Kuregererwa kubva muKubhadhara Mutoro Wekugoverwa

12 kunze kwekudzivirira chirango chekusina inshuwarisi yehutano

Vanhu vari kutarisirwa nemutemo wehurumende kuti vatenge utano hwehutano hwehutano ivo nevanomiririra kubva munaJanuary 1, 2014. Kana iwe uchidaidza kuti Obamacare kana Affordable Care Act, mutemo unoramba uri wakafanana: Vanhu vasina utano hwehutano hwemumwe kana Mwedzi yakawanda panguva yegore remutero inogona kubhadhara mutero unowedzera, unonzi munhu oga akagoverwa kubhadhara mutero . Iyi kubhadhara inongova chirango chokusava nehutano inshuwarisi, asi haisi kushanda kune wese.

Vateresi vakarondedzerwa pano vanoregererwa.

Kuregererwa Kwezvitendero

Vanhu vari nhengo dzekachikamu chechitendero avo vanoramba nehana nekuda kwehushuwarisi havafaniri kutakura inshuwarisi kana kubhadhara chirango. Vaya vanoramba zvinhu zvehana nekuda kwehana vanofanira kuwana chibvumirano chekuregererwa chinopiwa nehutano hwehutano inshuwarheni. Kuti uve akakodzera, iwe unofanirwa kuva nhengo yei uye unamatira kudzidziso dzechitendero chechitendero icho "chinopesana nekubvuma kubvuma kwezvibvumirano zvehupi zvese yepishurenzi yega yega kana yehurumende iyo inobhadhara mukana wekufa, kuremara, kukwegura, kana kurega kana kubhadhara mari kune, kana kuti inopa rubatsiro, kurapa, "maererano neInternal Revenue Code chikamu 1402 (g) (1).

Iwe unogona kunge wakatoita kubhadhara uye wakagamuchira kusunungurwa kubva kune Social Security uye Medicare mutero, asi iwe unofanira kushanda zvakasiyana kuti uregedzwe nehutano inshuwarhu. Shanyira Makamuri eChirwere neMedicaid Services 'webusaiti uye uzadze chikumbiro chavo chekuregererwa kwechitendero chechitendero kana iwe uchifunga kuti unokodzera.

Health Care Sharing Ministries

Vanhu vari nhengo dzehutano hwekugoverana kwehutano husingabhadharwi. Ava vanhu vanogoverana mari yekurapa pakati pavo sevamwe vehutano. Kuti uite chikumbiro ichi, iwe unogona kutumira kugoverwa kwekugoverwa kwehurovhisi kuCenters for Medicare neMedicaid Services kana unogona kuzvitaura iwe paunotora federal yako tax return.

Vasiri Vagari Vagari uye Vanhu Vasingatenderwi Kuuya muUnited States

Izvi hazvirevi kuti iwe hausi kugara mumuviri weUnited States, kunyange zvazvo kune mukana weiwo, zvakare. Zvinoreva kuti hausi pano pamutemo nokuti iwe uri mutorwa asingabvumirwi nemutemo. Vasingatenderwi vatorwa vanobvumirwawo.

Vasungwa

Vasungwa vanorega kubhadhara mutoro wavo pamwe chete kana vakasungwa mushure mechirevo chemhosva dzavanopomerwa. Havana kukodzera kana vari mujeri vachimirira kutongwa. Iwe unogona kutora izvi kusununguka paunenge uri kutora federal yako tax kudzoka kana iwe unogona kutumira chikumbiro chekuregererwa musungwa. Chikumbiro chinowanika paCenter for Medicare uye Medicaid Services webusaiti.

Vanhu Vasingakwanisi Kubatsira Health Insurance Coverage

Kana mari yehutano inshuwarisi isingatambudziki iwe-ne IRS mitemo, kwete iwe pachako kuongororwa-iwe unoregererwa. Hurumende yehurumende inofunga kuti inshuwarisi yehutano haikwanisiki kana mari inodarika 8.05 muzana yemari yako yemhuri. Iko yehuwandu inobva pakuchinja kwehutano hwehutano inshupfumi uye yakagadzirirwa pamutengo uyu kubva muna 2015. Tarisai webhusaiti ye IRS nguva nenguva kuti uone kuti haina kuchinja.

Vanhu Vane Mari Miviri Kupfuura Zvinyorwa zveTreshold zvegore

Kana mari yako iri pasi pezvinodiwa pakutsvaga, iwe unoregererwa.

Iwe hauna kutarisirwa kuti udzoke kudzoka, asi kana ukadaro, unogona kuratidza kuregererwa kwako pakudzoka. Chikumbaridzo chinoenderana nezera rako nekunyora nzvimbo. Kubva muna 2017, inotangira kubva ku $ 4 045 kana iwe wakaroorana uye iwe unogona kuisa $ 10,350 kune mumwe munhu ari pasi pemakore 65 uye $ 23,200 kune vakaroorana vakaroorana vanonyora pamwe chete avo vose vari vaviri kana kupfuura.

Nhengo dzeNative American Tribes

VaMamerica vekuAmerica vanoregererwa kubva pamutoro wekugoverwa wakabhadharwa kunze kwekuti ivo vakanyorerwa nhengo dzechizvarwa cheIndia.

Vanhu Vanotambura Nhamo

Vanhu vari kutarisana nematambudziko vanogona kukumbira kusunungurwa kubva kune zvakabatanidzwa mutoro kubhadhara. Healthcare.gov inoronga marudzi gumi nematambudziko ekuti iwe unogona kukumbira chipiro chekuregererwa:

Isa chikumbiro chekuomerwa kwekuoma kunokumbira kusunungura. Inowanika paCenters for Medicare uye Medicaid Services website. Dambudziko rekumanikidzwa rinoramba riri kushanda chete kwegore rekarenda raunoshandisa kubhadhara, saka kana mamiriro ako akaenderera mberi kupfuura gore razvino rekubhadhara, unofanira kushanda zvakare.

Vanhu Vane Gwaro Renguva Pfupi Gap

Vanhu vakanga vasina utano hwehutano hwehutano asi kukanganisa kwaiva kwepasi pemwedzi mitatu inopfuurira vasingabhadharwi kubhadhara mutoro. Kana chirwere chekuvharidzira chinotora kwemwedzi mitatu inopfuurira kana kwenguva yakareba, zvisinei, hapana yemwedzi iyoyo inogona kushandiswa kugadziriswa. Kana pane zvikamu zvakasiyana-siyana mukati megore, inguva yepakutanga kwenguva refu inofanirwa. Iko kunofungidzirwa sepabheji yekuvhara kunyange kana iwe usina utano hwehutano inshuwarheni kwezuva rimwe chete mumwedzi

Heano muenzaniso: Dhanieri ane inshuwarhu yehutano kubva munaJanuary 1 kusvika munaKuvhuro 2. Haasi kufukidzwa nehutano inshuwarisizve kusvikira munaJune 15, uye anogara akafukidzwa pasi pehutano huri hutano hwehutano inshumo nekupera kwegore. Dhavhidha yekuvhara kwekuvhara inowanikwa mumwedzi waApril naMay (mwedzi miviri). March neJune hazvibatanidzi muhuwandu hwemwedzi wepakati nokuti akafukidzwa nechirongwa chehutano kwezuva rimwechete mumwedzi iyoyo. Sezvo Dhanieri akavharidzira kupera kunotora mwedzi inopfuura mitatu, achabviswa pamubhadharo wezvakagoverwa pamusana pekuvharwa kwenguva pfupi.

Citizens and Resident Aliens Residential Outside US

Vagari uye vanogara kune dzimwe nyika vanogara kunze kwenyika havaregereri muhutano hwehutano wehutano uye havazotongororwi nekuda kwekusina inshuwarisi yehutano. AnAmerica anogara kunze kwenyika haasunungurwi pamutemo wekugoverwa mutoro we mwedzi wega wega kuti angave ari fide anogara kune imwe nyika kana anosangana nekuedzwa kwekuvapo kwemwedzi iwoyo. Zvose zviri zviviri kuongorora kwekugara uye kuvepo kwekuvapo kwemuviri kune zvakanoreva sezvinoshandiswa mumamiriro ekutengeswa kwekunze kwenyika .

Vagari venyika dzeAmerica vemuGuam, American Samoa, Northern Northern Mariana Islands, Puerto Rico, kana Virgin Islands havakwanisi kuwana inshuwarisi yehutano uye havasi pasi pekugoverana mutoro wemhosva. Kunyanya, vanhu vakadaro vachada kugara kwemazuva masere 183 pagore munzvimbo idzi.

Chiitiko Chinokosha

Kusati musi waFebruary 16, 2017, vateresi vaifanira kutarisa pamitemo yavo kana vaive vachiteerera nemitemo ye Affordable Care Act uye vakanga vatakura hurumende yekuvharidzira mugore remutero, kana kuti vaikumbira kusunungurwa. Iko Internal Revenue Service ingangoerekana ichiramba mitero yemitero isingasanganisi mashoko aya.

Izvi zvakashandurwa apo Mutungamiri Donald Trump akapa chirongwa chekutonga kuti masangano ehurumende aende nyore nyore kune veAmerica maererano neOmbamacare . IRS yakabvuma kuti haizogadziri kuramba ichidzoka. Mune mamwe mazwi, kuziviswa kwakava kuzvidira.

Mutungamiri wehurumende uye mhinduro yehurumende haibvisi mutoro wako wekutakura inshuwarisi kana kukumbira kusunungurwa, zvakadaro. Kubva munaJuly 2017, Mutengo Wekutengesa Mutemo unoramba uri musimba yakakwana uye inoshanda. Kushandurwa chete ndiko kuti IRS inofanira kushingairira zvakanyanya kuoma kuziva vateresi avo vasina hutano yveshuwarisi uye avo vasina kuregererwa. Iwe uchiri pasi pekubhadharwa kwebasa rakagoverwa kana IRS inosarudza kuti iwe hauna kutakura basa rinofanira kuitwa uye iwe hauna kukodzera chero ipi zvayo yekuregererwa.

Forms and Resources

Vanhu vanogona kurondedzera izvo zviitiko zvinoshanda kune avo vachishandisa Fomu 8965.