitatu rebasa rekuongorora ndiro $ 29.99 pamwedzi. Chirongwa chimwe nechimwe chinopa chimiro chekudzivirira utsotsi inshuwarisi uye zvekuchengetedzwa kwehupfumi nhamba dzesayenzi
Urongwa hweUnited Guard hunonyanya kukosha huri $ 19.99 pamwedzi uye hunopa mahofisi matatu mahofisi ekuchengetedza pamwe chete nehutano maziso, mazano ekudzorera kwekambani, kutarisa kwekero, uye nezvimwe.
Usavimba chete pamusoro pekwereti chekuchengetedza kuti uchengetedze nekuchinja kune chikwereti chako. Ongorora imwe neimwe yemitero yako yechikwereti kubva kumahofisi makuru ega kamwechete pagore. Iwe uchawana imwe yega yekusununguka nekuraira kuburikidza ne AnnualCreditReport.com.
Tarisa Chikwereti Chakwereta Chekwereti
Kunyange zvazvo kusavhiringidzika kwehutano hwehuwandu hwevanhu hune huwandu hwekucherechedza, usakanganwa zvikwereti zvako zvekwereti. Equifax inosvika vanenge 209 000 vatengi vakanga vane ruzivo rwekadhi ravo rechikwereti. Zvine zvishoma zvinoratidza kuti vatengi ivavo vangava ani kana kuti vanogona sei kuzviratidza ivo, tinofanira tose takarinda zvatinotaura nezvekadhi rechikwereti . Chengeta maakaunti ako kakawanda uye ugozivisa chero zvikwereti zvinoshungurudza kune yako kadhi rechikwereti.