Idzi Huru dzeScwab Mari dzeHurumende dzakakwirira, dzakasvibiswa, uye dzine zvishoma
Mari yemuviri haisi mubvunzo kuti ndiyo yakanakisisa yekutsvaga mari kune vakawanda vekutanga vatengesi asi mari zhinji ine zvishoma zvishoma yekutsvaga mari inosvika $ 3,000 kana kupfuura. Nokudaro kutanga vatengesi vanowanzofanira kuponesa mazana kana zviuru zvemadhora kuti vatange kuisa mari mune mutual funds .
Izvi zvinodhura zvinokonzera chimwe chezvakanakisa zvikuru zvekutsvaga mari - kutanga kutanga.
Asi kune makambani emakambani emari anopa mari pamwe chete nehuwandu hwepashoma huwandu hwekutsvaga mari. Zvisinei, hapachina zvakawanda zvezvitoro zvezvitoro zvinenge zvakaderera zvishoma uye nehupamhi hwepamusoro pasina mari-mutoro wezviiti -iwe-iwe pachako.
Kunyange zvazvo Vanguard Investments neZvimbiso dzeZvimbiso dzakatendeka dzakapa mamwe emhando dzakanakisa dzisina mero pamusika, mari yavo shoma yekutanga yehuwandu yemari yavo iri $ 3,000 uye $ 2,000, maererano. Havasi vatsva vakawanda vanotya zvakakwana kuti vave ne $ 2 000 kana kupfuura kuti vatange kuisa mari.
Asi imwechete iyo inoshandiswa inoshandiswa kwekodzero yekubhadhara imari ine sarudzo yakawanda yekutengeserana kwemari yekutanga vatengesi ndiCharles Schwab . Kunyangwe zviri nani, vane huwandu hwehupamhi hwepamusoro, pasina-mutero mari ine zvishoma zvishoma kutenga kutenga mazana $ 100 kana pasi!
Best No-Load Funds Kuti Uwane Kutanga Nekuda $ 100 chete
- Schwab Balanced Fund (SWOBX) : Mari yakaenzana inogona kuva nzira yakakodzera yevatangi vematangi kutanga kuisa mari nokuti iri mhando yakasiyana-siyana (yeyero) yematokisi, zvisungo uye mari. Mumashoko akasiyana, mari yakaenzana inogona kuva chikwereti chakakwana mukati mavo! IC Schwab Balanced Fund ine inoshandiswa inosvika 60% yematokari, 35% zvisungo uye 5% mari. Izvi zvinokonzera kuenzanisa kunonzwisisika (midzi-ingozi) iyo yakakodzera kune vashandi vakawanda. SWOBX inowanzoita mutambo wepamusoro-yepamusoro uye inotanga kushandiswa kwema $ 100 chete.
- Schwab S & P 500 Index (SWPPX) : Zvakaoma kukanganisa nehomwe yehomwe yekodhi ine chikamu chakatengwa chekutanga kutenga mari ye $ 100 uye chiyero chepasi chekushandisa mari ye 0.09% chete, iyo inokwikwidza iyo yeVanguard mari. Pa100% mashizha, vatengesi vachada kukwanisa kuchengetedza panguva yemisika dzisingabvumirwi nemisika , apo mutengo wematengo unogona kuderera ne20% kana kupfuura mumaawa mashomanana chete. Zvisinei, nguva yakareba (inopfuura 10-year) inodzoka mune zvekutsvaga index index ndeyomumwe mukukwikwidza kwevose mutual fund types.
- Schwab International Core Equity (SICNX) : Kana iwe uchida kuwedzera chikwereti chako kuti uise mashomanana kunze kwenyika, iri mari iri pakati pezvakanakisa zvemari isina mutoro uye zvishoma nezvishoma kutenga ma $ 100. SICNX inotengesa muhomwe huru-mashizha (makambani makuru) ari kunze kweUnited States. Nguva yakareba yekushanda kwepamusoro yakaenzana neyekumwe imwe yemari yakawanda yenyika dzakawanda.
Vashandi vanofanira kuona kuti mamwe makambani ekubhadhara mari anobhadhara mari shoma shoma, iyo inosvika $ 100 kana yakaderera, apo muzvikwereti anogadzira Revidence Retirement Account (IRA) uye anogadzira hurongwa hwekugadzirisa hutsva hunotora zvishoma $ 100 pamwedzi kubva mubhangi nhoroondo yekuisa muIRA.
Iye zvino buda uende uchitenga mari ne $ 100 chete!
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.