Kuzivikanwa Kwemari Kwekuba
Apo patinonzwa mashoko okuti "kubhakwa kwekuzivikanwa" tinowanzofunga nezvekwereti yemari uye mabhangi emabhangi. Izvi zvinonzi kushandiswa kwemari kwehutano . Tinonzwa nezvekuputsika kwemashoko akaita saTJ Maxx uye Heartland Payment Systems (makadhi makumi matatu emakadhi echikwereti) nguva dzose.
Kutenda kwedu mune zvemari edu masangano kunodedera. Vamwe vedu tiri kufunga nezvekuputira mari yedu mumatiti zvakare. Kana mbavha inonyatsozivikanwa inosvika kubhengi yako yebhangi, iwe unoda kuverenga pamusoro peElectroni Funds Transfer Act ( EFTA )
Inishuwarenzi Yokuzivikanwa Kwokuba
Mutungamiri Wako akacherechedza utsi hwekudzivirira hutsika se "mutsva" wechiratidzo chekuziva. Kunyangwe dambudziko racho rave richiripo, rinopa matambudziko akanangana nemunhu anenge atambudzwa anofanira kutaridzirwa achizvimiririra kune mamwe maitiro ekubavha kwekuzivikanwa. Zvechokwadi, marudzi ose ekuzivikanwa kwekuzivikanwa ane unogona (kana kuti kunyange mukana) wekubuda ropa kune mamwe mhando. Kazhinji, inshuwaridzi uhu hunoita kuti huve nehanya kana iwe uri chiremera chekuzivikanwa kwezvokurapa , uye unogona kuratidzawo sehupfumi hwehutano hwemari .
Kurapa Kwekurapa
World Health Organization yakati iyi ndiyo "uipi hwemhosva inogona kukuuraya iwe." (Verenga bhuku rose riri pano (PDF).) Haisi iyo nzira yakaipisisa yekushambadzira kwekuzivikanwa, iyo ndeye yeimwe yakaoma kukugadzirisa.
Pane nzvimbo chaiyo yaunoda kutarisa paunenge uri nharo yezvokurapa uhu hwekushambadzira, uye inowanzosiyana zvikuru nekutarisana nemhando ipi neipi yehupfumi hwekuzivikanwa.
(Sezvakanyorwa kune rumwe rutivi, pane zvakawanda zvisiri izvo zvine chokuita nezvenyaya yeMedical Information Bureau (MIB) kana zvichitaura nezvehutano hwekubata.
Ramba uchiyeuka kuti, pasinei nezita remasangano, MIB Group haina chaanoda kuita nehutano hwokubavha-kunyange zvazvo iwe uri munhu akabatwa nehupfumi hwekushambadzira iwe unogona kufunga kuongorora mharidzo yako yeMIB yakasununguka.)
Kubatwa Kwechirwere Chekuita
Kuzivikanwa Kwemhosva Kwechirwere kwakaoma zvakaoma sekurapa kusazivikanwa kwekurapa maererano nekugadzirisa dambudziko racho. Kufanana nechiremba unozivikanwa kubata, utsotsi hwekudzivirira hutsvene hune nzira yekudzoka kuzokutambudza iwe, kunyange mushure mekunge iwe uchifunga kuti dambudziko rakatorwa rakagadziriswa. Nzira yakareruka yekuziva kana izvi zvaitika kwauri ndeyokubatwa nekukurumidza. Mukuru mukuru anokumisa achapedza reisense yako nekunyora. Kana pane zvibvumirano zvekusungwa kwako, s / iye achakupa mararamiro akanaka ekufananidza zvishongo zvesirivha, uye zvekutengesa pachena zvevanhu.
Nokuda kwemuenzaniso, tarisa nyaya iyi kubva Jacksonville, FL.
Paunenge uchitarisana nehupombwe hunobatwa, tarisira zvakawanda zvekusava nechokwadi. Mapurisa anoudzwa kuti "Handizi ini" anenge mazuva ose. Zvakakoshawo kuziva kuti vazhinji vanoti zvino vane mitemo chaiyo inzvimbo yekugadzirisa kushambadzira kwekuziva.
Chikwata Chepayiridzi Chiratidzo Chakubata
Izvi zvingangodaro fomu iri nyore yekubata ID kuzvipira. Chikwama chako / chikwama chinobirwa, uye reisensi yako yekufambisa inotengeswa kune mumwe munhu anotarisa iwe.
Zvadaro zviri nyore kuti vawane mamwe mazita eZita muzita renyu. Icho chikwata chekuvhara ID chinopararira kune vamwe, kunyanya kuvharwa kwemhosva.
Kuchengetedzwa Kwemagariro Evanhu Maziviro Okuba
Kune mamiriyoni evanhu vari kushanda muAmerica avo vasingadi kubhadhara mitero. Wako SSN angangodaro ari chikamu chakakosha cheuzivo rwemunhu munhu angaba. Mbavha ari kushanda nemumwe munhu weSocial Security nhamba inogona kudzivisa kubhadhara mitero yakawanda kuburikidza nekutora mvumo yekuregeresa mitero kana kushanda semakontrakta akazvimirira uye kwete kubhadhara chero chekudzivirira zvachose. I IRS inogona kugovera chikwereti kune avo vasingabhadharwi kubhadhara mitero kwauri, sezvo kubhadhara kwakabhadharwa kune mumwe ane SS yako nhamba.
Kana iwe uchifungidzira kuti mumwe munhu abba nhamba yako yekuchengetedzwa kwevanhu, rondedzera uipi iko ikozvino kune IRS uye upe ruzivo nematare emapurisa ako.
Taura neSocial Security Administration pane kadhi rinotsiviwa.
Synthetic Identity Theft
Ichi ndicho "chinhu chazvino" muhudzi hwekubata nyika. Mbavha inotora chikamu chemashoko kubva kune vazhinji vakaurayiwa uye ichibatanidza. Kuzivikanwa kwatsva hakusi munhu chaiye, asi avo vose vanotambura vanogona kuchinjwa kana zvashandiswa. Icharatidzwa munzvimbo dziri kumusoro, saka tarisa kune zvikamu izvozvo kuti uwane mamwe mashoko.
Sangano rekuvharwa kwekuzivikanwa rakashandiswawo kurondedzera chero chiito icho chiito chemhosva chichiedza kugutsira mumwe munhu kuti mumwe munhu, chaicho kana chaanofungidzira. Aya mashoko akangwarira pasina mubvunzo akatendeuka kudare reU.S. Supreme Court kuti munhu anenge asingabvumirwi mutemo asina kuita mhaka kunze kwekuti iye / aiziva kuti SSN vaishandise ndeyevanhu vechokwadi.
Mwana Anozivikanwa Kubata
Vana vedu vane chinangwa chakakura chekuziva kubhakwa. Mwana Anozivikanwa Kubba kwava kunyanya kunetseka munguva dzazvino, uye pane zvakawanda zvinyorwa zvinopa mazano akasiyana-siyana pamusoro penyaya yacho. Kubva pane maonero anobatsira, ane makore gumi nemakore haazove akatarisa chikwereti chake kwemakore maserezve, apo vanosarudza kuwana motokari uye inshuwarisi. Zvinosuruvarisa, mune izvi zviitiko zvinenge nguva dzose shamwari kana nhengo yemhuri inoita utera hwekuzivikanwa. Izvi zvinoreva kuti vabereki havawanzodi kuomesa mhosva, uye iyo mbavha chaiye inobata pane izvozvo.