Equity Capital
Zvimwe zvisingazivikanwi se " net worth " kana " kukosha kwebhuku ", chiyero ichi chinomiririra zvinhu zvisingabhadhari.
Kune dzimwe mabhizimisi anobhadharwa zvachose nemari yakaenzana, iyo mari inotengeswa neavo vagovana kana vatenzi mukambani isina zvikwereti zvemhosva . Kunyange zvazvo iyo inofanirwa kuita mari kune mamwe mabhizinesi nokuti haafaniri kuripa zvakare, inogona kunge inodhura zvikuru. Mukuwedzera, zvinogona kuwedzera huwandu hwemabasa ekuraira mabhizinesi avo kana vakabhadharwa mari iyi nenzira. Microsoft ndiyo muenzaniso wekushanda kwakadaro nokuti inogadzira zvikwereti zvakajeka zvakakwana kuti zvirevire chiyero chakakwana chekugovana kwemari.
Chikwereti Capital
Iri rudzi rwemari inopindirwa mune bhizinesi nekunzwisisa kuti inofanirwa kubhadharwa zvakare musi wakatarwa. Panguva ino, muridzi weguta guru (kazhinji bhabheni, bondholders, kana munhu akapfuma), anobvuma kugamuchira kufarira mukutsinhanisa iwe uchishandisa mari yavo. Funga nezvekubhadhara mutengo semari ye "kubhadhara" guta guru kuti uwedzere bhizinesi rako; iyo inowanzozivikanwa semari yemari.
Kune vechidiki vakawanda mabhizinesi, chikwereti chinogona kuva nzira iri nyore yekuwedzera nekuti iri nyore nyore kusvika uye inonzwisiswa nehuwandu hwemushandi weAmerica nokuda kwekupararira pamba pamba uye kumagariro evanhu vemaganho. Pfuma yevadzidzisi ipo mutsauko pakati pekudzoka kune mari uye mari yekubhadhara; somuenzaniso, kana ukwereta $ 100,000 uye uchibhadhara chikamu che10% uchiri kuwana 15% pashure pemitero, purogiramu ye5%, kana $ 5,000, ingadai isina kuvapo pasina chikwereti chikuru chinopindirwa mubhizinesi.
Specialty Capital
Iyi ndiyo mitemo yegoridhe , uye chimwe chinhu chaungaita zvakanaka kuti uwane. Kune zvikamu zvishomanana zvemari iyo inenge isina mari yezvemari uye inogona kutora miganhu yekukura. Zvinosanganisira zvinhu zvakadai sokusava nemari kushandiswa kwemari (mutengesi mari), inshuwaridho inotenderera, nezvimwewo Rega ndikutsanangurire.
- Mari Yisina Kuchinja Kuchinja (Vendor Financing)
Fungidzira uri nechitoro chezvitoro. Kuti uwedzere bhizinesi rako, unoda $ 1 mamiriyoni muhomwe kuti uzarure nzvimbo itsva. Nyaya yeguta guru ichashandiswa pakutenga kana kubhadhara iyo pfuma, mazviratidziro emakiti, mabhadhareji emari uye zvishandiso, kutenga mhando yekushandisa mashefu enyu, nekubhadhara vashandi vatsva. Iwe wakamirira uye unotarisira kuti rimwe zuva vatengi vanopinda uye vanokubhadhara iwe. Munguva iyi, iwe une nheyo (chero chikwereti kana kuenzaniswa kwemari) yakasungirirwa mune bhizinesi nenzira yekuverenga. Zvino, fungidzira kana iwe ukwanisa kutenga vatengi vako kukubhadhara iwe usati waifanira kubhadhara zvinhu zvako zvekutengesa. Izvi zvinogona kukubvumira kuti utakure zvinhu zvakawanda kune zvakakosha iwe sarudzo yako . AutoZone muenzaniso wakanaka; iyo yakaita kuti vatengesi vayo vaise zvigadzirwa zvavo pamakashalo ayo uye kuchengetedza hutano kusvikira panguva iyo mutengi anofamba achienda mberi kweimwe yezvokuchengetedza zveAustZone uye anopa mari yacho. Panguva iyoyo chaiyo yechipiri, mutengesi anoitengesa kuAutoZone iyo inotengesa iyo kumutengi. Izvi zvinovabvumira kukura zvakanyanya nokukurumidza uye kudzorera mari yakawanda kune vadzidzisi vebhizimisi nenzira yezvokugovana zvekugovana ( mari inowanikwa mari inogonawo kuva inosarudzo) nokuti haafaniri kusunga mazana emamiriyoni emadhora pakugadzira. Panguva ino, mari yakawedzerwa mubhizinesi sechikonzero chemashoko anonyanya kutengesa uye / kana kutora vatengi vako kukubhadhara iwe nokukurumidza inokubvumira kuti uwane mari yakawanda kupfuura iwe unenge uine chikwereti kana chikwereti chaunobvumidza. Kazhinji, mutengesi mari inogona kuyerwa muchikamu nekutsvaga muzana wezvinyorwa kumabhengi anokweretwa (yakakwirira yeperesenti, iri nani), uye kuongorora kushandiswa kwemari kushandiswa; mazuva akawanda "zvisina kunaka", zviri nani. Dell Computer yakakurumbira nokuda kwayo inenge mairi maviri kana matatu vhiki isina kunaka kushanduka kwemari yakaita kuti ikwanise kukura kubva mukirasi yedhotera dorm kusvika kune imwe kambani yekombiyuta munyika yose ine zvishoma kana pasina chikwereti muzasi kwechizvarwa chimwe chete. Sam Walton akavaka Wal-Mart pamutemo uyu uye tarisa paakawana iye - mhuri yeWalton inokosha kupfuura $ 100 mabhiriyoni!
- Float
Makambani eInishuwarenzi anounganidza mari uye anogona kuunza mari kuburikidza nekubhadhara mari yacho vasati vavabhadhara kune avo vanochengeta policy apo motokari inoparadzwa, kana imba inoparadzwa nechamupupuri, kana kuti bhizimusi riine mafashamo riri munzvimbo yakanaka kwazvo. Sezvo Buffett achizvitsanangura, kufambisa mari iyo kambani inobata asi haina. Iine zvikomborero zvose zvekwereti asi hapana zvekukanganisa; iyo inonyanya kukoshesa ndeyekuti mari inoshandiswa - iyo, mari yakawanda sei inodhura vatenzi vebhizimisi kuti vaite float. Muzviitiko zvakasiyana, mari inogona kunge isina kunaka; izvo zvinoreva kuti iwe uri kubhadhara kuisa mari yevamwe vanhu pamwe chete iwe unowana kuchengetedza mari kubva muzvikwereti. Mamwe mabhizimusi anogona kukudziridza mafomu ekufambisa asi anogona kunge akaoma zvikuru.
Sweat Equity
Iko kunewo maitiro emudzimai anozivikanwa sehutu hwekutsvaira, iyo iyo apo muridzi webasa bootstraps nekuisa mumaawa akawanda nemazinga akaderera ekubhadhara paawa.
Izvi zvinokonzerwa nekushaikwa kwemari yakakosha kubhadhara vashandi vakakwana kuti vaite basa racho zvakanaka uye vanoita kuti vashande basa remaawa makumi mana. Kunyange zvazvo inonyanya kusingaoneki uye haina kuverenga semari yemari, inogona kufungidzirwa sekuti mari yebhadhadzi yakachengetedzwa yakaguma nekuda kwemaawa akawanda akashandiswa nevaridzi. Tariro ndeyokuti bhizinesi richakura nokukurumidza kukwanisa kumubhadhara muridzi wekodha-kubhadhara, nguva yakareba ye sweat kuenzanisa iye kana akapinza mubhizimisi.