Zvinokanganisa uye Mutengo Usakanganisi Izvo Smart Investors Vanogona Kubatsirwa Kubva
Dzivisa Kudzingirira Kuita uye Kuisa muZviko Zvakakosha
Kuyera mashizha ndeaya anotengesa zvishoma kudarika zvavanoda. Nhamba yekodzero yemari inosanganisira mashizha nemitengo yakaderera maererano nemari yavanowana, kutengesa, uye mabhuku anokosha.
Momentum nekukura kwevatengesi vemabhiza, zvisinei, vanoita chikanganiso chekudzingirira kushanda uye kutenga zvigadzirwa sezvavanosvika pakakwirira itsva. Vaya vatengesi vanotenda mumamiriro ezvinhu - kuwedzera kwezvikwata zvicharamba zvichikwira mumutengo. Kunyanya kukoshesa kukanganisa ndechokuti kana chikwata cheP PE chichikwirira zvakanyanya , nhumbi yacho inowedzera kuwedzerwa uye pakupedzisira mutengo wematengo unodonha kusvika pakukosha.
Pakupedzisira, zvakaoma kuti mutengesi mukuru ari kuziva nguva yekudonha ipulagi uye kutengesa.
Penguva pfupi, pane nguva iyo kukosha kunokonzera kukura uye pamwe chete. Asi, pamusoro pekureba kwenguva refu, kutsvakurudza kwakajeka kuti kukosha kwevatengesi kunowedzera kuwedzera kwevatengesi.
Mumakumi mashoma mashoma apfuura, mahombekiti makuru ezvitoro akadzoka 9,3 muzana uye makuru-cap (growth) mashizha akadzoka 8.60 muzana gore negore. Saka, kana iwe ukabhadhara madhora gumi nemazana gumi nezviviri muzvikwereti muna 1990, pakupera kwegore ra2015, $ 10 000 yako yaizobhadhara madhora 94,694 kusiyana nemadhora 85,435 ekukosha kwezvikwata.
Nokugadzirisa mari yako yekutsvaga mari kune zvigadzirwa zvemari nemari, iwe uchakwanisa kubata mukana wekubatsira kubva pakuwedzera nekukanganisa zvikanganiso zvevamwe.
Dzivisa Hot Funds
Iko kukanganisa kukuru kwemari kuisa mari yepamusoro yegore rapera. Iwe unogona kuedzwa neavo "mari yepamusoro yekuita" mapepa, asi vatengesi vanopinda muzvinhu izvi zvinopisa zvakanyanya, vanowanzorasika.
Vanokunda mugore rimwe chete, vanowanzoguma sevanorasikirwa mumakore apfuura. Maererano naMark Hulbert mune imwe nyaya yema Market Market, chinhu chakanaka chaungaita ndeche "kugara pamaoko ako."
Zvisinei, iwe unogonawo kuwana mikana yekupfuma kuburikidza nekudzivirira kushanda-kutsvaga kukanganisa kwevatengesi uye sarudza maranho-kuenzanisa index index inowedzera mari. Mune chidzidzo cheVanguard chemakumi maviri nemakumi maviri nemaviri akachengetedzwa nemari muna 2001, 476 chete ndivo vakagadzirisa zvikwereti mumakore gumi nemashanu anotevera. Imwe nyanzvi inotaura kuti index index investing inobata kushingaira kwekutengesa mazano maitiro akawanda yenguva!
Tenga Apo Vamwe Vashandi Vanotengesa
Vatengesi vanoendeswa nekutya nemakaro . Mushure mekuderera kwemusika, varimi vakawanda vanotya uye vanoita chikanganiso chokutengesa. Iyoyo nzira inorasikirwa sezvo varimi vari kuvhara mukurasikirwa kwavo. Zvadaro, mushure mokunge mararamiro adzoka, vanhu avachete vanozouya kumashure pedyo nechepamusoro pepamusoro yemusika. Izvi zvinoshandura muvereji wekutsvaga wekutsvaga kwekutsvaga mari kwenguva inenge 3.79 muzana uye S & P 500 inowana kusvika pedo ne10.00 muzana.
Iwe unogona kushandisa mukana wekutya mari uye makaro pavanotengesa mushure mekutengesa madonhwe uye kutenga pedyo nemisika yepamisika. Nzira yekuve nayo pfuma kubva kunezvikanganiso izvi zvisingabatsiri muzvikwereti ndezvipi zviviri: Kutanga, sarudza urongwa hwekutsvaga uye unamatire nayo.
Zvadaro, apo misika iri mumharaunda, tora mimwe chikamu uye uchengetedze kune purogiramu munguva inotevera yekutengesa nzombe.
Kuti uwane rubatsiro kubva pamusika kusakosha uye kune vamwe vatadzi vemhosva, usaswededzwa nehupe. Dzivisa vanhu vazhinji-funga uye kutsvaka kudzoka. Kana iwe uchinge uchitenga mari, maziso akanaka anowedzera uye anobudirira.
Barbara A. Friedberg ndiye aimbova maneja wepodfolio uye murairidzi wekutsvaga yunivesiti. Tsanangudzo yake inowanikwa pane mamwe mawebsite akasiyana neRobo-Advisor Pros.com naBarbara Friedberg Personal Finance .