Hazvisi Zvizhinji Zvingasarudza, Hapana Zvimwe Zvakanaka
Nemhaka yakaipa chikwereti, zvakakosha kunzwisisa kuti zvisarudzo zvako zvisingakwanisi; pane mhinduro dzakanaka , asi panogona kugadziriswa. Kana iwe unonyatsoda mari, iwe uchangofanira kusarudza sarudzo iyo ichave yakanyanya nyore kuenderera kubva pane imwe nguva iwe wakadzokera kumakumbo ako.
Ona kana iwe unogona kudzivisa kushandisa zvikwereti zvisina kuchengetedzeka zvachose. Vanowanzova nehurukuro yepamusoro yezvibereko (hapana chinhu chebhangi chakutengesa) uye ivo zvakaoma kukodzera. Cherechedza kana iwe usina kana dambudziko - kunyange kana risina kukodzera mumba - izvo zvichabatsira kukurudzira vatengi kupa mamwe mari.
Vanhu vanowanzoshamiswa kunzwa kuti vanogona kushandisa motokari sechisimbiso. Kana iwe wakabhadhara chikamu chakanaka chemari yako yemari , zvinogona kukweretwa uchishandisa chikwereti chemusoro wemotokari (edza kubhadhara kubva kubhangi rako kana chikwereti kubatanidzwa pane nzvimbo yekuchengetedza chikwereti chemuzinda).
Izvo zvikwereti hazvina kukwana, asi dzimwe nguva zviri nani pane kubhadhara chikwereti uye zvikwata zvepawn.
Ingoyeuka mupfungwa kuti iwe unogona kurasikirwa nemotokari yako kana iwe ukakundikana kubhadhara chikwereti. Izvozvo zvinogona kukuchengetedza kuti urege kudzokera shure uye kuenda kunoshanda nekuwana mari, uye iwe unowana mari chaizvo iwe unoda kubhadhara chikwereti.
Zvimwe zvinhu zvaunazvo zvinogona kuitawo mano. Dana mabhanki mashomanana uye zvikwereti zvezvikwereti , uye ona zvavanogona kukuitira (uye zvinokonzerwa neizvi kana iwe ukarasikirwa nemari) usati waenda nechikwereti chisina kuchengeteka.
Achishandisa Co-Signer
Kana iwe uchizobvumirwa kuti uwane chikwereti chisina kuchengetedzwa, asi iwe une chikwereti chakaipa, zvichida kungoitika chete nekubatsirwa kwekasaina. Munhu iyeye anoshanda kune chikwereti newe, achivimbisa kubhadhara chikwereti kana ukakundikana kuzviita. Wako-mubiti wekunyora anofanira kuva nekodzero yakanaka uye mari yakakwana yekubhadhara chikwereti.
Kunyange zvazvo zvingaita sokuti zvinonakidza kushandisa mushandi wemagetsi, ramba uchifunga mupfungwa wako ari kutora dambudziko guru. Havangakwanisi kukweretesa zvakanyanya ivo pachavo mushure mekunge vabatana-ivo (nokuti ivo vane 100% vane mhosva yekukweretesa kwako, kunyange iwe ndiwe uri kuronga kuripa iyo).
Kana vachida kutenga imba, zvinogona kunge zvisingaiti kusvikira chikwereti chako chabhadharwa. Wako-signer is on hook iyo chero chii chichiitika uye iwe haugone kubhadhara chikwereti chako. Kana usiri kushanda kana kukuvadzwa (kana kuipa), vateresi vachaenda mushure mekubatanidza mukana wekubhadhara chikwereti. Kana mubati wemubatanidzwa asingakwanisi kubhadhara chikwereti chako, chikwereti chake chichatambura.
Mari Dzisingaverengeki Kune Vakwereta Vanokuvadza Zvakaipa
Kana iwe uchida kubhadhara mari, kune zvishoma zvingasarudzwa; vamwe vanokweretesa vanogadzirira kupa zvikwereti zvisina kuchengetedzwa kune vakaipa chikwereti chikwereti.
Izvi zvinofanira kunge zvakanyanya kuipa-zviitiko-zvingaitika nekuti iwe unogona kukurumidza kupinda mumatambudziko nemari iyi. Mune zvimwe zviitiko, iwe uchapedza zvakawanda pamusoro pemari uye chido kune iwe wakambotora chikwereti.
"Kubhadhara chikwereti" kwakajairika apo vatengi vane chikwereti chakashata nokuti vanokwereta vanoda chaizvo kutenga chikwereti uye vadzoswa nevashambadzi vazhinji. Yeuka kuti hausi munzvimbo ye simba kana uchishanda nevakaipa chikwereti chikwereti. Vane zvakawanda zvokuwana kubva pane chero kutengesa kupfuura iwe - saka chenjerera. Shingai chete nevakweretwa vane mbiri, uye rambai makatarira kune zvipo izvo zvakakosha kuti zvive zvechokwadi.
Icho chikonzero chakanaka chekuita chokwadi chekuti chero kukwereta kwaunoita kunobatsira kuvandudza chikwereti chako. Iwe unogona kunge uine chikwereti chakaipa nhasi, asi chinogona kuva nani . Tsvaga kana chikwereti chako chichataurwa kune makambani makuru ekubhengi chikwereti.
Kana zvisina kudaro, hazvizokubatsiri kuvaka keroti, uye iwe uchange uri muchikepe chimwechete nguva inotevera apo iwe uchida kukwereta mari.
Unowana sei chikwereti chakanaka kana une chikwereti chakaipa ? Tanga nekutsvaga vakweretesi vakakodzera vakaita semabhengi emunharaunda uye zvikwereti zvekwereti, uyewo mawebhusayithi makuru anozivikanwa anokutaurira kune vateresi. Kana iwe uine mhanho, kubhadhara mari yekubhadhara zvikwereti uye mabhija pawn nguva dzose zvinogona, asi ivo kazhinji vakaipa.