My Wallet / Purse Yakanga Yakabiwa! Zvino Chii?

Izvi zvinoitika zuva nezuva. Zvino zvakaitika kwauri. Chikwama chako chakanga chabiwa, uye iwe warasikirwa neisensi yako yekufambisa, makadhi emakwereti , kadhi yeATM , Social Security card, makadhi makadhi, uye mifananidzo yose yevana vako. Iwe unonetseka nezvekuvharwa kwehuzivi . Unoiteyi?

Taura neBhanki Yako Pakarepo

ATM / card debit nguva zhinji ine VISA / MC logo kuitira kuti inogona kushandiswa sechikwereti chekwereti , asi mari inobva pakutarisa kwako kutarisa .

Iwe unogona kukakavadzana nekunyengera kwebhengi rako, asi iwe unongotora mari yacho kana upfumi hwavo huchienda-uye izvozvo zvinogona kutora mazuva makumi matanhatu kana kupfuura.

Kana uine cheki kana kuisa slip muchikwama chako / purhisi, tanga iyo nhoroondo itsva uye uendese mari yako. Taura nemabhanki webhangi. Regai vazive zvakaitika. Uchaona kuti vanogona kubatsira zvakawanda.

Taura Nekuda Kwekwereti Makambani Makambani Anotevera

Chikwereti chekukwereta chimiro chakajairika chekuzivikanwa kwekuzivikanwa . Makadhi akabiwa achashandiswa zvakakurumidza, kazhinji kune zvishomanana zvekutenga kukuru, kana zvishoma zvishoma. Mamwe makambani ekadhi rechikwereti akachenjera kune izvi, uye tarisa "kutengesa kusina kujairika," asi usatarisira izvozvo. Regai vazive pakarepo paunenge wakamira nebhani yako.

Ita Hurukuro naDhipatimendi Wenyu WeMapurisa

Tora nhamba yehupfumi, uye nhamba yakaoma yenyaya yacho. Kambani imwe neimwe yamunoshanda nayo kugadzirisa huro hwekushambadza ichada ikopi yeiyi, saka ita zvishoma.

Nguva dzose chengetedza chekutanga.

(Mapurisa emunharaunda haaiti nyaya huru pamusoro pekuvhawa kwekuzivikanwa nokuti inongova munhu mumwe chete, uye hakuna munhu "wakakuvadza" nemhosva.Uye usarega izvozvo zvichikuvhundutsa. Chinhu chakakosha ndechokuti uwane ruzivo.)

Itai kuti uchenjere. Ingoshevedza chimwe chezvikwata zvekupa zvikwereti. Paunoisa hutu hwekunyengera, iyo sangano iwe wakabata nhoroondo kune vamwe.

Taura neAnsurance Agent yako

Nzira dzakawanda dzenimba yeimba yeimba dzinenge dziine humwe hutano hwokuvhara. Iyi inguva yakava nguva yakakura yekuwana kuti chii chinofukidza. Usashamisika kana zvisiri zvakawanda, zvakadaro. Federal Federal Commission yakabudisa bhurocha muna 2008. Yakanyevera vatengi kuti vachenjerere zvavanotenga. Ivo vakati kunyanya maziviro embavha hazviiti chero chaunogona kuita iwe pachako.

Bata Federal Federal Commission (1-877-IDTHEFT)

FTC inounganidza ruzivo pamusoro pekuvharwa kwekuzivikanwa kwezvidzidzo nekuongorora. Vanogona kukutumira kopi yekutora chikwereti: Kurwisa Kudzoka Nezvokudziwa Kwekuzivikanwa .

Faira Chibvumirano Chekunyengera

FTC inokurudzira kuti uzadze izvi. Iwe unogona kudhinda kopi pano. Kungofanana nehupoti hwemapurisa, iwe uchada mapepa akawanda eefomu yakagadzirwa. Nguva dzose chengetedza chekutanga. (Cherechedza: FTC haina kuda izvi, asi mamwe mabhizimisi achada kuitora.)

Iva neLisense yeMushairi weNotya

Ona kana vachizokupai nhamba itsva panzvimbo yekubata. Vanogona kunge vasingadi, asi pane musiyano mukuru.

Kana mumwe munhu akaita mhosva uye ane chikwata chako chekufambisa, vachapa izvozvo kuvarume kana vasungwa. Ngatiti iyi yaiva DUI. Vanosunungurwa nezuva rekutongwa, uye havazombodzoki zvakare. Sei ivo? Mapurisa haasi kuzovatarisira-vakapa mapepa ako ID! Bhuku rekubhadhara rinobudiswa nezita rako pairi, asi iwe hauzombozivi nezvazvo kusvikira iwe uchidzungurudzirwa nokuda kwechiedza chinoputika kana kukurumidza.

Pavanokupa imwe nhamba yeripi, nhamba yekare inowanzova isina kukodzera. Kunyange kana isingaiti, kunyange zvakadaro, ikozvino zita rako nekero yako ine nhamba mbiri dzakasiyana dzemareji. Mapurisa anofanira kutarisa pedyo kana akakuisa.

Shandura Maziso Ako

Mbavha anoziva kero yako zvino. Waiva nechiyi muhomwe yako kana chikwama here? Kana zvakadaro, imba yekuchengetedzwa kwenyika inyanzvi yekutsvaga. Rega vavakidzani vako vazive zvakaitika, uye uvabvunze kana vakaramba vakatarisa kune vasingazivi vakakomba musuo wenyu.

Dana Wechimwe Cheji Vanokupa

Dana raibhurari kana uine kadhi reraibhurari. Dana Blockbusters kana iwe waive nekadhi yebhadharo refirimu. Dana nekambani yekambani yemotokari, campus kuchengetedzwa, Victoria Secret, munhu wose akakupa rudzi rwekwereti kana kadhi yeAdhi ... kunyange iyo shopper / makadhi ekuchengetedza. Mbavha ekuzivikanwa akambomira marudzi ose emitoro mumazita avo. Ivo vanogadzira, uye hazvigoni kuziva kuti ruzivo rwako ruchashandisa sei zvisina kunaka.

Danai Social Security Administration

Havazoiti chero chinhu, asi pfungwa yakanaka yekuita kuti vanyora kuti mashoko enyu akarasika. Nhamba yavo iri 800-772-1213 (TDD 800-325-0778).

Dana Caller wako

Kuvharwa kwehuzivi kunowanzotadza matambudziko emutemo. Taura nekwenyare yako pamusoro pezvakaitika, zvawakaita, uye ona kana vane imwe mazano. Vamwe vanoti vane mitemo uye masangano kubatsira rubatsiro rwevaya vanobatwa; gweta rinogona kukutsanangurira zvakanaka. Kana iwe usingazivi gweta, edza hurumende yehurumende mahofisi.

Funga nezveKwereta Kwekuona Chikwereti

Yeuka kuti upfumi hunonyanyozivikanwa hunoitika kwenguva refu mushure mekunge ruzivo rwakarasika / kubiwa-dzimwe nguva makore anoverengeka angapfuudza zvisati zvaitika. Kunyengera kunonyevera chete kwekupedzisira mwedzi mitatu. Kubhadhara chikwereti inzira yakanaka yekuchengetedza mabheji pane zvinhu.