Mari Coaches Inogona Kukubatsira Kuti Uwane Mari Yako Yokurasikirwa Pamitambo
Zvinetso zvakabatana nechikwereti ndizvo zvinokanganisa rwendo rwekuchengetedza basa. Kuchengeta mune 401 (k) chirongwa kana IRA inogona kuva dambudziko kune vanhu vari kurarama mubhadharo kubhadhara.
Somugumisiro, zvinogona kunge zviri nyore kutora basa rekurega basa zvingasava sarudzo kana iwe uri kurwisana nemari yekuyerera uye zvikwereti.
Mashoko akanaka ndeokuti kusunungurwa kunogona kuva chinangwa chinogoneka kana iwe uchigona kutora matanho ekutanga ekuvandudza mari yako pachako. Imwe nzira yekuderedza kushungurudzika kwezvemari uye kutora mazano emangwana rako rezvemari ndekugadzira uye kutevera urongwa hwehupenyu hwemari. Kushandisa purogiramu yako pachavo inowanzotangira purogiramu iyi yemari. Zvinosuruvarisa, hatisi nguva dzose tichiita zvisarudzo zvine mazano nemari yedu uye maitiro edu ezvemari anokonzerwa nemhando dzakasiyana-siyana dzakadai semafungiro edu ane chokuita nemari, zvitendero, nekuziva kwekufunga.
Kuwedzera kwekuita mari yezvemari yakakura uye yakanyatsogadziriswa kubatsira kubvisa kushandiswa kwekugadzirira kushandiswa nesero mune imwe nzira yakanaka. Dambudziko nderokuti kune vakawanda veAmerica vane mari yekuchengetedza mari uye zvinokwereta zvikwereti, ruzivo rwehutano hwemari hunogona kunge husingaoneki sarudzo yakakodzera.
Izvozvo ndezvokuti tsika yezvemari yekugadzirisa inowanzotarisa nyaya dzine chokuita nekurasikirwa, inshuwarisi, nzvimbo, mari yemitero, uye mari.
Mari yekudzidzisa mari ine simba rekuzadza izvi zvisina maturo uye inopa dzidzo yakawanda inoda, kutungamirirwa, nekupa simba kune vanhu vachitsvaga nzira dzekuwana imwe pfungwa yekuzvimirira mari.
Chinokosha chekubudirira kwehukama hwekudzidzira mari ndezvekutenda uye kuvimbika. Kutsungirira kunokosha zvakare. Kana uri kushanda nemudzidzisi wezvemari zvakakosha kuti usangane nguva dzose nemudzidzisi wako. Mari yeFine Finesse, mupiro wemari wekuchengetedza hupfumi, yakawana kuti vashandi avo vakadzokorora vashandisi vezvirongwa zvavo zvehutano hwemari vaiva nehupfumi hwehupfumi hwezvemari, vakanyatsogadzirirwa kubhadhara mari, vakachengetedza mari yavo yakabuda zvakanaka uye vakanyanya kunyatsova nekodzero dzavo.
Chii Chinonzi Financial Coach?
Chinangwa chekutanga chemudzidzisi wezvemari ndechekudzidzisa vateereri pane zvinyorwa zvemari yemari yega uye, achishandisa nzira yekubatana, anobatsira vatengi ava kuvaka chirongwa chekuita chinowirirana mari yevashandi nemari yavo nezvinangwa zvavo. Mudzidzisi wezvemari ndiye anoedza kukurudzira nekupa simba vatengi kuti vatore mitoro yezvisarudzo zvavo zvemari. Mudzidzisi wezvemari anopawo rubatsiro rwekuenderera mberi nekudzidza nekukura. Vadzidzisi vezvemari vanoedza kuchinja ruzivo rwezvemari muchiito uye vanoshumira sevashandisi vezvemhosva munguva yose iyi.
Mari Inobatsira Sei Mari Inokurudzira Kubata Kwako Kwemari?
Kuderedza chikwereti nekugadzira purogiramu yekushandisa purogiramu yako inogona kuva mafuta ekuzochengetedza basa remangwana remangwana.
Vadzidzisi vezvemari vanogona kubatsira kupa hutungamiri hunodiwa kuti uone nzira yekugadzirisa zvinangwa zvemari . Mumwe mudzidzisi wezvemari unobudirira anosangana nevatengi vavo pavari muhupenyu uye haana chekuviga kutengesa zvigaro kana kuti zvinogona kukakavara zvekufarira. Paunenge uchitsvaga mudzidzisi wezvemari iwe unofanira kugara uchitsvaka unyanzvi husingafungi.
Zvakakosha kuziva kuti kudzidzisa, kutungamira, nekupa mazano kubva kumudzidzisi wezvemari zvakasiyana zvikuru kubva kune mazano ezvemari . Somugumisiro, iyo ibasa romudzidzisi wezvemari kuti akubatsire kuti uite chisarudzo uye uwedzere kuva nechivimbo chekusarudza mari. Vadzidzisi vezvemari vanoyera kubudirira kwavo zvichienderana nekuchinja kwekuita kwevatengi vavo.
Heano mimwe mibvunzo inokosha yekubvunza mubatidzi wezvemari:
- Iwe uripo nefoni, email, kukurukurirana kwevhidhiyo, kana mu-munhu misangano?
- Ndeapi mazita ekuremekedza aunawo? Mienzaniso yekutsvaga inosanganisira yakagadziriswa Financial Planner kudanwa, CPA credential, Chartered Financial Consultant (ChFC), kana Accredited Financial Counselor (AFC).
- Izvi zvakakwana zvachose pasina chekutengesa here?
- Iwe unoyera sei kubudirira?
- Kana mazano anopiwa sevashandi vanobatsirwa, inguva yedu inotaura zvakavanzika zvachose here?
Kana uri kutsvaga mudzidzisi wezvemari zvakakosha kuve nechokwadi kuti mudzidzisi wako wezvemari ndiye unyanzvi husina mubatsiri uye haasi kungoedza kushandisa pfungwa dzakadai se "coaching kana" mari yepamusoro "kuti atengese iwe muzvikwereti, inshuwarisi kana zvimwe Zvigadzirwa. Murayiridzi wemari chaiye haangakutengesi chero chinhu.