US Economic Crisis History uye Zviratidzo Zvokunyevera

Zvidzivirire Kubva kune Yotevera

Dambudziko rezvemari reUnited States nderokukurumidza uye rinokanganisa kamwe mune rumwe rutivi rwehupfumi. Zvinogona kuva kuparara kwemahombekiti emakambani, soro mukutengesa kwezvinhu kana kushaya basa, kana kukanganisa kwebhengi. Zvinogara kwenguva refu. Havasi nguva dzose vanotungamirira kumadhorobha .

IUnited States inoratidzika ine dambudziko rezvehupfumi makore gumi kana kupfuura. Izvo zvakaoma kupedza zvachose nokuti zvikonzero zvavo zvinogara zvakasiyana. Migumisiro yacho nguva dzose yakafanana.

Zvinosanganisira kusakosha kwebasa, pedyo-kubhanja kwebhanhire, uye kukanganiswa kwemari . Izvi zvose zviratidzo zvekuderera. Asi dambudziko rezvemari harifaniri kutungamirira kumadhorobha kana rakataurirwa munguva.

Economic Crisis History

Aya matambudziko matanhatu ezvoupfumi anobatsira kuti uone zviratidzo zvekunyevera zvechipiri. Uchaona kana hurumende inopedza kugumisa kupera kwehupfumi , uye kana ichiita kuti zvinhu zviwedzere.

2008 Financial Crisis . Nyevero yekutanga yakasvika muna 2006 apo matengo eimba akatanga kuwira uye kutengeswa kwemari kwakatanga kukwira. The Federal Reserve uye vazhinji vaongorori havana kuzviona. Vakagamuchira kunonoka kwekemukati yepamusoro yeimba. Pakazosvika 2007, the subprime mortgage crisis hit. Vatengesi vaibvumira vanhu vakawandawo kuti vatore mari yekuisa mari. Apo pavakashata, mabhenji akadanwa mune chikwereti chavo chisina swaps . Izvozvo zvinomira makambani einishuwarenzi akaita seAIG kuti apedzisire. Pakazosvika pakati pezhizha, mabhanga akamira akweretesa.

Muna 2008, Fed yakazopinda kuitira kuti Bear Bear Stearns uye AIG dzifambe. Imari yeAmerica yeUnited States yakagadza vatengesi vekutengesa mari Fannie Mae naFreddie Mac kuchengetedza misika yemumba. Asi havana kukwanisa kubatsira mari yebhangi Lehman Brothers. Kubhadhara kwayo kwakakonzera kutyisa kwepasi pose. Dow yakawa 770 points, iyo yakaipa-rimwe zuva rimwe donho rakamboitika.

Kutya makambani akadzinga rekodhi $ 140 mabhiriyoni kubva kumari yavo yemari yemari . Mumavhiki mashoma, makambani haasisina mari yekushandisa. Congress yakagamuchira $ 700 mabhiriyoni ekubhadharisa mari yekudzorera chivimbo, uye kudzivirira kuparara kwemari. Ona Financial Crisis Kuenzaniswa nekudengenyeka uye zvimwe zvinetso.

9/11 Kurwisa . Kuvhiringidzwa kwaWall Street kwakadzivisa kufamba kwemhepo. Iyo NYSE haina kuvhura musi wa 9/11. Yakaramba yakavharwa kusvika 9/17. Pazuva iroro, Dow yakadonha 617.70 nharo. Ikoko kwakanga kusina nyevero kuvanhu vose. Dambudziko racho rakakanda United States kudzokera muna 2001 kutengesa nyika , ichiwedzera kusvikira muna 2003. Zvimwe zvei izvi hazvisi nekuda kwekuzvidzivirira pachavo. Yakanga iri nokuda kwekusaziva kana United States yaizoenda kuhondo. Hondo inoguma nekutya yakawedzera $ 1.3 triliyoni kune chikwereti chenyika.

1989 Kuponesa uye Kuda Mari . Charles Keating nevamwe vasiri bhengi vasina maturo vakasika dambudziko iri. Vakasimudza nheyo kuburikidza vachishandisa Federally insured deposits nokuda kwekuchengetwa kwemajeri emari. Vashanu veSenators vakagamuchira mupiro wemishandirapamwe mukudzorera kuderedza bhaganisi webhangi kuitira kuti irege kukwanisa kuongorora mabasa emhosva. Ikoko kwakanga kusina kunyeverwa kuvanhu vose sezvo mabhenji akanyepera nezvebhizimisi ravo.

Dambudziko reS & L rakaguma muna 1 000 kuvhara kwebhangi, kuderedza kuTexas, uye kubhadhara mari yakawedzera $ 126 mabhiriyoni kune chikwereti chenyika. Ona 10 Booms neBotts Kubvira muna 1980 .

1981 Recession. Nhamba yepamusoro yemari yekudzivirira kuwedzera kwezvinhu yakagadzira zvakanyanya kudarika kubva muHurumende Kuwedzera. Mutungamiri Ronald Reagan akatema mitero uye akawedzera mari yekuipedza. Izvozvo zvakapetwa kaviri chikwereti chenyika mumakore ake masere ari muhofisi.

1970s Stagflation . Muna 1973 OPEC mafuta embargo yakaratidza kutanga kwematambudziko aya. Hurumende yaipindura yakashandura ikava dambudziko rakazara rekuwedzera kwechipiri-digit inflation nekuderera. Mutengo wedenga-wakagumburwa mushure mekunge Mutungamiri Nixon asunungurire dhora kubva mumutambo wegoridhe . Akasvava mubayiro nemitengo. Izvozvo zvakaita kuti mabhizimisi aparadze vashandi vasingakwanisi kuderedza mubairo kana kuwedzera mitengo. Mutungamiri weBato reSvondo Paul Volcker akashandisa zvinopesana nemitemo yemari yekugumisa dambudziko.

Akasimudza chikwereti chekuda kutadzisa kuwedzera. Chiratidzo chenyevero chakanga chiri zviziviso kubva kuna OPEC naNixon pamusoro pezvavakanganisa zvinokanganisa zviito.

The Great Depression of 1929 . Nyevero yekutanga yaiva bhiri mumusika wekutengesa. Vashandi vekuchenjera vangave vakatanga kutora mhindu muzhizha ra1929. Muna Gumiguru, 1929 kushambadzira kwemusika kwekugadzikana kwakakonzera kupera. Iyo Yakashandiswa kushandiswa kwechinangwa chekubhadhara mari mari yekuchengetedza kukosha kwedhora , uye zvinoenderana nehutano hwegoridhe. Pane kudaro, izvo zvakagadzira kukurumidza kusimba. Sezvo mutengo wakadonha, vazhinji vanogadzira vakabuda kunze kwebhizimisi. Iyo Dust Bowl yakaita kuti ive nenzara uye isina pokugara, zvichibatsira kuendesa kushaya kwehuwandu hwehuwandu hwema 25 kubva muzana, uye dzimba dzeimba dzichidzika pasi pa31 muzana. Kutenderera kwacho kwakagadziriswa nekushandiswa kukuru kwehurumende pamagariro evanhu uye Hondo Yenyika II, kutyaira chikwereti-ku-GDP chiyero kune rekodhi 126 muzana. Onai Kuda Kukuru Kukuru Kunoitikazve?

Isangano reUnited States riri paBrink Rimwe Dambudziko Here?

Nhoroondo yehupfumi yemazuva ano yeUnited States inofanotaura kuti dambudziko rinouya richaitika muna 2018 - 2020. Izvo hazvina kukuudza kuti ichabva kupi, zvinoguma nei, uye kuti ungadzivirira sei. Chii chingave chakakudzivirira iwe mumatambudziko akapfuura ingave chinhu chakaipisisa chaunofanira kuita mune chinotevera. Iwe unofanira kutarisa zviratidzo zvinonyevera. Ona Izvo Zvinotevera Stock Market Crash Cause a Recession?

Chiratidzo chekutanga chiratidzo chekubwinya . Muna 2008, yaiva yekutengeswa kwemaimba. Muna 2001, yakanga iri yepamusoro-soro yematengo emusika. Muna 1929, yakanga iri yemusika. Inowanzotungamirirwa nekunzwa kuti "munhu wose" ari kuve akapfuma kunze kwekurota kwavo kwakanyanya kuburikidza nekutsvaga mune imwe nzvimbo yefasi.

Inyevero inotevera ndeye "kuve nekufuma nokukurumidza" kushambadzira kwose kwose. Iwe unonzwa sokuti uri kusiyiwa kunze. Uye, izvi ndezvechokwadi kune imwe nguva inotungamirira kukanganisa. Ndiwo maitiro e-actif bubble.

Chiratidzo chechitatu ndiyo nyanzvi uye mabhuku anodana kubudirira kunze kwekufungidzira. Vose vanofanotaura kuti "nguva ino yakasiyana." Inonzi kushamwaridzana kusinganzwisisiki . Inogona kuramba kwemwedzi, kana kunyange gore kana maviri. Asi haigari nokusingaperi.

Nzira Yokuzvidzivirira Sei?

Gadzirira ikozvino nokukurumidza kutora matanho mashanu anotevera.

1. Bvisa chikwereti chekwereti chikwereti .
2. Chengetedza mari yekugara kwemwedzi mitatu kusvika kumitanhatu. Izvozvo zvinokutambudza kana iwe ukarashikirwa nebasa rako.
3. Tsvaga mugadziri wemari waunogona kuvimba nekiyi yeimba yako.
4. Shanda pamwe nemupi wezano wako kuti ugadzire hurongwa hwemari hwakarongeka hunosangana nezvido zvako. Icho chichasarudza yako sset yekugovera . Iva nechokwadi chokuti une nzvimbo yakasiyana-siyana.
5. Kugadzirisa kugoverwa kamwe chete kana kaviri pagore. Izvo zvinoreva nguva dzose kusvetura kubva kune zviwanikwa kubva kumarima yakakura zvikuru, uye kuaisa mumugosi wepafasi iyo isina simba. Izvo zvinongokuvimbisa kuti iwe "kutenga pasi uye kutengesa zvakakwirira." Inokudzivirirawo kubva pakurasikirwa zvakanyanya apo dambudziko racho rinorohwa.