Nguva Yakarereka yeNhoroondo Yakaipa
Nomutemo, zvikwereti zvinokweretwa zvinongobvumirwa kunyora zvinhu zvisina kunaka kwenguva yakati.
Nokuda kwemashoko akawanda asina kunaka , nguva yakatarwa ndeye makore manomwe chete. Kunyangarika, zvisinei, kunogona kuramba uri pamushumo wekwereti kwemakore gumi.
Kazhinji, haufaniri kuita chimwe chinhu kubvisa zvikwereti zvekare kubva kumushumo wako wekwereti mushure mekunge chikwereti chekuzivisa chikwereti nguva yakabuda. Chikwereti chikwereti chichasunungura zvinhu zvisina kunaka kubva mushumo wekwereti yako kana zvarongwa kuti zvibviswe. Asi, kana nhoroondo dzekare dzakaramba dzichiri pamushumo wekwereti, unogona kushandisa nharo yekuita kuti vaibvise.
Cherechedza kuti chikwereti chekupa chikwereti nguva inoshanda kune zvinhu zvisina kunaka. Hapana mutemo unoda kubhadhara chikwereti kubvisa mabhuku ekare asina ruzivo rwakashata. Pane kudaro, nguva yekupa chikwereti yechikwereti ichi inobva mumitemo yekupa zvikwereti zvekwereti. Semuenzaniso, nhoroondo yakavharwa muhumi hwakanaka haizoregi zvinyorwa pasi pekwereti yako yekwereti mushure memakore manomwe.
Tumira Tsamba Yenharo kuCredit Bureau
Chikamu chekwereti gakava kukakavara hachisi nyore nyore.
Nyora tsamba kune chikwereti chekwereti kuti vazive kuti uri kupikisa ruzivo nokuti rwakapera nguva. Tumira tsamba yako kuburikidza netsamba yakagadziriswa neresi yakadzoka inokumbirwa kuitira kuti uve neuchapupu hwezuva iro tsamba yacho yakatumirwa uye chisimbiso kubva kumunhu akachigamuchira.
Kana chikwangwani chechikwereti chisingapinduri mukati memazuva makumi matatu, ivo vanopesana ne Fair Fair Reporting Act .
Iko risiti rakamiridzirwa risiti rinozobatsira kana iwe ukasarudza kusanganisira Bhizimusi rekuchengetedza Bhizinesi reBurumende kana kutumira mhosva kune mahofisi.
Chero bedzi mazuva ehupoti yako yechikwereti anoratidza kuti nhoroondo yekare inofanira kunge yakatozobviswa, nharo yako inofanira kufamba zvakanaka. Zvisinei, kana mvumo yako yechikwereti ichiratidza zuva rekuparara kwepakati pekwereti yenguva yekubika chikwereti, iwe uchafanirwa kutumira uchapupu hwokuti zuva rekuparara hachina kururama. Nhoroondo inogona kunge ine zuva rakarurama mushure mokunge yatumirwa kusangano rekuunganidza , uyo anowanzopa zvikwereti zuva idzva paanenge achitaura kune-credit bureau. Izvi hazvibvumirwi nemutemo uye iwe uri mukati mekodzero yako yekuita kuti compte ibudiswe chero bedzi zuva rekutanga rekudengenyeka raive makore anopfuura manomwe akapfuura.
Kana ukangopokana, chikwangwani chekwereti chinotarisirwa kuti chiite purogiramu nebhizimisi rakashuma iyo nhoroondo uye kuvandudza mushumo wako wekwereti kana bhizinesi richibvuma kuti nharo yako yakarurama. Zvisinei, kana chikwangwani chekwereti hachigadziri kukanganisa kwawakakakavadzana, iwe uchafanirwa kutora matanho ekuwedzera kuti ubudise chikamu chako chekwereti.
Nguva Yokurwisana NaCreditor
Kana chikwangwani chechikwereti chaita sarudzo yacho uye "chengetedza" nemunhu ane chikwereti kuti iyo yekodhi yakanga iri mukati mekwereti yenguva yekubika chikwereti, iwe zvino unofanira kuitirana nharo nekadhi kadhidhiki (kana kuti chero bhizinesi rakaronga mashoko asina kunaka).
Tsamba yako yekupikisa ichaita zvakanyanya zvakafanana. Ita kuti chikwereti chako chekwereti chinoratidza zuva rakashata rekutsvaga kweakaiti. Ipa zuva rechokwadi rekudengenyeka kana iwe urizvo. Iwe unogona kukwanisa kuwana zuva rekutsvaga kubva pane dare rekare rekubhadhara, chiziviso chakaitika kare , kana mushumo wekare wekwere kana iwe ukachengetedza chero ipi zvayo.
Sezvakaita chikwereti chekwereti, bhizinesi rinodikanwa kuti riongorore uye ripindure pane kukakavadzana kwako mukati memazuva makumi matatu uye ugova nekodhodhi yekwereti inodzokorora ripoti rako rekwereti.
Usanetsa Chirevo cheMitemo
Iva nechokwadi chekuti hausi kuvhiringidza chikwereti chekupa chikwereti chekwereti nemutemo wekukwanisa pane chikwereti . Iko kukanganisa kwakawanda nokuti zvose zvine chokuita nekushanda kwamakambani angatora chiito chei pane zvikwereti zvinodarika. Chikwereti chekupa chikwereti chikamu chinotsanangurwa ne Fair Fair Reporting Act uye chinotsanangura kuti inguva yakareba sei maakaunti angagare pachirongwa chekwereti yako.
Chikwereti chokupa nguva yekupa chikwereti chakanyanya kufanana kune mhando dzose dzechikwereti (kunze kwekubhadhara) zvisinei nokuti iwe uri kugara kupi.
Mutemo wekukanganisa kune chikwereti, kune rumwe rutivi, hauna chokuita nekwereti yenguva yekubika chikamu. Pane kudaro, rinotsanangura kuti mutengesi angatora sei mutemo pamusoro pako kune chikwereti. Mutemo wekugumira unopesana nenyika uye nerudzi rwechikwereti. Izvo hazviiti kuti uzvibvise zvachose chikwereti chako. Pane kudaro, unofanirwa kuratidza kuti mutemo wekukanganisa wapfuura kana iwe uchida chero mhosva dzakatongwa pamusoro pako kuti dzidzingwa. Zvikwereti zvinogona kuonekwa pamushumo wekwereti yako kunyange kana mutemo wekukanganisa wapfuura.