Zvinonyanya Kukosha Chokwadi Chaunofanira Kuziva Nezve Mari Yako
Liz Davidson akatanga nhepfenyuro yeFine Finesse, mutungamiri anotungamira wekusagadzikana kwepurogiramu yemari yepamusoro yemari yemabasa, ane basa yekupa munhu wose kuwana mari yekudzidzisa mari. Sezvo ari piyona munharaunda isingabatsiri mune zvemari, akanyora gwaro rekutanga kusvika pakupedzisira pamusoro pokuti ungawana sei hupfumi hwehupfumi iwe pachako nemhuri yako.
Zvinowanikwa Nezvemari Mari Haisi Kukuudza: 10 Zvinonyanya Chokwadi Zvamunoda Kuziva Nezve Mari Yenyu ndiyo nzira inobatsira yekuwana kunzwisisa kwakanakisisa kwokuti ungachengetedza sei mari yako.
Bhuku rinotarisa nzira dzinozotora kutonga kwemari yemunhu pachake pasina kukanganiswa nemari yemari kana dzimwe nguva zvakaoma kufamba nenzira yebasa rezvemari.
Pasinei nenheyo inoshusha, Liz Davidson anokoshesa mazano uye kutungamirirwa kwevanachipangamazano vezvemari vanoita zvakakosha kune vatengi vavo. Zvisinei, sezvaanotaura mubhuku rake What Your Financial Financial Counselling Is Not Telling You: The 10 Essential Truths You Need to Know About Your Money Mumwe nomumwe wedu ane zvigaro zvatiri pachedu kubudirira mune zvemari.
Kuti uwane kunzwisisa kwakadzama kwebhuku racho, zvinobatsira kuziva nhoroondo yemunyori wayo nekambani yaakagadzira. Financial Finesse inonyanya kuisa pakupa zvirongwa zvisingabatsiri zvemari kune vashandi kana nhengo dzemasangano anopa mabasa kuti avabatsire kuvandudza mari yavo. Makambani anobhadhara mari iyi kuitira kuti vashandi kana nhengo dzisabhadhara chero chipi zvacho kuti vawane mabasa akanaka emari.
Mimwe mienzaniso yehupfumi hwehupfumi hunosanganisira zvinotevera: kupinda kune foni-based cash coaching, Bvunza-A-Planner mazano (mune-munhu kana virtual), masangano ekugadzira zvemari, webcasts, uye nzvimbo yepamusoro yekudzidza mari.
Pasinei nekukudzwa kwehupfumi hwenyika semubhadharo-wakabatsirwa, havasi vashandi vose vane ruzivo rwekusarura mari yekusarura.
Bhuku racho rinopa mukana wekusvika kune vanhu vemazuva ano vasingakwanisi kuwana izvi zvinogona kuchinja hupenyu-hunochinja mararamiro emari kuburikidza nevanoshandira.
Hazvishamisi kuti muvambi uye mukuru wekambani yekufambisa mari yekambani inoda kuparadzira shoko rehutano hwemari kuvanhu vakawanda. Chii chinokurudzira pamusoro pebhuku ndechokuti inopa simba kuvanhu kutsvaga kuchinja mune hupenyu hwavo hwemari pane kungoita kuti vanhu vafunge kuti kushanda nemudzidzisi wezvemari ndeye nzira chete yekutendeseka kwechokwadi mune zvemari.
Pfungwa dzeBhuku
Zvinowanikwa Nezvemari Yenyu Haisi Kukuudza Iwe ane musoro wekucherechedza asi bhuku rakange risina kunyorwa sekunoratidzika kwezvinetso zvepabonde zvine chokuita nemari iyo mazano emari anopiwa munyika yedu. Pane kudaro, bhuku rinobatsira kuputsa pfungwa dzinokosha dzekugadzirisa zvemari nenzira inowanikwa nyore nyore.
Zvinowanikwa Nevashandi Vemari Venyu Vasingakuudzei zvinomiririra kushandiswa kwezvibatsiro pabasa. Washandi wako ane mukana wekuve shamwari yakakosha paanosarudza mabasa akasiyana-siyana emari. Zvinosuruvarisa, idzi dzinokosha dzinoshandiswa nevakashandisa-sarudzo dzinowanzoregererwa uye dzinoshandiswa mumatare akawanda ekugadzirisa zvemari.
Bhuku rinokurukura maitiro ekubatanidza vashandirwi-vakapiwa mari inobatsira mune imwe hurongwa hwemari. Kurega basa rekutsvaga mari inoshandiswa, kushandiswa 401 (k) mipiro, kusununguka kwemitemo yehutano, inshuwarisi yehutano, uye kushandiswa kwekushandiswa kwemari yakarongeka ndezvimwe zvezvinhu zvakanyanya kunaka mari inotaridzirwa. Zviri nyore kunzwisisa chati chinopa kuongorora kwakakosha kwekuti izvi zvinobatsira sei uye kukosha kunofungidzirwa kwezvinhu zvakasiyana-siyana zvavanoshandira-zvakapiwa.
Chimwe chinhu chinobatsira zvikuru mubhuku rino nderokuongorora kuti vanhu vabate nzira yekuva chikwereti-pasina uye mari yakazvimiririra. Kunyanya kugadzirisa kusarudzwa kwemari kunogona kuva dambudziko guru uye bhuku rinobatsira kuona kuti ndezvipi zvinokosha zvepfuma zvinofanira kukurudzira iwe nekuisa pfungwa dzako. Bhuku racho rinewo zvishandiso zvinobatsira uye zvigadzirwa kuti uwane zvigaro zvakanakisisa mukugadzirisa mari yako.
Kubva Mudokwereti Blaster calculator kusvika kuRetirement Plan Estimator pane zvakawanda zvakakosha zvekushandisa kuInternet uye zvigadziro zvekubatsira kuvandudza kuvimba kwako mune zvemari uye kuderedza kushungurudzika kwemari. Liz Davidson anotaurawo nzira dzakanakisisa dzokubhadhara chikwereti, kuti ungasarudza sei mutengo wemari, maitiro ekuziva mari yakavanzwa yemitero, uye kuti ushande sei pamwe nehupenyu hwako.
Vadzidzisi vezvemari vanokodzera sei mumufananidzo wekuwana mari yezvokwadi yakanaka? Vatungamiri vezvemari vazhinji vakatendeseka, vane tsika uye vanozvipira kukubatsira kutungamira kune zvinangwa zvehupenyu hunokosha. Nhau dzezvemari dzinowanzowedzera maapulo akaipa muboka. Asi sezvinongoita basa rose rinokosha rinonzwa nhau dzakaipa rinogona kuita kuti tidzivirire kune watinovimba naye kuti atibatsire kutarisira mari yedu. Zvaunowana Mubhadhara Wezvemari Haisi Kukuudza Iwe kunobatsira kuziva kuti ndekupi kwaungawana mupiridzi akavimbika uye unopa muongorori wemibvunzo inokosha yaunofanira kubvunza. Izvi zvinobatsira paunenge uchishanda nemudzidzisi wepo uye zvakare kana uchibvunzurudza mumwe munhu kuti abatsire kupa mutungamiri.
Imwe nzira yakakosha yezvishandiso uye zvigadzirwa zvinowanikwa kune verenga ndiro nzvimbo yeWedget Independence Day yakasikwa kuti iende pamwe nebhuku racho. Iyo "Financial Independence Day" pfungwa ndeye zuva rakagadzirirwa zvakananga kuti uwane hupenyu hwako hwemari mukuronga. Vaverengi vanokurudzirwa kuti varambe vachifambira mberi uye vachengetedze chekuongorora cheScreen Independence. Nzvimbo yepaIndaneti yeWedget Independence inopawo mazano kuvadzidzi kuti vateerere mapoka avo kuti vashandise zvitsauko mubhuku neshamwari dzavo nemhuri.
The Bottom Line
Kana iwe uri kutsvaga zvakananga kutungamirirwa kwemari pasina purogiramu yakavanzika iwe unofanirwa kutarisa Izvo Zvaunopa Mutevedzeri Wemari Haasi Kukuudza Iwe. Bhuku rino richakubatsira kukupa uwandu hwezvisarudzo zvemari zvakakosha pasina kukurova pamusoro pemusoro nemashoko asingakoshi emari kana nzira dzakaoma. Chinonyanya kukosha, zvinyorwa zvinobatsira vaverengi kuvandudza pfungwa yavo yehupfumi hwemari.