Rinofanira Kugadziriswa
nzira yakanakisisa ndeyokubhadhara chikwereti chako, asi zviri nyore kutaura pane kuzviita. Kana iwe waive nemari, iwe ungadai usina kuwana chikwereti pakutanga. Kana iwe uchingopinda mune imwe mari uye uri kukwanisa kubhadhara, taura nemutengi wako uye ukumbire mazano ekubhadhara. Usashamisika kana zvakaoma. Vazhinji vanokweretesa vanofarira kugamuchira kubhadhara kwako, asi vamwe vanokweretesa chikwereti vanodhonza tsoka dzavo uye vanosarudza kuti murambe muchibhadhara chido.
Shandura kunze kweGari
kana iwe usina mari, unogona kutengesa motokari kuti uwane mari. Kutengesa kwakaoma kana iwe usina zita rakachena , asi rinogona kuitwa uye rinoitika nguva dzose. Kuderera kune imwe yakaderera (asi yakachengeteka) motokari inogona kukuchengetedza mazana kana zviuru muzvibereko uye mari, uye kusununguka mari inoyerera mwedzi mumwe nomumwe.
Refinance kana Simbisa
imwe nzira yekubvisa chikwereti chako chekwereti ndechokuti uchitsiva icho nechikwereti chakasiyana . Izvi hazvigadziri dambudziko guru (kuti iwe uri pfupi pamari), asi rinogona kumisa kubuda ropa.
Chikwereti chakatarwa chikwereti kubva kubhangi, credit union , kana mutengesi wekutengesa inowanzove isina mari shoma kudarika kubhadhara chikwereti chako chechipiri pamwedzi mushure memwedzi. Kunyange cheki inoshandiswa kubva kune yako kadhi rechikwereti inogona kuderedza mari yako (chero bedzi iwe uchiziva iwe ucharipa iyo isati yatanga kukurudzirwa), pamwe iwe unogona kuwana musoro wako zvakare.
Kana uri kuwana dambudziko kuwana chikwereti chinotora chikwereti, shanyira mabhenji maduku uye zvikwereti zvemari, apo iwe une mukana wakanaka wekubvuma. Online peer-to-peer chikwereti zvakakoshawo kutarisa. Kana zvimwe zvose zvisingakwanisi, mumwe munhu ari pedyo newe angave achida kubatidzira uye kukubatsira kuti uwane mvumo - ivai nechokwadi kuti vanoda uye vanogona kutora ngozi iyo.
Negotiate
Mari yako yako iripo ingave yakagadzirira kushanda newe, saka zvakakoshawo kuedza kutaurirana. Ipai izvo zvamunokwanisa kubhadhara uye muone kana iyo chikwereti ichibvuma. Kunyanya kana mari yako yekushambadzira isingakwanisi kudzora, wako anokweretesa angasarudza kuwana chimwe chinhu kubva kwauri usati wasvika zvachose. Kunyange kana zvinhu zvisingakoshi, unogona kuwana kuti chikwereti chako chine zvingasarudzwa, zvakadai sokuderera kwechikwereti kana zvimwe zvinogadzirisa zvinogona kuderedza mari yako.
Kana chikwereti chako chichibvumirana kutora zvishoma pane iwe unokwereta, chikwereti chako chinotambura (iwe wakagadzirisa zvishoma kudarika yakatenderwa kare). Iwe uchava nechezasi chikoro chikoro kwemakore anoverengeka, uye kukwereta kuchava kwakaoma uye kunodhura kwauri panguva iyoyo.
Zvisizvo
Imwe nzira ndeyokurega kurega kubhadhara - asi izvi hazvizi nzira yako yakanakisisa. Kukanganiswa kwechikwereti kuchakuvadza chikwereti chako, uye wako anokweretesa achazopedzisira adzorera motokari (saka iwe uchava nemari yakaipa, pasina motokari, uye zvimwe uchari nemari).
Kupa kupa nokuzvidira motokari yako inogona kuvandudza mamiriro acho zvishoma, asi iwe uchiri kuona zvikwereti zvishoma zvemari. Pachiedza chakajeka, iwe uchaitwa nehomwe yemwedzi-uye izvozvo zvinogona kukwana kukuisa munzira iri nani.
Kudhinda Bankruptcy
Dhiyabhorosi anogara ari munyaya dzose, saka taura neyemhosva yepamunharaunda uye kurukura nezvemamiriro ako ega - pane zvingave zvakakosha mashoko asina kutaurwa munyaya ino. Muzviitiko zvizhinji, kubhadhara kunopa zvishoma kubatsirwa kubva pamitengo yemari yepamusoro. Inogona kukubatsira kuti urege kudzivirirwa iwe pachako nekushayikwa kwekutonga , asi motokari inoramba ichishanda sechisimbiso chechikwereti uye inogona kutorwa kana iwe ukakundikana kuripa.
Kudzivisa Kwereti Chekwereti
Bhuku rako rakanakisa ndekudzivirira zvikwereti zvekwereti pakutanga. Kana uchinge uine izvi kumashure kwako, zviwanire pane zvakasimba mari yezvemari yekusangana kwemari inotevera.
Gadzira mari yekuchengetedza kwekukurumidzira kwemwedzi mitanhatu kusvika kumitanhatu (kana zvichida zvimwe), uye uvandudze chikwereti chako kuitira kuti iwe uwane dzimwe sarudzo apo unoda kukwereta.
Vashandi veMasoja
Hondo yeHurumende yeMotokari inopa humwe hudziviriro kune nhengo dzebasa nevamwe vanovimba. Verenga zvakawanda pamusoro pekudzivirirwa ikoko, kana kuti shanyira Masoja OneSource kuti utaure nenyanzvi yemari.