Kunzwisisa kuti Vashandi Vanotarisa Chii
Sezvo uri kutarisa kuti uwane chikwereti kwekutanga, vateresi havagoni kutarisa pane yako FICO score kuti uone kana kuti kwete kukukwereta mari.
Mumamiriro ezvinhu aya, vanofanirwa kuongorora zvimwe zvikonzero zvinogona kuvabatsira kuti vasarudze kana iwe uri chikwereti chekwereti kana kwete.
- Bhengi maakaunti: Haudi chikoro chekwereti kuti uzarure kero yekuongorora pabhangi rako. Sezvo isingadi chikwereti kuzarura, iyo hainawo kuonekwa kumabhadharo ebhadhara kuti aise chero chikwereti. Kunyange zvakadaro, nhoroondo yako yekodha inogona kuva chinhu chinokosha apo vateresi vachifunga kukupa kadhi rechikwereti kana chikwereti kwekutanga.
- Basa rechiitiko: Chimwe chinhu chinonyanya kukosha chinotarisa ndechezvamabasa ako. Vanoda kuona kana iwe uchikwanisa kubata basa kana kana pane nguva dzekushaiwa basa. Kugona kwako kubata basa rakasimba kunogona kuvandudza mikana yekubvumidzwa.
- Nzvimbo yekugara: Vatengesi vachatarisa kuona kuti iwe unowanzofamba sei uye kana iwe uchikwereta kana uine. Sezvakaitwa nhoroondo yebasa, inobhadhara kuva nehugaro hwakasimba. Kuva neimba, kunyange kana pamwe chete nemumwe wako, kunotakurawo uremu.
- Zvishandiso muzita rako: Kunyange pasina chikwereti chekwereti, zvinobvira kunyora kune zvinyorwa zvakawanda muzita rako pachako. Kuva negorosi yemagetsi kana gesi, foni, kambani kana basa remvura muzita rako rinobatsira zvakare. Kungova nezita rako pane zvinyorwa izvi hakusi kugadzirisa chikwereti chekwereti, asi kunogona kubatsira kune vatengi venguva yekutanga.
Tanga neBhanki Yako
Pane zvinhu zvishomanana zvaungaita kuti uwedzere mikana yako yekugadzira chikwereti. Chinhu chokutanga ndechokuzarura nekuchengetedza chekuongorora uye zvichida kunyange nekambani yekuchengetedza pabhangi. Izvi zvinobatsira nenzira mbiri. Paunenge uine mabhizinesi ebhidhiyo mukumira kwakanaka, iwe uri kuratidza kuti iwe unogona kushandisa mari. Kugadzira ukama nebhangi kunovandudza mikana yekuwana chikwereti kana kadhi rechikwereti kuburikidza navo. Kana iwe uchitoita bhizinesi nebhangi, inofanira kuva nzvimbo yekutarisa. Vanoziva iwe uye vanokoshesa bhizinesi rako. Ukama huripo hunofanirwa kutakura uremu paunotsvaka chikwereti.
Isa seDhipatimendi Chikwereti CheKadhi
Iwe zvichida wakanga uri kutengesa kumahombekombe uye wakabvunzwa kana iwe uchida kuisa saini yekadhi rechikwereti redu rekuchengetedza kuti uchengetedze 10 muzana pakutenga kwako asi nekuremekedza wakaramba. Kazhinji, makadhi ezvitoro ane fungiro yakaipa nokuti vanokukwezva iwe nechokutanga kutsvaga, uye ipapo inowiriro yekuratidza kufarira yakanyanya.
Kudzivisa makadhi aya kunowanzova pfungwa yakanaka, asi kusununguka kwekutora imwe kunogona kuva chinhu chakanaka kana uri nechinetso chekugadzira chikwereti. Kana iwe wakarova kubhangi, iwe ungada kuongorora kutarisa neimwe yedhipatimendi rekutsvaga uye ona kuti makadhi api anopa.
Kana iwe uchibvumirwa, unoda kurangwa nekurishandisa zvakanaka. Usatora ichi chitsva chekushandisa chibharo semari isina mari; kuricherechedza sechikonzero chekugadzira zvakanaka chikwereti. Muganhu uchave wakave wakaderera, asi iwe unofanirwa kutanga utenga nawo uye wobva wabhadhara chikwereti zvachose. Kamwe kana kadhi iri kushanda, rinofanira kutanga kuendeswa kumahofisi emakwereti. Chengetedza nhoroondo yakanaka yekubhadhara pane kadhi rino kuitira kuti chikwereti chako chekwereti chigone kuvaka pairi.
Apo Zvose Zvose Zvinokundikana
Kana iwe wakamboedza bhangi, dhipatimendi rebazi kana kunyange makambani ekadhi rechikwereti zvakananga uye akakundikana, kwete zvose zvakarasika. Chikwereti chakachengetedzeka ndiyo yekupedzisira, asi zviri nyore kuwana kune chikwereti chisina kuchengetwa .
Kana kadhi rechikwereti kana chikwereti ichichengetedzwa, zvinoreva kuti kune mari yakabatanidzwa nekamberi iyo iyo chikwereti inogona kutora kana iwe kukundikana kubhadhara.
Paunenge uine chikwereti chemari kana chikwereti chemotokari , izvi zvinowanikwa zvikwereti . Kana ukakundikana kubhadhara, uyo anokweretesa achatora imba yako kana motokari kuti agutse chikwereti.
Iwe unogona kuisa chinhu chimwe chete pamabhanki akawanda ane kadhi rechikwereti rakachengetwa rinodikanwa kuti iwe uise mari mune imwe nhoroondo kuti uwane kadhi rechikwereti. Somuenzaniso, unogona kuwana kadhi rechikwereti rakachengetwa rine $ 500 muganhu kana ukaisa $ 500 mari mubhangi iyo yakabatana nekadhi. Kana ukakundikana kuita kadhi rako rechikwereti, bhangi inotora mari yako. Mushure mokunge iwe uchengetedze iyo nhoroondo yakamira zvakanaka kwekanguva, unogona kuwana kadhi rechikwereti nguva dzose kana chikwereti.
Kugadzira Chikwereti Ndicho Chekutanga Chekutanga
Kugadzira nhoroondo yakanaka yechikwereti kunotora nguva. Hapana zvidimbu kana matanho zvinogona kutora iwe kubva pachikwereti zvachose kusvika kuhupamhi hukuru munyaya yemwedzi kana kunyange makore mashomanana. Chikwereti chenhamba yako inobva pane zvimwe zvinhu, sekubhadhara kwemakore uye nguva yakareba iwe wakanga uine chikwereti, pakati pezvimwe zviyero. Saka mushure mokunge makabudirira kusimbisa chikwereti, zvakakosha kuita zvinhu zvakanaka kuti urambe uine chikwereti chechikwereti. Nguva dzose iwe unobhadhara zvishoma zvishoma nemhaka yezuva rakakodzera pamakadhi emakwereti uye zvikwereti zvemotokari uye zvikwereti zvemari panguva.