Zivai Zviratidzo zveAsset Bubble
Kubwinya kwakadaro kunonziwo mazai ekutengesa .
Zvinhu Zvinotatu
Kuderera kwekuderera kunowanzoita chikonzero chinowanzoitika chekubwinya kwezvinhu. Zvinogadzira kuwedzera kwekuwedzerwa kwemari . Nokudaro, vatengesi vanogona kukweretesa mari shoma asi havagoni kuwana kudzoka kwakanaka pazvisungo zvavo. Nokudaro, vanotarisa imwe dzidzo yefa .
Chikonzero chechipiri chikuru chinotarisirwa -kukwevera kutengesa . Ndiko apo boka reassetsi rinowanzova rakakurumbira. Sezvo matengo eassetsi achikwira, munhu wose anoda kupinda paripo. Asi mutengo wekutengesa purogiramu haisi nguva dzose yakananga iyi fomu yekutengesa . Saka, vanoita mitemo vanozvitarisa.
Chechitatu, kushayikwa kwezvokudya kunowedzera simba rekushandisa. Ndiko apo vashandi vanofunga kuti hapana chakakosha chezvinhu zvekufambisa. Vanotya, uye vanotanga kutenga zvakawanda vasati vabuda.
Mienzaniso
2005 - Housing. Kubwinya kwebasa kwakaitika muimba yekutengesa muna 2005. Chikwereti chinoshandiswa swaps chichigadziriswa chekuchengetedza zvakadai sekuchengetwa kwemari .
Hedge fund mameneja akaumba chido chakakura chezvikonzero izvi zvinonzi hazvina ngozi. Izvo zvakagadzira chido chezvikwereti zvepamusoro zvaivatsigira.
Kuti zvizadzise chido ichi chemari yekubhadhara mari , mabhangi uye vatengesi vatengesi vakapa zvikwereti zvemusha kune chero ani zvake. Izvozvo zvakadzinga kudiwa kwekugara, izvo vashandi vekuvaka vakaedza kusangana.
Vanhu vazhinji vakatenga dzimba, kwete kuti vararame mavari kana kuti kunyange kuvabhadhara, asi semari yekutengesa kutengesa sezvo mitengo yakaramba ichikwira. Apo vashandi vekumba vakazobatwa nekutsvaga, dzimba dzekugara dzakatanga kuwira muna 2006. Izvo zvakaparadzanisa bubble assets. Yakagadzira subprime mortgage crisis muna 2006. Izvozvo zvakatungamirira kubhengi rekubhadhara chikwereti muna 2007 uye dambudziko rezvemari rose muna 2008.
2008 - Mafuta. Kubwinya kwezvinhu zvakatanga muzhizha muna 2008 nemafuta emafuta . Vashandi vanobuda mumusika wekutengeswa muna 2007 uye vakatanga kutora mari mune ramangwana. Pakutanga, vaifunga kuti kudiwa kubva kuChina kwaizotapura zvipo nekuda kwekushayikwa kwekunono muNigeria. Asi chibharo chakawira gore iroro, nekuda kwekuderera , apo kuwedzerwa kuwedzerwa. Izvozvo hazvina kumisa kubwinya kwepfuma kubva pakusikwa mitengo yepamusoro yeiri / Vanoisa rekodhi ye $ 143.68 mubharani munaJuly 2008. Zvimwe, ona Mafu eGhasi muna 2008 .
2011 - Gold. Mitengo yegoridhe yakasvika murekodhi yakadarika $ 1,895 imwechete munaSeptember 2011. Vakatanga kuwedzera muna 2009, vachiwana rekodhi yakadarika $ 1,081 munaNovember. Vatengesi vakatenga goridhe sevakakomberedzwa nehupfumi hwehupfumi hwenyika yose, kwete kwekukosha kwayo pakuchengeta zvishongo kana mazai emeno. Vakawanda vakafunga kuti hupfumi hwepasi rose huchakurumidza kudzoka.
Pakanga pasina, zvigadzirwa zvegoridhe zvakaramba zvichikwira kwemamwe makore maviri. Nokuda kwezvimwe, ona Gold, iyo "Ultimate Bubble," Yakashata .
2012 - Treasury Notes. Musi waJune 1, 2012, Treasury inobvumira kupera makore mazana maviri. Chibereko pamakore gumi emakore ekuchengetwa kweMari yeHurumende inobata pfupi 1.442 muzana mukati mezuva, kuvhara pa 1.47 muzana. Nhepfenyuro yaive kutenga $ 85 mabhiriyoni pamwedzi muzvivigiro kubva munaSeptember 2011, kukurudzira chido (izvo zvinochengetedza mahara pasi).
Chechipiri, vatengesi vaishushikana nehuwandu hwekushaya mabasa uye kuwedzera kwekukwereta kwekodzero kweEurozone . Vakatengesa pamatokari, vachityaira Dow pasi 275 points, uye vakatenga nzvimbo yakachengeteka US Treasury manotsi. Somugumisiro, kubhadharwa kwemitengo yakaderera zvakare. Izvozvo zvakabatsira kusimbisa misika yemumba . Nokuda kwezvakawanda, ona Ukama Pakati Pezvinyorwa zveMariki uye Mortgage Interest Rates .
Pakazosvika gore ra2013, zvikwereti zvekutora zvakatanga kuwedzera sezvo Fed yakaratidza kuti yaizotanga kupera pasi zvayo zvekutenga mari yekuchengetedza mari muSeptember.
Chivigiro chinobereka zvinokwira 75 muzana pakati paMay naJuly. Dambudziko rakadzokorora nzira yakarongwa yekuita apo hurumende yakavhara muna October. Nokudaro, zvibereko pamakore gumi emari yepfuma zvakasara pakati pe 2.5-2.8 muzana.
2013 - Stock Market. Misika yemabhizimisi yakabviswa muna 2013. MunaJuly, yakange yawana mamwe maonero kupfuura gore ripi neripi pakanyorwa. Musi waMarch 11, Dow Jones Industrial Average yakavharwa pa14 254.38, ichiputsa zvinyorwa zvayo zvekare 14 164.43 yakagadzirirwa musi waOctober 9, 2007. Musi waMay 7, yakaputsa 15 000 chigadziko, ikavhara pa15,056.20, uye yakaputsa chirongo che16 000 musi waNovember 21, ikavhara pa16,009.99. Dow yakagadzika yakakwirira kusvika pagore pa16,576.55 musi waDecember 31, 2013. Kuti uwane mamwe mashoko, ona Dow Yakavhara Nhoroondo .
Mutengo unowedzera nokukurumidza kupfuura mari yebhizimusi, iyo ndiyo inofambisa mutengesi wematengo ematengo. Makambani akabudirira kuwedzera muzvikwereti nokucheka mari, kwete kuwedzera mari. Kuda kwezvinhu zvakawanda zvekutengesa zvaisina simba sezvo basa risati rapera Vatengesi vainyanya kunetseka pamusoro pekuti Fed yaizoita sei QE kupfuura iyo yakanga iri pamusoro pechokwadi chekuwedzera kwehupfumi.
2014 uye 2015 - US Dollar. Vatengesi vekufananidza vakaiswa muDhora, iro rakasimuka 25 muzana pakati paJuly 2014 uye pakati pegore ra2015. Zvakaitika nokuti apo US Federal Reserve yakashuma kuti kuwedzera kwehuwandu kunopera munaOctober. Panguva imwecheteyo, European Central Bank yakati ichatanga QE, uye GDP yeU.S. yakavandudza zvikuru . Zvose izvi zvakaratidza simba reAmerica rezvehupfumi pamwe nekushaya simba muEuropean Union nemakambani anotakura, kunyanya China . Nokuwedzera, ona US Dollar Index uye Euro kuDollar Conversion History .
Iko simba re dollar rinokuvadza kutengeserana, richideredza US GDP muna 2015. Yakagadzirisawo kudonha kwemafuta emafuta. Izvozvo zvinodhura mabasa mumakambani emafuta. Yakatyisidzirawo kugoneka kwekambani dzakawanda dzemafuta .
2017 - Bitcoin. Muna 2017, Bitcoin yakasimuka 955 kubva muzana, ichivhara kuwedzera kwemhando ipi neipi yepakutanga. Nhamba yekambani yayo yose yaive $ 16 mabhiriyoni pakutanga kwegore. Yakanga iri $ 171 mabhiriyoni pakati peDecember. Musi waNovember 29, 2017, mutengo weBitcoin imwe chete wakawana rekodi yakakura ye $ 11,000. Maawa gare gare, yakawira madhora 9 500. Yakatanga gore pa $ 968.23.
Chimwe chikonzero chekumuka kwaBitcoin ndechokuti Japan's Financial Services Agency yakazviona seyo nzira yakakodzera yokubhadhara muna April. Vatengesi veJapan vanopa 60 muzana yemusika wose. Bitcoin iyo mari ye digital. Icho chikwata chekombiyuta chekugadzirisa mari. Hapana hurumende kana central central controls, inoitengesa, kana kuti inoitonga. MunaSeptember 2015, US Commodity Futures Trading Commission yakagadza Bitcoin semutengo.
Nzira Yokuzvidzivirira Sei Kubva Asset Bubble
Chiratidzo chekubwinya kwebasa hakusi kushamwaridzana . Anenge munhu wose ari kutenga iyo yefa. Kwemazuva mazhinji, kutenga iyo pfuma inoratidzika inobatsira. Kazhinji mutengo unoramba uchienda kwemakore.
Dambudziko nderokuti rakaoma kuti nguva ibhu. Nokudaro, tevera mazano evanhu vakawanda vanogadzirisa zvemari , izvo ndezvokuti vave nehuwandu hwakasiyana-siyana hwekutsvaga mari. Dhiversification inoreva kusanganiswa kwakakwana kwematokisi , zvisungo, zvinhu uye kunyange kutenderera mumba mako. Dzokororai mararamiro enyu ekugoverwa kwekufamba kwenguva kuti muve nechokwadi chokuti ichiri kuenzanisa. Kana paine hutengo hwemagetsi mugoridhe kana kunyange humba, huchaita kuti huwandise huwandu hwaunayo mukirasi iyoyo . Inguva yekutengesa. Shanda nevanogadzirisa zvemari, uye iwe haungabatanidzwi mukushamwaridzana kusinganzwisisi uye kugumburwa kwebasa rekushandisa.