Chikwereti Chimwe Chezvimwe Zvikuru Zvinetso zveVadzidzi Vose
Vadzidzi vegorosi vanosangana nematambudziko akawanda emari. Sekuyaruka vaduku vanoda kuziva kuti vangabhadhara sei kojiji, vanowana vamwe kushandisa mari, uye vachiri kuwana dzidzo yakanaka. Iyi ndiyo chirongwa chakareba kune ani zvake, saka hazvishamisi kuti vadzidzi vakawanda vekukoloni vanoguma vachiita mamwe mari anodhura mari. Zvinosuruvarisa, zvikanganiso izvi zvinogona kukonzera kukanganisa kunopera kwemakumi makumi emakore, saka uine chokwadi chekuti mari yako inenge yakarongeka kunyange semudzidzi wekoroji anogona kuenda munzira yakareba mukukubatsira iwe kutanga kutanga mushure mechikoro.
Chikoro chemari yevadzidzi veChikoro # 1: Chikwereti cheKodhadhi yeMari
Chikwereti makadhi ave nzira yehupenyu. Vanoita kuti vawane zvinhu zviri nyore kwazvo uye nemakadhi akawanda vachipa zvipo mapurogiramu kana mari kare zvakare zviri nyore kuona ruzha rwavo. Dambudziko nderokuti chikwata chinowanzowedzera kukanganisa. Makadhi akawanda ane chido chekuda , mitemo isina kunaka, uye anobvumira vadzidzi kushandisa mari yakawanda kudarika zvavari. Kutaura zvazviri, kana iwe ukapinda muitiro wekubhadhara mari shoma mwedzi wega wega iwe unogona kumira uchiedza kubhadhara kadhi kwemakore anopfuura gumi!
Ramba uchifunga kuti makadhi emakadhi anogona kuita basa rinokosha pakugadzira chikwereti chenhoroondo yako , kuitira kuti izvozvo hazvirevi kuti makadhi emakadhi anofanira kudziviswa. Pane kudaro, makadhi ekwereti anofanira kushandiswa kubatsira kuvaka rakasimba nhoroondo yemari yechikwereti uye mari yakabhadharwa yakazara mwedzi mumwe nomumwe. Izvi zvinokubvumira kuti urambe uchiunganidza mibairo kana kuti uwane mari kumashure apo usingafaniri kutarisana nemhosva dzemari uye nguva dzenguva refu yekubhadhara.
Chikoro Chevadzidzi Mudzidzi Mari Mistake # 2: Kuderedza Kwereti Yako Chikwereti
Apo patinenge tiri pamusoro pekwereti yemakadhi zvakakosha kuisa pachena njodzi dzinogona kuuya nekupinda muchikwereti chekwereti chikwereti . Vadzidzi vakawanda vekukoloni vanopedza zvachose kukanganisa chikwata chekwereti kuburikidza nekuita zvishoma zvisarudzo zvisina kunaka. Yeuka, kutadza kubhadhara kana zvimwe zviratidzo zvisina kunaka zvicharamba uri pachikwata chako chekwereti kwemakore manomwe uye kuparadza chikwereti chako chikwereti .
Hongu, makore manomwe! Iyo imwe yebhadharo yakaderera yawakadzosa mukoroji ichave ichikuvadza iwe makore mushure mokunge wapedza kudzidza uye uri kuedza kutenga chikwereti chemotokari mutsva kana kutenga imba.
Usave usina hanya nemari yako nokuti iwe uri mujijiji. Zviri nyore kuita kukanganisa, asi kuziva kuti izvozvi kukanganisa zvinogona kuratidzika zvakashata kunyange gare gare muupenyu. Kana iwe uchizoshandisa makadhi emakwereti kana zvimwe zvikwereti zvinongoita kuti uve nechokwadi chokuti iwe unobhadhara mari yako nenguva uye usapinda mukati memusoro wako.
Chikoro chemari yevadzidzi veChikoro # 3: Kushaya mari yekubhadharira
Ko mudzidzi wekoljiji anoda chaizvo kugadzira bhajeti here? Iwe pari! Zvechokwadi, iyi ndeimwe yezvinonyanya kukosha kutanga bhajeti. Sevadzidzi, zviri nyore kuti urege kunyunyuta kana iwe usina chikwereti chekubhadhara, vana vadye, kana zvimwe zvakakosha zvinetso zvemari. Dambudziko nderokuti vadzidzi vanowanzova nemari shoma kana yeporadic uye kana musingateereri kushandisa mari iyi zvakanyatsoita nyore kushandisa mari pane zvinhu zvaungagona kuchengetedza.
Tanga nekusika bhajeti iri nyore . Hazvitore nguva refu, asi kana ukatora nguva yekuongorora mari yako uye iwe uripi kushandisa mari iwe unogona kuwana pfungwa iri nani yekuti mari yako iripi uye iwe unogona kuderedza. Mushure mezvose, kana iwe wapedza kushandisa mari yakawanda kupfuura iwe unouya iwe unogona kuguma nematambudziko ari pamusoro pekupinda muchikwereti chekwereti uye zvichida kuparadza chikwereti chako.
Chikoro Chevadzidzi veKoreji Mari Mistake # 4: Kushandisa Mari yeMari Yevadzidzi Kusakodzera
Vadzidzi vakawanda vanofanira kuvimba nezvikwereti zvevadzidzi, uye izvi zvakanaka. Chikoro chekuchikoro chakakwira zvinoshamisa mumakore achangopfuura saka zvakaoma kuchengetedza kana vabereki vako vasingakwanisi kubatsira zvakadaro. Kana zvikwereti zvichishandiswa zvikoro zvechikoro chinhu chimwe chete, asi kazhinji kacho vadzidzi vachishandisa imwe mari iyi kutenga zvinhu zvisingakoshi kuchikoro.
Kushandisa imwe yevadzidzi vako mari yechikwereti kuti uwane mari yekufambisa muMexico kunogona kuita nguva yakanaka, asi zvose zvaunoita zvirikukuvadza pachako nekuchera kunyange gomba rakadzama raunoda kukwira kubva mushure mokunge wapedza kudzidza. Vadzidzi vazhinji vanofunga kuti zvikwereti zvevadzidzi zvichava nyore kubhadhara kana vadzidza uye kuwana basa rakanaka, asi zvinhu hazvisi nguva dzose dzinoita saizvozvo.
Saka, kana ukashandisa mari yako yechikwereti chemari zvakakodzera iwe unogona kuva nechokwadi chokuti uri kutora chikwereti chakawanda sezvaunoda kuti ugamuchire dzidzo yaunoda.
Chikoro Chevadzidzi veChikoro Mari # 5: Kuuya kuKoreji Inodhura
Zita rechikoro padiploma yako rinokosha here? Mune zvimwe zviitiko zvinonyatsoita. Mune dzimwe nguva, kwete. Vakawanda vevadzidzi vane hope dzekuenda kuchikoro chepamusoro kana kutungamira kunze kwehurumende, asi izvi zvingasava sarudzo yakanakisisa yemari. Nezvimwe zvidimbu zvingave zvisina basa kana chikoro chako chinobva kupi nekudaro kushandisa mari inodarika $ 100,000 pane iyo yega yega dhigirii ingave isingashandisi mari yakanakisisa.
Imwe nzira ndeyekuti uende kuchikoro chisingadhuri chegore rako rokutanga kana maviri uye wobva waenda. Izvi zvinokubvumira kuchengetedza mari uye nguva yakawanda yekuvaka mari yakawedzerwa yekubatsira kubhadharira chikamu chako chose. Saka, usati wanyoresa kuchikoro chako chekurota chausingakwanisi kutenga, tora nguva yekufunga zvimwe zvingasarudzwa uye ona kana iwe uchida chaizvo kupinda chikoro ichocho kuwana basa rimwechete kana kana uchigona kuwana chikoro chekudzidza chakaitwa mugore rako rokutanga kana maviri asati atumira. Zvinogona kuguma kuva kuchengetwa kwematanhatu matanhatu kana kupfuura.