Kana iwe usina chirongwa chemuzinda kana wakakundikana kubhadhara yako Revocable Living Trust zvachose, saka vako vaunoda vachasangana nekutarisa zvimwe kana zvinhu zvako zvose. Zvose zvinodhura zve probate zvichasiyana zvichienderana nerudzi uye kukosha kweimba iri kuongororwa. Muzhinji, iyo yakakosha kukosha kweimba ye probate, iyo yakawanda inobhadharwa ichadhura.
01 Mhosva Dare
02 Mumiririri weMunhu Mhosva
Iyi mitero inotarisirwawo nemitemo yenyika. Vamwe vanoti vanongopa izvo zvinonzi "mari inonzwisisika," asi vamwe vanoona mari inonzwisisika kuti ive yakaenzana nekukosha kweimwe chiyero cheimba yacho iri kuongororwa. Kunyange zvakadaro, Mumiririri weMunhu anogona kukumbira "mari inoshamisa" yebasa rakapiwa pamusoro apa uye kunze kwebasa rinoonekwa sevekutanga mazano ekuongorora.
03 Attorney's Fees
Iyi mitero inotarisirwa nemitemo yehurumende uye inoratidzwa nenzira imwecheteyo iyo Mumiririri weMunhu. Sezvo neMunhu weMumiriri weMunhu, gweta rinogona kukumbira "mari inoshamisa" yebasa rakapiwa pamusoro apa uye kunze kwebasa rinoonekwa sevekutanga mazano ekuongorora.
04 Kubhadhara mari
Iyi mitero ichasiyana zvichienderana nehuwandu hwehuwandu hweimba uye rudzi rwezvinhu zviripo. Semuenzaniso, imba shoma iyo inenge iine mashomanana makumi maviri nematatu zvakasiyana-siyana inogona kuwedzera mari yepamusoro yepamusoro kupfuura yeimba huru iyo ine nzvimbo yekugara, bhadha yebhangi , uye CD.
Kana iyo dzimba inotengesa kuhurumende uye / kana federal level, iyo yekubhadhara mari inogona kusanganisira yekugadzirira uye kuiswa kwehurumende uye / kana federal estate tax returns kana gweta renzvimbo isingagadziri uye kuisa iyo inodzoka.
05 Kuongorora nekubhadhara mari dzebhizimisi
Iyi mitero ichave yakakosha kuziva musi wekufa kwehutengo hwedzimba , pfuma yemunhu , kusanganisira zvishongo, zvekare, mifananidzo, mabhazi, motokari nezvimwe, uye mabhizinesi. Kuongorora mari yeimba yako pachayo inogona kuwanika kubva kune mazana mashomanana kusvika kumazana emadhora madhora, apo mari yebhadharo yebhizimusi ichaita zviuru zvuru zvemadhora.
06 Bond Fees
Kana iwe usina Ikupedzisira neTestamendi iyo inodzinga kuiswa kwechibvumirano neMumiriri weMunhu wega, vasati vasarudzwa, iye achange achida kubhadhara uye kutumira chibvumirano mumutengo wakatarwa nemutongi we probate. Dzimwe nguva, muongorori wechirwere akakumbira kuti hurumende inyoreswe kunyange zvazvo Last Will neTestamendi vakaramba kuiswa kwechisungo nekuda kwekuti vaduku vanobatsirwa vaibatanidzwa.
07 Mimwe mitero yakasiyana
Iyi mitero inogona kutarisa chero kupi zvako kubva pamutengo wekutumira kunyorera maziso kune Mumiririri weMunhu uye vatsigiri uye kutumira zvinyorwa kumatare nevakuru vane mutero; kune mari yekuisimbisa nekuchengetedza pfuma yega; kusvika kumutengo wekutumira pfuma yega; kusvika kumutengo wekutamisa pfuma yega.
Mushure mokuwedzera zvose zvezvikwereti uye mari, unogona kutarisa kuongorora kutora chero kubva kune 3% kusvika ku8% yezvinhu zvako kubva kune vako vanobhadhara, izvo zvisingasanganisi nzvimbo nekutora mitero inogona kukodzera uye inobhadharwa panguva the probate administration. Enzanisa izvi nemari yekugadzirisa Revocable Living Trust, iyo inotarisa chero ipi zvayo kubva pasi pe1% kusvika ku5% yezvinhu zvako.