Jobho weChiratidzo Chekuvhara Kambani Kambani
Chokutanga, unofanira kuziva kuti nokuti mumwe munhu ari kutarisa chikwereti chako, haasi kunyima munhu akaipa kubva pakuba kana kushandisa mashoko ako emari.
Makambani aya akatarisa mharidzo yako yechikwereti uye akuchenesere iwe kana pane chero magwaro matsva kana mibvunzo yechikwereti. Mune zvimwe zviitiko vanoongorora Social Social number yako pane zvitsva zvekukwereta uye munguva chaiyo vanokuchenjerera kuti kuedza kuri kuitwa kugadzirisa chikwereti. Izvi zvinogona kubatsira, sezvo iwe unogona kutarisira mamiriro acho nokukurumidza kana mumwe munhu achiedza kuba yako chikwereti.
Aya makambani anogonawo kupa humwe humwe hutano hwakafanana nekutarisa nhamba yako yeHurumende yekuchengetedza pabhizha rakasviba, basa rebhangi rebhangi, kana kunyange kutarisa kurapwa kwekurapa. Zvichida chinonyanya kukosha chemashumiro aya ndeche "kudzorerwa" chikamu apo mushandi achashanda pachinzvimbo chako kuti agadzire usati hwabiwa. Kunyangwe izvi zvakakosha, zvakakosha here $ 10-30 kana kupfuura mwedzi waungabhadhara? Kune vanhu vazhinji, ndinofunga kudaro.
Unogona Kuzviita Paunyu Here?
Kana iwe wakatove wakambomira kubatwa kweAIDS, kana huzivi hwako hwave hwakakanganisa mune imwe nzira, iwe unogona kunge uchiita zvinhu zvose zvinokosha izvo makambani aya anopa iwe pachako, asi iwe uri pangozi yakakwirira.
Kana iwe uri nharo yekubata ID, unofanira kufungisisa mazano aya, nokusingaperi.
Kana iwe usati wambotambudzwa, iwe unoda kuva wakashanda mukuzvidzivirira iwe pachako. Unofanira kufunga nezvemashumiro aya, ndinofunga kudaro.
Munguva iyi, nokuda kwe-do-it-yourselfers, kune mawebsite akawanda anokubvumira kutarisa mumusoro wekwereti yako uye kutora chikoro chako chekwereti.
Kana ukaona chimwe chinhu chakashata, unogona kuzvigadzirisa pachena pane IdentityTheft.gov. Asi, pachena, handizivi kuti izvi zvichakubatsirai. Pano panewo zvigadzirwa pawebsite yekubatsira iwe kuti uwanezve. Iyo Identity Theft Resource Center pawww.IDTheftCenter.org inogona kubatsirawo.
Iwe unofanirwawo kufunga kufungira chikwereti chako. Ichi ndicho chimwe chinhu chaunofanira kuita iwe pachako, sezvo mahofisi ekutsvaga kushambadzira asingagoni kuita izvi kwauri. Pane chekwereti chiduku chekuita izvi, kazhinji kusununguka kusvika $ 10, uye inowanikwa nguva imwe chete, kwete kubhadhara kwemwedzi. Kana ukangosvitsa chikwereti chako, iwe unowanzova wakachengeteka.
Kana Iwe Sarudza Dhiyabhorosi Inodzivirira Kuchengetedza Nzira ...
Kazhinji, kana iwe ukasimudza chikwereti chako uye uone gwaro rako rekwereti, uri kuita basa rakanaka mukuzvidzivirira. Zvisinei, kune vamwe vanhu, sezvataurwa pamusoro apa, zvichiri kungangova pfungwa yakanaka yekuwana uvha hwekuvhara. Kana iwe uchida kuzviita, iva nechokwadi chokuti iwe uri kuenzanisa nheyo uye zvivako zvisati zvaitika. Uyewo, iva nechokwadi chokuti uri kushandisa sangano rinotarisa zvitatu zvikwereti. Iyowo pfungwa yakanaka yekugara kure nemasangano anopiwa kubva kumakambani ekadhi rechikwereti. Kazhinji, ivo vakave vasina mabhepa mashandare.
Dzimwe Nzira Dzakachengetedza Zita Rako Zvakachengeteka
Pane zvakawanda zvezvinhu zvaunogona kuita kuti urambe wakachengeteka kana ukasarudza kusatenga chikwereti chekuongorora.
Dzinga Meseji Yako Mumutambo Wakachengeteka: Chinhu chimwe chaunogona kuita kuchengetedza ruzivo rwako rwakachengeteka ndechokusausa tsamba yako. Izvi zvinoderedza zvakanyanya pasi mikana iyo mubavha weAID achawana ruzivo rwako. Ingoyeuka mupfungwa dzako kuti makambani ane ruzivo rwako, sebhangi rako kana kunyange yako foni mupiro, haagoni kunge akachenjerera pamusoro peizvi. Saka, rinogona kuguma mumaoko emavhavha.
Sarudza kunze kweJunk Mail uye Pre-yakagamuchirwa Credit Card Inopa: Unogonawo kusarudza kubuda kunze kwemajeri asina kukodzera kana kupihwa kwekadhi rinobvumirwa kare. Unokwanisa kuita izvi paOptOutPrescreen.com. Izvi zvinotorera zvakawanda, asi kwete zvose, zvisina kuwanikwa zvinowana nzira yayo kupinda mubhokisi rako remasmail.
Chengetai Chikwereti Chinyorwa: Nguva dzose chengetai chikwereti chekwereti Iwe unogona kuwana mharidzo yepachena gore roga roga pa AnnualCreditReport.com. Ramba uchifunga kuti izvi hazviregi mumwe munhu kutora ruzivo rwako, asi unogona kukuudza kana mumwe munhu abiba huzivi hwako nekuda kwemhosva dzekunyengera, asina kujaira kadhi kadhi rechikwereti, nezvimwe zvakadaro.
Tsvaga Kubiridzira Zvekare: Izvo zvakarewo pfungwa yakanaka yekugadzira zvinyengeri . Zvakare, ona kuti izvi hazviregi mbavha kubva pakuwana ruzivo rwako. Vanongokuudza kana kune kukwanisika kunokanganisa maakaunti ako. Uyewo, izvi zvinowanzopera shure kwemazuva makumi mapfumbamwe, saka unofanira kuramba uchivandudza basa.
Usunungure Mutero Wako: zvakare, izvi zvakakosha. Ndiyo imwe yematombo anokosha ekuzvidzivirira pachako pakudzivisa kusaziva. Zvisinei, pane gango pano, zvakare. Kusunungura chikwereti chako hachizodziviriri kujekesa kwako kubva kune zvinhu zvakadai sekutora zvinyorwa, kubhakwa kwehutano hwehutano, kubavha kwepaIndaneti kana kuvharwa kwechibvumirano chemhosva.