I 7 Best Technology Mutual Funds kuTenga

Got Tech Funds? Pano Ndiyo Mari Yakanakisisa Inowanikwa MuInjereji

Kuisa mari mune zvekombiyuta mutendi mari inogona kuva nzira yakanakisisa yekupinza mune izvo zvingave zvakanakisisa kukura kwenguva refu kutengesa kwezana remakore.

Iwe haufaniri kufunga zvakanyanya kana kuti kwenguva yakareba kuti uone simba guru rekutyaira shure kweUS and world economy-technology. Uye iyo nzira yakanakisisa yokupinda muzvikwereti zvekugadzira ndeyechokwadi pamwe chete nemari inoshandiswa kuisa pfungwa dzavo mune izvi.

Teknolojia Mutual Funds: Nzira Yakanakisisa Yokutsvaga muTech Sector

Imwe chikamu chemari ndeye mari yekutengeserana kana mari yechishandisirwo-yekutengeserana (ETF kwenguva pfupi) iyo inotengesa kunyanya mune imwe mabhizimusi emabhizimisi.

Chero huwandu hwemagariro aunowana huchawanzobatanidza teknolojia, mari, mutengi, mutengo wezvokushandisa, zvishandiso, simba, zvisikwa zvepanyama, utano hwehutano, zvivako zvekumba, nemidziyo inokosha.

Inyanzvi yekombiyuta inhengo yezvikwata zvine mabhizimisi ekugadzirwa kwekambani, zvakadai sevashambadziri vanobudisa kombiyuta hardware, kombiyuta software kana zvemagetsi uye makambani ekugadzirwa kwemakambani emakambani, zvakadai seaya anopa teknolojia yezvekodzero uye bhizinesi rekugadzirisa data. Mimwe mienzaniso yekambaniki yekambaniki inosanganisira Apple (AAPL), Microsoft (MSFT), Google (GOOG, GOOGL) uye Facebook (FB).

Zvichida kubatsirwa kukuru kwekutenga tekemikari mutual funds ndeyekuti vatengesi vanokwanisa kuwana nekuwanika kune vakawanda kana mazana emichina yekugadzirwa kwekombiyuta mune rimwe rehomwe. Rimwe ruzivo, sezvakangoitika kune mamwe mari pamwe chete neEFs, ndeyekuti mutengesi haafaniri kupedza nguva achitsvakurudza uye kuongorora humwe hupfumi.

Pane kudaro, vanogona kutenga mari yakaderera yemari yekodzero kana mari yepamusoro inogadziriswa inogadzirisa kubata kwayo mune dzinoverengeka zvekorosikiti.

Best Technology Mutual Funds

Kuti kuderedza nguva yako yekuongorora uye nguva yekutsvakurudza zvakatowedzera, tinoisa pamwe urongwa hwemhando dzakanakisisa dzemashandisirwo emari pamusika nhasi.

Kuti tisvike pakurongwa kwedu kwekupedzisira kwekombiyuta yemari, ndakabvisa mari iyo inotakura mitoro uye iyo ine mari yakaenzana yokubhadhara . Ndakatarisa kune dzimwe nzira dzinokosha, dzakadai sedare rekushanda kwenguva refu uye mumiririri wepamusoro (nokuda kwemari yakachengetedzwa zvakasimba).

Saka, pasina humwe hutungamiri, uye mune imwe nzira yakatarwa, heyi ndiyo inomwe yepamusoro-soro mutual funds yekutenga:

1. Fidelity Select Technology (FSPTX): Kufunga nezvezvinhu zvose zvinonyanya kukosha pakusarudza yepamusoro-soro mari, FSPTX inogona kuva yakanakisisa mutual fund kutenga, kunyanya kana uri kutsvaga mari yakachengetedzwa. Kuitwa kwezvikamu zvose zvakanyanya nguva yekuongorora-1-, 3-, 5- uye gumi-kudzoka-nzvimbo FSPTX zvikuru pamberi pevheji yezvikwata muboka rekombiyuta mari yezvemari. Mutungamiri, Charlie Chai, ave ari mubatsiri weFSPTX kubva munaJanuary 2007. Ipapoti yacho inonyanya kushandisa mazita makuru-teknolojia mazita seAAPL, FB, uye GOOG. Mari inoshandiswa inonzwisisika pa 0.77 muzana, kana kuti $ 77 ye $ 10 000 inoshandiswa mari, uye zvishoma zvishoma kutanga kwekutsvaga $ 2 500.
2. T. Rowe Price Global Technology (PRGTX): Kana uri kutsvaga mhando dzakasiyana-siyana dzekombiyuta yehurumende inobhadhara muzvigadzirwa zvemagetsi pasi rose, PRGTX isarudzo yakakosha. Kuita kwave kwakapfuura zvakadzama zvikwereti zvikuru, kunyanya kwenguva dzinokosha zvikuru, dzakadai semakore 3-, 5-, uye gumi ane makore anouya. Mari inoshandiswa inokwana 0.90 muzana uye inoshandiswa pakutanga kudyidzana iri $ 2 500. Cherechedza: Kufanana nemari yakawanda yakachengetedzwa inotarisirwa zvinotarisirwa, PRGTX inowanzoswedera pedyo nevashambadziri vatsva apo pfuma inokura huru. Iva nechokwadi chekutarisa mari yacho yakazarurirwa kune vashandi vatsva vasati vaita ichi mari yekusarudza yako yekupedzisira!

1. Columbia Global Technology Kukura (CMTFX): Nenzira yakamanikidzwa seye PRGTX, CMTFX inonyatsotungamirirwa nekombiyuta mutual fund iyo inotengeswa mumagetsi ekugadzira nyika yose. Kufanana nedzimwe ruzivo rwezvemagetsi paurongwa rwedu, CMTFX ine musimboti wepamusoro wekurova chikwata chezvikamu. Nhamba yebhadharo inokwana 1.09 muzana uye zvishoma zvishoma kutanga kwekutsvaga $ 2,000.
2. Kuvimbika Sarudza Semiconductors (FSELX): Kutendeseka kunopa mashomanana emakambani emakambani ezvigadzirwa zvemari anowedzera munzvimbo dzenzvimbo dze teknolojia uye FSELX inomira. Apo makombiyuta nemichina yakafanana yezvinhu zvekutengesa zviri kutengesa zvakanaka, iwe unowanzoona mashizha emafemu anogadzira semiconductors achiita zvakanaka. Mienzaniso yeFSELX yakakwirira inosanganisira Intel Corp (INTC), Quallcom (QCOM), uye Nvidia (NVDA). Mariro yeFSELX inenge 0.77 muzana uye kushandiswa kwekutanga kunotenga $ 2,500.

1. Fidelity Select Software uye IT Services (FSCSX): Rimwe ruzivo rwekugadzirwa kwekombiyuta kubva kuFidelity kuchengetedza radhi yako ndeye FSCSX, iyo inowedzera kubata kwayo muzvikamu zvishoma zvema software nekombiyuta yehutano. Imwe muenzaniso unozivikanwa we software ndeyeMicrosoft (MSFT) uye yekombiyuta yemashoko, unogona kufunga nezve Salesforce.com (CRM). Zvose izvi ndezvenzvimbo dzakakwirira muFSCSX. Kushanda kwenguva pfupi kweFSCSX hakusi kwakakwana asi kushanda kwenguva refu (gumi-year annualized return) zviri nani kudarika makumi mapfumbamwe ematatu ezvekombiyuta mutual funds. Nhamba yebhadharo inokwana 0.76 muzana uye zvishoma zvishoma kutenga pakutanga ndeye $ 2,500.
2. Vanguard Information Technology Index (VITAX): Iyi mari yehupfumi inobva kuVanguard ichakumbira kune vashandi vane pfuma vanoda mari shoma, yakasimwa mutual fund. Nekutanga kwekutenga kokutanga kwe $ 100 000 vashandi vemazuva ose vachave vakatengeswa kubva kune iri guru rehomwe. Zvisinei, kune mashoko akanaka eVanguard mari iyo inoda mari yekuenzanisira mari: Pane ETF version (ticker: VGT) ine chikamu chimwechete chebhadharo ye 0.10 muzana.
3. Blackrock Science neTechnology Mikana (BGSAX): Hongu, BGSAX inotakura mutoro asi Blackrock inopa shanduro yakasara-yeived ye fund, inowanzowanikwa mu 401 (k) zvirongwa. Nenzira iyo iri kunze kwenzira, BGSAX inogovana zvose zvehutano hwekombiyuta yedu yepamusoro kunze kwemari yehutengo inenge yakakwirira pa 1.45 muzana. Zvisinei, kana iwe uchikwanisa kutenga chimwe chezvikamu zvekugovana nemari shoma, BGSAX inowanzobuda tekombiki mutual fund.

Vashandi Vanonyanya Kufanirwa Nekombiyuta Mutual Funds

Sezvo teknolojia inotyisa kukura kwezvikwata zvevanhu, avo vanogona kuti varimi vanofanira kuchengetedza mupfungwa kuti mutengo unokonzera (ups and downs in value) unogona dzimwe nguva kuve wakanyanya kuzivikanwa kupfuura imwe yemari yakasiyana seS & P 500 Index fund . Asi pamwe chete nematambudziko makuru, kukwirira kunogona kudzoka kunogona. Nokudaro, vatengesi vanofunga nezvokutenga teknolojia yekugadzirisa inofanira kunge vachida kugamuchira kuchinja kwekero ravo rekuita.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.