- Stocks
- Bonds
- Mutual Funds
- Musha
Tichazotaurawo nezvemashoko mashomanana akakodzera, akadai semasangano epamutemo - makambani ane chikwereti chakakosha uye kushamwaridzana kwakanyanya - kuburikidza nevashambadziri vanotora kuisa zvikwereti kune zvinhu zvakadai sehedge funds uye mari yehutano yega.
Nhamba uye Bonds
Pasina mubvunzo, kuva nematokisi kwaive ndiyo nzira yakanakisisa yepamusoro pakuvaka upfumi. Uye kwemakore anopfuura zana, kuisa mari muzvisungo zvakatorwa seimwe nzira dzakachengeteka dzekuita mari. Asi mari iyi inoshanda sei?
Nzira dzakanaka dzakanaka: dzinhengo dzehuyo mune imwe kambani. Paunenge uine chikamu cheApple, somuenzaniso, iwe une chikamu chiduku chekambani iyoyo. Nhamba dzemabhosi dzinofambidzana nehupfumi hwekambani, uyewo nehupfumi huwandu.
Paunotenga bhandi, zvakadaro, iwe uri kukweretesa mari kune kambani kana musangano iyo yakabudisa iyo. Muchiitiko chechibvumirano chechikoro, somuenzaniso, uri kukwereta mari kuchikoro chekuchikoro kuvakira chikoro chesekondari kana kuvandudza mamiriro ekudzidzira.
Kutenga chibvumirano chinobudiswa nekambani kunoreva uri kukweretesa mari kune iyo kambani, iyo ingashandisa kukura bhizinesi.
Kuisa mu Mutual Funds
Imwe yenzira dzakakurumbira kuva nematokari uye / kana zvisungo ndeyedzimwe mari. Kutaura zvazviri, vanhu vazhinji vanoverengeka vashoma kuti vave nemari yavo pane ivo vanogovera mapoka emakambani kuburikidza nemari inobatanidzwa mumakore avo 401 (k) kana Roth IRA.
Mari inowirirana inopa zvikomborero zvizhinji kuvarimi, kunyanya kune vatangiri vese vari kungoziva kutengesa zvidzidzo. Izvo zvakanaka chaizvo zviri nyore kunzwisisa uye zvinokubvumira kuti uyanise mararamiro ako kune mamwe makambani. Kunyange zvakadaro, mari inobatanidzawo ine zvipingamupinyi zvishomanana zvakakosha: vanobhadhara mari, vanogona kudyira muhuwandu hwemari yako, uye vanogona kusimbisa mutero wako wekutero, kunyange mugore rausina kutengesa zvikamu.
Real Estate Investments
Nyika izere nevanhu vanogutsikana kuti pfuma ndiyo inongova ndiyo inotora mari. Pasinei nokuti iwe unyoresa kuhuzivi ihwohwo kana kwete, kune dzimwe nzira dzakawanda kudarika dzimwe nguva yekuwedzera zvivako kuhofisi yako.
Hongu, iwe unogona kutenga imba yako pachako, kana zvivako zvekurenda. Asi iwe unogonawo kutenga kuchengetedzwa kunonzi real estate investment trust (REIT), iyo inobatanidza zvikwereti zvematokari pamwe nenzvimbo chaiyo yevhu, mabhizimisi, zvivako zvemba, kana zvimwe chero zvimwe zvaunogona kufungidzira.
Kuisa Zvivako uye Zvikamu
Paunenge uchifamba kunze kwezvikwata, zvisungo, mutengo wemari, uye dzimba, unosangana nemhando dzakasiyana dzezvikwata zvekutsvaga . Semuenzaniso, mamiriyoni evanhu haazombovi nemugove wechitoro kana bhandi. Pane kudaro, vanoisa mari yavo mubhizinesi remhuri, yakadai seresitorendi, chitoro chezvitengesi, kana kuti nzvimbo yekurenda.
Hungu, idzi idzi mabhizinesi, asi iwewo unofanira kuzviona zvikwereti, uye uzvichengete zvakakodzera.
Vashandi vanowedzera ruzivo vangangodaro vaizoita mari yekuchengetedzwa kwemari kana mari yega yega yehutano pane imwe nguva muhupenyu hwavo, asi vamwe vachatenga zvikamu zvekutengeserana pamasangano mashoma kuburikidza nevatengi vavo. Iyi mitemo yepamutemo inogona kuva nemutero mukuru kune iwe, uye zvinokosha iwe unonzwisisa kuti kuisa mari kuburikidza navo kunogona kubatsira sei, uye kunogona kukuvadza pocketbook yako.
Kuisa mari mumutoro wakaipa
Ndizvo zvakaita nyika iyo dzimwe nguva zvinhu zvakaipa zvinoitika . Kana zvikaitika kumari yako kana mari yako, haufaniri kutya . Dzimwe nguva, iwe unoda kutora usati waita mari zvakare, uye kubata kusvikira hupfumi huri kupera ndiyo chirongwa chakanakisisa.