Nzira Yokuwana Nayo Nhoroondo yeChipidenti uye nei ichikosha
Kunyange zvakadaro, kushandura dzidziso yezvidzidzo muhutori hwekuchengetwa kwehupfumi kunogona kuva dambudziko. Vashandi vatsva vanowanzoda kuziva kuti vangave vakatsvaga pavanenge vachiongorora nhaurirano yekambani yemugove. (Sezvakashandiswa munyaya ino, izwi rokuti "nhoroondo yemugove" inongova shorthand yezvinyorwa zvezvakaitika zvezvikamu zvakabhadharwa nezvikwereti, kusanganisira muganhu wegoveri wega wega, zuva iro chikamu chekugoverwa chaibhadharwa, chiyero uye nguva yezvimwe zvikamu zvinowanikwa, nezvimwewo)
Kunyange zvazvo hurukuro iri kure kwazvo kupfuura imwe nyaya imwe chete inogona kuvhara, pane inowanzo zviratidzo zvina mumiganhu yeparadendende yekambani inofadza zvakanaka. Izvi zvinonyanya kuitika kana chikafu chiri chikamu chebhakiti yakasiyana-siyana yematokisi ane maitiro akafanana uye hazvina basa kana mutengesi kana muchengeti wezvemari kana kambani yekuchengetedza mararamiro inotevera chikamu chikuru chekugovera mazano kana sarudzo yekukura .
Zvakakosha kuti iwe unzwisise kuti sei nyaya imwe neimwe, uye kuti yakabatana sei, kana uchisarudza zvikamu zvipi zvaunoda kubata.
Izvi zviratidzo ndezvi:
Nhoroondo yekuparadzanisa iyo inosanganisira kuchengetedza kana kukura kugoverwa kuburikidza nekuwanda kwebhizimisi maitiro
Hazvisi zvisiri zvebato revatungamiri vekambani kuti vasarudze kuti bhizinesi rave rakabudirira zvokuti sarudzo itsva yekubhadhara chikwereti iripo, kuzivisa kugoverwa kune vagovana.
Chii chisina kujairika ikambani yakaratidza iyo inokwanisa kubhadhara chikamu chinopfuuridza, kana, zviri nani zvakadaro, kuwedzera chikamu chayo pagoga, pamusoro pemakore akawanda emabhizimisi.
Kana zvichange zvichingove zvishoma kubva pane yako yekupedzisira yezvematongerwo enyika, bhizinesi rezvebhizimisi ndiko kukwira nekuwa kwebasa rezvemupfumi rinoitika munguva yakareba. Mukunyora kwezvoupfumi, bhizinesi rezvebhizimisi rine zvikamu zvina:
- Kuwedzerwa: Nguva iyo iyo upfumi huri kukura sezvo kuda kunowedzera;
- Peak: Musoro wekuwedzera kwekukwanisa panguva iyo hupfumi hunotanga kubvumirana;
- Kusiyanisa: Kukura kunopera uye hupfumi hunooma; and
- Kupfurikidza: Pasi rekudzivirira kwepakisi panguva iyo hupfumi hunotanga kukura, zvakare.
Simba rakasimba rekuchengetedza kana kuwedzera muganhu wekuparadzanisa panguva dzekuderera kukura kwehupfumi kunowanzoonekwa sechiratidzo chekuti zvimwe, kana kumwe kubatanidzwa, kwemaitiro emabhizimisi anogadzirisa, shanduro yakasimba, mazano ekuchenjera, uye / kana kumwe kumwe kukwikwidza .
2. Nyaya yeDhadharo Inoratidza Kambani Yese Inokwanisa uye Inoda Kuwedzera Dhairiro paNhanho Inonzwisisika Mukudarika Muda weKuwedzera
Nguva nenguva, unogona kuona imwe nhengo inonzi inonzi "ine purogiramu inoparadzanisa".
Izvi zvinoreva kuti bhodhi revatungamiri nevatungamiri vakazvipira kuwedzera chikamu pane nguva dzose; kuti ndiyo inokosha uye imwe yavanotarisa nayo kubudirira kwavo. Ichokwadi, mitemo inopfuurira inoparadzanisa yakanaka chete chero bedzi iyo pakupedzisira inotungamirira kune kuwedzera kwevatengesi pfuma. Makambani ane mararamiro ekufambira mberi anoparadzaniswa akamanikidzwa kuderedza zvikamu zvavo munguva yakapfuura sezvo iyo, yoga, haisi chivimbo chekubudirira.
Iyo yakawanda yeumambo yebhuruu chip stocks inowira mune iyi. Ivo vanozivikanwa se "Dividend Aristocrats". Kuti iite kudemwa, kambani inofanirwa kunge yakawedzera chikamu chayo kwemakore makumi maviri namashanu kana kupfuura zvakapfurikidza pasina kukanganisa, pamwe nekusangana hukuru hwakasiyana nehuwandu hwezvinoda. Parizvino, kune makambani 51 chete anoshandisa korona. Zvinosanganisira mabhizimisi akadai saArcher-Daniels-Midland, Brown-Forman, Colgate-Palmolive, Clorox, The Coca-Cola Company, Hormel Foods, Kimberly-Clark, McCormick & Company, PepsiCo, Procter & Gamble, Sysco Corporation, Wal-Mart , Walgreens Boots Alliance, Emerson Electric, 3M, WW
Grainger, Abbott Laboratories, AbbVie, Becton, Dickinson & Company, Johnson & Johnson, Medtronic, Genuine Parts Company, Lowe's, McDonald's Corporation, Target, Aflac, Franklin Resources, S & P Global, T. Rowe Price, Air Products uye Chemicals, Sherwin- Williams, Chevron, ExxonMobil, Automatic Data Processing, uye AT & T.
Iwe unogona kunge wakacherechedza kuti dzimwe dzakawanda dzekambani idzi dzinoiswa mune dzimwe nzvimbo nemabhizimisi . Iyi inonyanya kuzivikanwa. Nenhoroondo yekuti, mari yakanakisisa yekutsvaga yakave yakanyanya kuiswa mumasumbu akakomba nzvimbo dzakasiyana dzehupfumi . Kunyange zvazvo pasina chivimbo ichi chicharamba chichienderera mberi, chave chakatendeka kwemazana emakore uye chinonzwisisika chakapiwa kuti mazhinji emabhizimisi aya anopa michina ine simba rekucherechedza zita, inoshandiswa, ine simba rekutengesa, inofanira kuzadzikiswa, uye inonakidzwa zvikuru mutengi kuvimbika. Semuenzaniso, kana chinwiwa chako chinokonzerwa neChate-Cola, kana iwe uchida kusvina mazino ako neCggate manyorero okurapa, haugone kuchinjira kumukwikwidzi kuchengetedza nickel kana dime.
3. Nhoroondo yeChirangaridzo Izvo Zvakanakira Zvakanyatsogadziriswa Nayo Zvipo Zvose Zvakataurwa uye Mari Inoshambadza
Mukupedzisira, iwe unoda zvikwereti zvisingagumi; zvikwereti zvinoramba zvichiyerera saka unogona kuzvishandisa kutenga mamwe mazvikwereti, kubhadhara zvikwereti zvako, kusimbisa mari yako, kupa zvipo, kana chimwe chinhu chipi zvacho chinokupa iwe. Kuti izvozvo zviitike, inofungidzira kuti zvikamu zvinokonzerwa nemari inofanira kubva kubva mumari uye kuwanikwa uye zviduku zvakakwana, maererano neaya mari inoyerera uye mari, kuti bhizinesi harisi nenzara yezvinodiwa zvekudzorera, zvichiita kukuvadza kumakwikwi pasi iyo nzira.
Nzira yakanakisisa yokunzwisisa iyi pfungwa ndeyekufananidza vaviri vanotarisana nevatengesi vehove. Tichavatumidza kuti Winston naCharles.
Winston anogara achidzoka mudura rake. Akangwarira kuti asambofa kutora zvinodarika makumi mana kubva muzana zvekushamba kwemari sechikamu. Panzvimbo pacho, anoisa uye anochengetedza nzvimbo dzakanaka dzekugara uye zviratidzo. Anovandudza mafungiro ake uye chiedza chemukati. Anopa maitiro akanaka ekuratidzira maitiro ekuratidzira ma donuts uye zvinhu zvakabikwa. Muranda wake anogara achichengetedza dzimba dzokugezera dzakachena. Charles, kune rumwe rutivi, anosarudza kushandisa sarudzo yake yakakodzera semari generator kuti awane mamwe masimba. Anotora inenge 90 kubva muzana yemari inoyerera ichibva kune chikamu, achigadzirisa izvo zvakakosha chaizvo. Makore ezasi mumugwagwa, matanda ake pasi akaiswa uye akapfeka. Makabati ake uye zviratidzo zvinoratidzirwa zvinoputika. Zvose zvinotarisa zvakasakara uye zvineta.
Hazvitori genius kuti aone izvozvo, kunyange zvazvo Charles angararama zviri nani kudarika Winston kwekanguva, zvinogona kuti Winston achazova nekuseka kuseka. Nokufamba kwenguva, chitoro chaWinston chinogona kukwezva zvakawanda, uye zviri nani, vatengi; kuti iite mari yakawanda kupfuura iyo ingadai yakadaro yakagadzirwa, tichifunga kuti misha yacho haisi kuwedzera kana hakuna chimwe chinhu chakasiyana chinofanira kutorwa chichifunga. Chikonzero: vatengi vakaita sekutenga munzvimbo dzakanaka. Zvechokwadi, zvingatokwanisika kuti Winston atore masendi mashomanana akawanda kune zvimwe zvibereko pane zvaangadai akangodhura, achikurumidza kubhadhara mari yake yekubhadhara.
Icho chikonzero ndechekuti zviri nyore kusina mari; kugadzirisa mari nguva dzose kubhadhara zvikwereti izvo pakupedzisira zvishoma nezvishoma sezvo bhizimusi rekuparadzwa rakaparadzwa. Pamwe pane humwe huri nani huri nani huri mumusika wekutengeswa kwemakore gumi apfuura kana maviri kupfuura Sears naK-Mart.
4. Nhoroondo yeChirangaridzo Inobhadharwa Kubva Kubasa, Kwete Kubatanidzwa Kwemari kana Kuwedzerwa Kwechikwereti Chenguva refu paBhanhanti Sheet
Iyi pfungwa yakabatana zvikuru neyokupedzisira asi inokosha zvakakwana inoda kunyorwa. Kune dzimwe nguva apo kambani isingakwanise kunyatsogadzirisa chikamu chayo kubva pamari yekuyerera kana kushanda uye, panzvimbo yekuita chinhu chinotarisirwa uye kuchera kana kusimisa chikamu, inoramba ichiita zvikwereti zvitsva kuburikidza nemari inobva kuzvinhu zvekutengesa kana kukwereta mari. Izvi zvinogona kuenderera kwenguva yakareba zvinoshamisa pane dzimwe makambani, kunyanya kana zvinhu zvichiita zvakanaka pane. Kunyange zvakadaro, pane imwe nguva, mutero wacho unouya uye migumisiro inogona kuva chero ipi zvayo inorwadza kusvika pakuipa kana zvichiitika. Iwe dzimwe nguva unoona izvi zvichiitika mumakambani ekutsvaga migodhi kana, zvichida muenzaniso wakanaka, mune zvezvemari pakati pebhuruu uye kusati kwadziviswa kusingadzivisiki apo "zvikwereti" zvakanyorwa zvisingabatsiri zvachose.
Ndapota zivai kuti hazvisi chinhu chakashata kuti chikwereti chekambani chirambe chichiwedzera pakugovana panguva imwechete chikamu chiri kukura. Zvechokwadi, kune mabhizimisi akawanda akabudirira, izvo zvichava zvakadaro. Kana iwe uine nguva, enda unoongorora nyaya yeWal-Mart yenyaya dzese yegore negore , achidzoka kumazuva aSam Walton pachigaro. Iwe uchaona kuti nhaurirano yenhoroondo haisi imwe chete yekukura nokukurumidza asi kuti mutoro wemitoro yakakura nokukurumidza, zvakare. Izvi zvaive nokuti Wal-Mart aibatsira zvikuru Sam Walton ainyanya kuzarura nzvimbo itsva nekukurumidza sezvaaigona, achiziva kuti mari yekubhadhara chikwereti yakanga yakasvibiswa nekudzoka kwezvemari kwakagadzirwa kana masuo emusangano akazaruka uye vatengesi vauya vachienda mumigwagwa .
Imwe nzira iyo iwe unokwanisa kuita kuti kuve nekusiyanisa uku kutarisa bhizimusi rekambani, kunyanya pachiyero chechikwata chevashandi vemari chikwereti kune chikwereti. Kana chikwereti-ku-kuenzanisa chikwereti ichiri chakanaka, kana kunyange zviri nani zvakadaro, kuwira, pasinei nezvikwereti zvikwereti uye zvikwereti zvichikwira, izvo zvinowanzova chiratidzo chakanaka nokuti zvinoreva kuti kambani iri kuwedzera mutevedzeri wayo wakakosha pamutengo wakaenzana, kana kuwedzerwa, kwero iyo inokwereta mari. Zvakakoshawo kutarisa kune zvakananga zvekuti chikwereti icho chekubhadhara mari sei nekuda kwekambani yehupfumi hwehupfumi, kunyanya kubva pakugadzirisa kutarisana kwehutano.
Kwatingawana Nhoroondo yeDhaini
Zvose izvi ruzivo rwakanaka asi hazviiti zvakanaka kana iwe usingazivi kuti unogona kupi kuwana nharo yemugovera wekambani. Heino nzvimbo shoma dzaungatarisa.
- Mushumo wegore negore weChishanu kana Fomu 10-K Kuzadza: Kunyange izvi zvingave zvisina kunyatsobudirira kana kudzidza nguva inopfuura makore gumi, zvinosanganisira kuenda zvakananga kune zvinyorwa. Mune zvinyorwa izvi, kunyanya bhuku rakanyora, rakadzidziswa gore negore, mutengi anowanzowana katatu, mashanu, kana gumi gumi muchidimbu mashoko pamusoro peparad-adjusted dividend per share rates.
- Kambani yeInvestor Relations Relations Website: Vakawanda, kana zvisingaiti zvose, makambani anotengeserana nepamusorosoro ehupamhi hwemazana ane nzvimbo yakatsaurirwa yeAvaInternet Relations. Kunyanya mumamiriro ezvinhu apo kambani yevatungamiri vehurumende nevatungamiri vanozvikudza pamusoro pezvakanyorwa, hazvisi zvisiri zvitsva kuwana peji yakatsaurirwa peji yemugovera iyo inosanganisira kuputsika kwechikwata chesaiti chinodzokera kumashure makumi emakore. Imwe mufananidzo: panguva yandakanyora nyaya ino, The Coca-Cola Company yakaita ruzivo rwekugoverana ruwanika paIndaneti kubva muna 1970.
- Sangano rekutsvaga mari yekuita mari: Apa ndipo pane basa rekubhadhara rakafanana neThe Value Line Investment Survey rinovhenekera. Iwe unogona kukwevera misodzi pabhizimisi munyaya yemasekondi. Rimwe nerimwe remisodzi rinosanganisira nhepfenyuro yakajeka-kunzwisisana, yakatsanurana inoshandiswa pamiganhu inopinda makore anopfuura 15 kune 1,800 + mashizha. Misodzi yacho inosanganisirawo mamwe mashoko anobatsira akadai semugove wekugoverwa kwekugoverwa apo iyo inotengeswa kwegore. Kunze kweUnited Line, vashandi vezvikoro, sevaya vari kushanda nekambani yekuchengetedza mararamiro , vanogonawo kuwana ruzivo rwezvinhu zvinodhura uye zvakadhura zvinoshandiswa kune vashandi, seGermomberg terminal , FactSet, S & P Capital IQ, kana mamwe magwaro eDynamstar.
- A Free Online Portal kana Financial Data Aggregator: Kune nzvimbo dzakawanda dzepaIndaneti dzisingabhadhari dzinopa marati nematafura emugove wenhoroondo yemugove. Iyo yakareba nhoroondo yemugove inowanika inowanzobva panzvimbo yekuenda kune imwe nzvimbo. Pakati pezvakanaka zvakasara Yahoo! Nhepfenyuro yemari yakaparadzanisa nhoroondo yekutora Dzimwe nguva, iyi dhenda inodzokera shure kupfuura iyo nhoroondo yemugove inoratidzirwa pawebsite yekambani. Somuenzaniso, yeuka kuti pepanhau reA Coca-Cola rakagadziriswa remugove wepaInvestor Relations site rakadzokera muna 1970. Kana iwe ukakwira chiratidzo cheK Coca-Cola, KO, mu Yahoo! Zvemari uye ukumbirire chikamu chekugoverwa kwezvakaitika pamutengo wega wega, uchaona kuti ine rekodhi yaVaCleke yakadzokera muna 1962.
Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kushivirira kune ngozi, kana mamiriro emari yemumwe mutengesi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.